Access your interactive Experian Credit Report anytime, anywhere – absolutely free! Checking your own report doesn’t hurt your credit and there’s no credit card required. Your free Experian Credit Report is automatically updated every 30 days when you sign in, so your credit information is always at your fingertips. See where you stand and interact with your credit in a completely reimagined way. You’ll also get notifications on your iPhone or iPad when key updates to your credit report are detected.

Download the new, free Experian app today, and get the fast, anytime access to truly understand your credit! Available on iPhone or iPad devices.


• View your Experian Credit Report and better understand what kind of information that banks and lenders see – including your credit accounts, inquiries and public records.
• Your Experian Credit Report will automatically be updated every 30 days, when you sign in.

• We monitor changes to your credit profile like when a new credit account is opened in your name or when an inquiry appears on your credit report.
• We’ll send you a push notification, so you can view these alerts directly on your device.

• Easily monitor your credit and see a breakdown of your accounts in a fun new way.
• See how your credit usage impacts your credit by keeping track of how much you spend and how much debt you have, in the Credit and Debt Summary section.

• Using Experian's credit data and smart analytics, we'll help analyze your individual credit situation and find the right credit cards matched for you from our trusted network of partners.


Q: Is my Experian Credit Report really free?
A: Yes, Experian provides a 100% free credit report. No credit card required.

Q: Will checking my report hurt my credit?
A: No, checking your own report with Experian does not impact your credit.

Q: How often does my Experian Credit Report update?
A: Your free credit report is updated every 30 days.

Q: What if I already have an account through, or or Experian CreditWorks account?
A: If you already have an account through one of these domains, just sign in with your existing username and password to start using the app.

Experian CreditWorks subscriptions purchased through the app will be charged to your iTunes account and will automatically renew within 24 hours prior to the end of the current monthly subscription period, unless auto-renewal is disabled beforehand. To manage your subscriptions or to disable auto-renewal, after purchase, go to your iTunes account settings. Experian CreditWorks subscription is $19.99/month.

Experian was the first company and credit bureau to offer on-line credit reporting services in the United States of America, and now is the leading provider of credit data and services. Experian maintains credit information on approximately 220 million U.S. consumers with more than 1.5 petabytes (1.5 quadrillion bytes) of data, empowering consumers to manage and improve their financial status, and helping them to protect themselves against fraud and identity theft. Experian is deeply committed to educating consumers through financial literacy and funding programs, and work with non-profit and public education leaders across the U.S.

Privacy Policy:
Terms & Conditions:

*Offers are not available in all states.

What's New

Version 2.1.2

• Bug fixes and other stability improvements

Ratings and Reviews

4.1 out of 5

649 Ratings

649 Ratings

Sleazy Business Practices


After having a freeze on my reports for years I had to temporary lift it to apply for a credit card for my new business. The free trial sounded great, so I signed up and noted in my calendar when the trial would end and monthly billing would start. I did pay $5 to temporarily unlock my report for my bank to view, but then attempted to stop the $9.95 subscription. No one at the company answered my emails and I sat on the phone for over an hour despite the recording saying the wait would be 7–10 minutes. The app is so easy to use, yet one is NOT able to cancel the subscription on it. This behavior is too blatant and Experian is obviously trying to prevent me from cancelling a $9.95 monthly charge for a product I do not need! I never asked them to compile my data, so why do I now have to pay them to not release this same data? THIS DATA SHOULD BR FREE TO ME SINCE IT IS MINE, fine if you want to charge the retailers and banks wanting these reports but to charge me and other consumers is greed.



Experian has been fantastic. I was reluctant to purchase the subscription but was pretty desperate to figure out some issues on my credit report. After having this app for four months I don’t regret it! I have been able to dispute two negative reports on my credit. Stimulate my credit (i.e, what would my credit be if I paid off full debt, or went bankrupt, etc). It also locks your credit which is AWESOME. One time I forgot to lock my credit and applied for a credit card, instantly denied and Experian sent me a text and email stating “someone” had tried to access my credit (even though it was me). It’s a sound of mind and one less inquiry I would have to wait for 2 years to be taken off!



So I tried to get my “free” credit report, only to be told that I would have to pay $1 and sign up for an “easy to cancel” trial period to see my score, which in turn signs you up for an automatically recurring monthly fee. So, I’m waiting for a confirmation email that I’m sure will have a link to cancel my free trial. NOPE, no email. I go back into the app and nowhere in it is there a place to cancel- you must call their customer service line. After being told it would be a 45 minute wait, I was on hold for AN HOUR AND A HALF when it DISCONNECTED ME. I don’t have all day to sit on the phone so now I’m going to get charged for this service I don’t want on my credit card, which I will be disputing with my card company.

It is unbelievable that a company billing themselves as helping your credit is running a scam like this. I will be sharing this story on every social media platform and telling everyone I know DO NOT USE THIS SERVICE.


79.9 MB
Requires iOS 10.3 or later. Compatible with iPhone, iPad, and iPod touch.
Age Rating
Rated 4+
© 2017, Inc.
In-App Purchases
  1. Experian CreditWorks℠ with Trial $9.99
  2. Experian CreditWorks℠ with Trial $19.99
  3. 3-Bureau Credit Report & FICO® Scores $29.99


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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