F & M Mobile Banking by Farmers & Merchants Bank allows you to bank on the go. It's free to download and offers quick access for managing your bank accounts. Check your balances, pay bills, transfer money, and locate ATMs and banking centers with just a touch. Our native app is fast, secure and free. Use your current login information to start banking today.


•Check Account Balances
•Transfer funds between accounts
•Pay Bills and schedule payments**
•Locate Financial Centers and surcharge-free ATMs using the GPS provided by your Apple Device***
•View e-Statements and so Much More

*Must be an Online Banking Customer
**Online customers must first setup transfer and bill pay accounts prior to using these features.
***This is limited to locating our banking centers and ATMs. Please refer to your carrier for any fees that may apply.

Farmers & Merchants Bank
205 S. Main Street
P. O. Box 1111
Timberville VA 22853

Member FDIC – Equal Housing Lender

What’s New

Version 4.5.0

UI Improvements
iPhone X Optimization
Product Enhancements
Biometric Login Updates
Addition of More Transaction History

Ratings and Reviews

CHScarlett ,

Not bad

Have this on my phone and it’s been great. Only issue is, transferring money. Used that a few times to put money into my savings and it didn’t go through. Said error. Kept trying. Nothing. Then, next morning, it sent it through so many times that it threw my checking into a negative balance and I got stuck paying a 35.00 fee. So, if we could fix that— would be great.

Also, if there was a way to screen shot or write in checks— so we could go ahead and have it taken off the amount that way we don’t accidentally overdraft—THAT would be Awesome!!!!!

Still waiting on that Add Check feature.

MedicalPsych ,

Technical failures

Constant, uncorrected, failure upon attempting electronic check deposit. Problem reported to the bank months ago.

Tashantho ,

Bad update

I frequently use my mobile app but since the update it won't accept my password. I guess I won't be using it anymore.


Farmers & Merchants Bank
60.1 MB
Requires iOS 10.0 or later. Compatible with iPhone, iPad, and iPod touch.
Age Rating
Rated 4+
© Farmers & Merchants Bank


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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