iPhone Screenshots


Skip the trip to the bank with Mobile Banking from Farmers & Merchants State Bank. With the F&M App in the palm of your hand, you can let your fingers do your banking. The F&M Mobile Banking app is available to all F&M Personal Online Banking Customers.

F&M Mobile Banking is fully secure. No personal information is stored on your phone. With multiple layers of authentication, you will not have to worry about the wrong people getting your information. Using the screen lock on your phone is still recommended.

To get started, download and launch the free app. Sign in with your Farmers & Merchants State Bank Online Banking user ID and password. That’s all you need to do to get F&M in the palm of your hand.

Available Features Include:
− Accounts
Check your account balance and search recent transactions by date, amount, or check number.

− Transfer Funds
Easily transfer cash between your F&M accounts.

− Check Deposit
Deposit a check into your F&M account from anywhere.

− Pay bills
Easily pay bills anytime on the fly.

− Locations
Search ATM and Office locations by current location or zip code.

To learn how we protect your privacy, please visit https://www.fm.bank/documents/Privacy-Notice.pdf

Your mobile carrier’s text messaging and web access charges may apply. Member FDIC.

What’s New

Version 18.2.63

This version includes a refreshed user experience, usability improvements, accessibility improvements, bug fixes and more.

Ratings and Reviews

3.3 out of 5
9 Ratings
9 Ratings
Cole2271 ,


The app has some along way over the years I like what they’ve done to.

I love fiction ,

Works Perfectly Fine

Maybe it was fixed or the other people can't work a cell phone, but besides not having some features (which is expected of a small bank's app) it works great.

Cowboy Neal 58 ,


Just spent 15 minutes entering and re-entering answers to security questions, including answering the same qs five times. Finally gave up. I have other things to do, and if the app can't confirm my identity within 30 seconds it's a lousy app.


The Farmers & Merchants State Bank
88.6 MB
Requires iOS 10.0 or later. Compatible with iPhone, iPad, and iPod touch.
Age Rating
Rated 4+
© 2018 Fiserv, Inc. or its affiliates and licensors.


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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