Are you concerned about identity theft? Are you looking for identity theft protection that’s built around you? Get better detection, protection, and resolution with Experian IdentityWorks℠. By downloading the app and setting up a free account, you will receive:
• FREE DARK WEB TRIPLE SCAN
We’ll scan the dark web one-time and see if your email address, phone, or social security number is being traded there.
• FREE CREDIT MONITORING
Because we’re Experian, we’ll also actively monitor your Experian Credit Report and alert you in real-time to any activities that may be an indicator of identity theft.
• FREE MONTHLY CREDIT REPORT
With your new IdentityWorks Basic account you can access your Experian Credit Report via the Experian CreditWorks app or by logging on to Experian.com.
If you decide to upgrade to one of our premium memberships – plans starting at $4.99/mo. – you’ll receive comprehensive active monitoring of your identity. The moment we detect a threat, we’ll alert you with a push notification**. This includes:
• Active Dark Web surveillance to track your identity in the dark corners of the web
• 3-Bureau credit monitoring^ to make sure no one is taking out credit in your name*
• Public records monitoring* helps you know if crimes in your name are falsely booked or reported in the court system
• Social security monitoring*
• Bank & credit account takeover attempts*
• Payday & non-credit loan scams*
• Change of address attempts*
• Neighborhood sex offender monitoring*
Proactively protect yourself with one of our premium memberships and Experian CreditLock. Keep your Experian credit file locked to protect against identity theft and prevent unauthorized access to your credit file. Unlock your credit file easily when you need it.
If your identity is stolen, speed matters. We’ll be with you every step of the way to fix it quickly with dedicated fraud resolution support. Plus, with your active premium membership, you’ll have up to $1 Million in Identity Theft Insurance*^ that could replace stolen funds linked to unauthorized electronic transfers, lost wages, and more.
Experian was the first company and credit bureau to offer on-line credit reporting services in the United States of America, and now is the leading provider of credit data and services. Experian maintains credit information on approximately 220 million U.S. consumers with more than 1.5 petabytes (1.5 quadrillion bytes) of data, empowering consumers to manage and improve their financial status, and helping them to protect themselves against fraud and identity theft. Experian is deeply committed to educating consumers through financial literacy and funding programs, and work with non-profit and public education leaders across the U.S.
Terms & Conditions: https://usa.experian.com/login/#/publicTermsAndConditionsFree
* Requires an Experian IdentityWorks Premium or Experian CreditWorks Premium membership.
** Granting the app permission to receive push notifications and signing into the app at least once are required to enable this functionality.
^ Monitoring with Experian begins within 48 hours of enrollment. Monitoring with Equifax® and TransUnion® takes approximately 4 days to begin, though in some cases cannot be initiated during a trial period. You may cancel your membership at any time.
*^ Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. (AIG). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits for Experian CreditWorks Core, Plus, or Premium at Experian.com.
• Bug fixes and other minor improvements
Ratings and Reviews
To Freeze or not to freeze
I really hate this app. I’m not sure if I have a credit freeze on Experian or not. Call for help? Sure, but I can’t talk to a person, just a minimal press 1 or 2 for options that don’t help. All in all, I really don’t care. Nobody uses Experian, and if they do, potentially denying me credit, they don’t deserve my business.
Spend less development time on an animated logo (gold plating), letting me know that one of my two dozen email addresses is on the dark web (no sh*t Sherlock), and giving reports on the location of registered sex offenders (why not the location of the nearest Starbucks?), and give me a SIMPLE on/off switch to Freeze/Unfreeze my account.
All the other credit agencies(Equifax and TransUnion) allow for credit lock on their app for free! Experian..the only way to lock your credit with the app is if you have a monthly payment plan with them.
Terrible, credit freeze functionality costs extra
Now that you can freeze access to your credit report for free, I downloaded this app to simplify the process. With Equifax and Transunion you can use their apps to easily freeze and unfreeze your credit report. Not Experian. Apparently you have to pay $9.99 a month for their premium service in order to be able to freeze and unfreeze your credit report with this app. Otherwise you have to call them or go online and fill out a lengthy request form.
With Family Sharing set up, up to six family members can use this app.