Access your interactive Experian Credit Report anytime, anywhere – absolutely free! Checking your own report doesn’t hurt your credit and there’s no credit card required. Your free Experian Credit Report is automatically updated every 30 days when you sign in, so your credit information is always at your fingertips. See where you stand and interact with your credit in a completely reimagined way. You’ll also get notifications on your iPhone or iPad when key updates to your credit report are detected.

Download the new, free Experian app today, and get the fast, anytime access to truly understand your credit! Available on iPhone or iPad devices.


• View your Experian Credit Report and better understand what kind of information that banks and lenders see – including your credit accounts, inquiries and public records.
• Your Experian Credit Report will automatically be updated every 30 days, when you sign in.

• We monitor changes to your credit profile like when a new credit account is opened in your name or when an inquiry appears on your credit report.
• We’ll send you a push notification, so you can view these alerts directly on your device.

• Easily monitor your credit and see a breakdown of your accounts in a fun new way.
• See how your credit usage impacts your credit by keeping track of how much you spend and how much debt you have, in the Credit and Debt Summary section.

• Using Experian's credit data and smart analytics, we'll help analyze your individual credit situation and find the right credit cards matched for you from our trusted network of partners.


Q: Is my Experian Credit Report really free?
A: Yes, Experian provides a 100% free credit report. No credit card required.

Q: Will checking my report hurt my credit?
A: No, checking your own report with Experian does not impact your credit.

Q: How often does my Experian Credit Report update?
A: Your free credit report is updated every 30 days.

Q: What if I already have an account through, or or Experian CreditWorks account?
A: If you already have an account through one of these domains, just sign in with your existing username and password to start using the app.

Experian CreditWorks subscriptions purchased through your iTunes account will automatically renew within 24 hours prior to the end of the current monthly subscription period, unless auto-renewal is disabled beforehand. To manage your subscription or to disable auto-renewal, after purchase, go to My Account -> Manage Membership within the app.

Experian was the first company and credit bureau to offer on-line credit reporting services in the United States of America, and now is the leading provider of credit data and services. Experian maintains credit information on approximately 220 million U.S. consumers with more than 1.5 petabytes (1.5 quadrillion bytes) of data, empowering consumers to manage and improve their financial status, and helping them to protect themselves against fraud and identity theft. Experian is deeply committed to educating consumers through financial literacy and funding programs, and work with non-profit and public education leaders across the U.S.

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Terms & Conditions:

*Offers are not available in all states.

What's New

Version 2.2.0

With this update to the Experian app you are now able to:

• Subscribe to new product plans with monthly and annual options
• Purchase discounted 3-Bureau reports (for premium subscribers)
• Easily manage your membership and update billing information in My Account

Ratings and Reviews

4.6 out of 5
4.4K Ratings
4.4K Ratings
My my my

Hate new/this app

I have used Experian’s mobile credit app for 5+ years and paying for the monthly subscription. Suddenly the app just stopped working and come to find out they put out this new one. I tried this new one and it’s awful. It’s totally redesigned and selling all kinds of new stuff. The interface is discombobulated and not simple. Only way to view the old stuff is use a browser that doesn’t work great on mobile devices. I just cancelled my subscription as I don’t want this new app and hate the browser version. I’ll be purchasing a differed credit application. I’m really bummed as I really enjoyed the previous app and sad I can no longer use it as Experian deleted it from the App Store and made it not work for those that already had it installed. I’m sure it’s not the developers faults; I’m betting it was a bunch of higher ups that chose these in app purchases all over the place over catering to a smoother transition for their long time clients. Well...good luck to those higher ups, you’ve lost me but maybe you’ll get a whole bunch of brand new clients, hopefully they are as loyal as I was and hopefully you take care of them better than you did your long time subscribers. I still love your developers as they has such an amazing app for so long and sorry they made you make so many changes that cut off my long time use of your previous beautiful and easy to use app.


I am Impressed which isn’t easy..

If companies like Credit Karma, Credit Sesame, even new apps like Clarity Money are able to provide the same insights and scores which the individual agencies aren’t able to provide us, why should we pay for your subscriptions? This is not about Experian alone, myFico is way too much as it doesn’t even anyone let in unless you pay for one of its subscriptions! I don’t think that’s the way it must be done and it’s just too bad if you think so. But apart from that I love Experian! This wasn’t just about Experian that I mentioned. Experian is way far better than TransUnion which only provides information to Credit Karma and any other company but itself doesn’t show your score. What say? Experian gives your score and credit report without paying anything. It also offered about two months for me to try the paid service for free. And I loved it. So paid service in these terms are fair and I would any day support Experian which doesn’t gives its score to view in free at Credit Karma but shows us our scores for free.


Experian, facilitator of ID theft

Experian is the absolute WORST credit reporting agency and a _facilitator_ to fraud. Bunch of shills posting positive reviews, be aware.

I’m a recent ID theft victim and I’m going through the aftermath of freezing and monitoring my credit. If the 3 companies, this is the only one that I cannot reach a human to resolve my registration issue. This app throws an error and advises you to call a number, which routes you to automated machines that tend to disconnect on you before you can speak to anyone. As others have faced, I’m still not able to register so that I can monitor my credit activities.

Now back to the facilitator to fraud assertion, shortly after I noticed fraudulent accounts and credit applications were opened under my name, I ran credit report checks on all 3 reporting services. Of the 3, only Experian shows soft and hard queries were performed on my account, additionally the queries were performed by Experian or Experian-affiliated businesses. I truly believe there’s still backdoors in Experian’s network infrastructure that they have not patched since their last security breach. My advice is for you to find any and all ways to freeze/lock your experian reporting to prevent being an ID theft victim yourself.


98.8 MB
Requires iOS 10.3 or later. Compatible with iPhone, iPad, and iPod touch.
Age Rating
Rated 4+
© 2017, Inc.
In-App Purchases
  1. Experian CreditWorks℠ with Trial $9.99
  2. Experian CreditWorks℠ with Trial $19.99
  3. 3-Bureau Credit Report & FICO® Scores $29.99


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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