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No overdraft fees. No worries. Try GoBank’s award-winning mobile app now!

GoBank is a new checking account made for people who are fed up with big banks and their big fees, and designed to be accessed on a mobile phone. It’s fast (works like your other favorite apps), fair (no overdraft or penalty fees) and feature-rich (keep reading for a sneak peek). Bonus? You're always welcome to apply for a GoBank account even if you've been turned down for a checking account before.


Seriously. GoBank has no surprise fees. Check out to see what we mean.

Many employers notify the bank of payroll direct deposits before the “official” payday. If we receive early notice, we’ll deposit your pay into your account early. Ask your employer when they submit their direct deposit information to the bank. Your employer may not submit early every pay period.

If you’re not eligible for the above, you can still sign up for direct deposit to get your pay faster than a paper check!

We have a network of 42,000+ ATMs (translation: it’s HUGE) nationwide*. That’s way more ATMs than Bank of America or Chase**. Find the free ATMs all around you with our ATM finder.

Pay rent, or any bill with the GoBank app or website. Need to send a check to your landlord (or anyone else)? No problem. We’ll mail the check for free.

Quickly send money to friends, family and even the dog groomer. We notify them via email or text message.

Just take your GoBank debit card and cash to any participating Walmart (not available in WY or VT). Swipe your card or hand it to the cashier, and the cash will be deposited to your account automagically. Other retailers may charge a fee.

Our nearest bank branch is in your pocket. Use your phone to scan a check and deposit it into your account.

Use the Fortune Teller to double-check your budget before you spend. Just tell us how much it costs, and we’ll give you a quick yay or nay based on the budget you’ve created.

To find out which features speak more to you, give us a try. Download the app or visit to learn how to get GoBanking.

FYI: We'll need to successfully verify your ID before you can use all of GoBank's award-winning features.

Stay in touch with us!

Follow us on Twitter @GoBank and on Instagram @GoBankOfficial. While you’re at it, like us on We’d love to meet you and answer any questions you may have.

*For ATM withdrawals made outside of the GoBank ATM network, a $2.50 fee will apply. Plus any fee the ATM owner may assess. So, um… just use our free ones. K?

** Source: and, as of November 5, 2014

GoBank is a brand of Green Dot Bank, Member FDIC, which also operates under the brands Green Dot Bank and Bonneville Bank. Deposits under any of these trade names are deposits with a single FDIC-insured bank, Green Dot Bank, and are aggregated for deposit insurance coverage.

©2014 Green Dot Bank. All rights reserved.

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What's New in Version 2.2.1

GoBank is now available on the Apple Watch! You can check your balance and view real-time app notifications with a flick of the wrist.

iPhone Screenshot

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Apple Watch

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Customer Reviews

Best. Bank. Ever.

I have never been so happy with a bank. I've been using GoBank as my primary account for three years and I'm never turning back. I love that I can easily see my balance with the swipe bar. Check deposits only take about a day, sometimes less, to go through none of that wait 5 business days crap. My paycheck is deposited two days before pay day unlike my co-workers who can't get it until the day before or the day of. Moving money to savings (money vault) and back to the account is a cinch. And the best part, there are no fees! You can choose what to pay as a monthly fee including $0 and what I love most is there's no stress-making punishment fee if you go into the negative so your situation doesn't become worse. The app is super simple to use and if you have to pay utilities with a check you can do it through the site. I also feel like they really do care about customer service and want to improve and take care of their customers needs and concerns. I can go on and on about how great this bank and app is. I HIGHLY suggest signing up and leaving your other greedy bank behind.

Brick and Mortar Banks? Who needs em'?

I have been using GoBank ever since I saw them on Project Runway.... Ok, did I lose anyone there? For the rest of you that are still reading, you've done yourself a huge favor, and well, the ones I lost, they'll be back. This bank has it all, it's easy, convenient, no fees ( although I do "donate" to them every month, because, how else can we keep something this cool going?) I started out keeping my Bank of America account "just in case". I soon learned there was no need for that stuffy fee- monger any longer. Get it. Try it. Promise you'll love it.

The only bank I use

This is the only account I use anymore ...I don't understand the bad ratings at all, I never have a problem and I use the vault all the time...this app has no fees and is better than any bank I've used so the. All versions section. And you will get a better idea..and they finally fixed the notifications...thanks guys....please add apple pay and I can close my other accounts.....Apple Pay please!!!!!!!!!!!!!!!!

View In iTunes
Offers Apple Watch App for iPhone
  • Free
  • Category: Finance
  • Updated:
  • Version: 2.2.1
  • Size: 23.9 MB
  • Apple Watch: Yes
  • Language: English
  • Seller:

Compatibility: Requires iOS 6.0 or later. Compatible with iPhone, iPad, and iPod touch.

Customer Ratings

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