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No overdraft fees. No worries. Try GoBank’s award-winning mobile app now!

GoBank is a new checking account made for people who are fed up with big banks and their big fees, and designed to be accessed on a mobile phone. It’s fast (works like your other favorite apps), fair (no overdraft or penalty fees) and feature-rich (keep reading for a sneak peek). Bonus? You're always welcome to apply for a GoBank account even if you've been turned down for a checking account before.


Seriously. GoBank has no surprise fees. Check out to see what we mean.

Many employers notify the bank of payroll direct deposits before the “official” payday. If we receive early notice, we’ll deposit your pay into your account early. Ask your employer when they submit their direct deposit information to the bank. Your employer may not submit early every pay period.

If you’re not eligible for the above, you can still sign up for direct deposit to get your pay faster than a paper check!

We have a network of 42,000+ ATMs (translation: it’s HUGE) nationwide*. That’s way more ATMs than Bank of America or Chase**. Find the free ATMs all around you with our ATM finder.

Pay rent, or any bill with the GoBank app or website. Need to send a check to your landlord (or anyone else)? No problem. We’ll mail the check for free.

Quickly send money to friends, family and even the dog groomer. We notify them via email or text message.

Just take your GoBank debit card and cash to any participating Walmart (not available in WY or VT). Swipe your card or hand it to the cashier, and the cash will be deposited to your account automagically. Other retailers may charge a fee.

Our nearest bank branch is in your pocket. Use your phone to scan a check and deposit it into your account.

Use the Fortune Teller to double-check your budget before you spend. Just tell us how much it costs, and we’ll give you a quick yay or nay based on the budget you’ve created.

To find out which features speak more to you, give us a try. Download the app or visit to learn how to get GoBanking.

FYI: We'll need to successfully verify your ID before you can use all of GoBank's award-winning features.

Stay in touch with us!

Follow us on Twitter @GoBank and on Instagram @GoBankOfficial. While you’re at it, like us on We’d love to meet you and answer any questions you may have.

*For ATM withdrawals made outside of the GoBank ATM network, a $2.50 fee will apply. Plus any fee the ATM owner may assess. So, um… just use our free ones. K?

** Source: and, as of November 5, 2014

GoBank is a brand of Green Dot Bank, Member FDIC, which also operates under the brands Green Dot Bank and Bonneville Bank. Deposits under any of these trade names are deposits with a single FDIC-insured bank, Green Dot Bank, and are aggregated for deposit insurance coverage.

©2014 Green Dot Bank. All rights reserved.

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What's New in Version 2.2.2

We fixed a few bugs and made some really good improvements. Like, really good.

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Customer Reviews

It's just Too good to be true....

If you are anything like me, and NSF CHARGES have become a regular part of your life struggle, The Savior has calm. I have been paying innocent fees consistently my entire adult life. It's just the way it is... Until now. If youve ever spent a significant amount of time with a bank account that stays relatively empty, And then you understand the feeling of a good old fashion financial institution shakedown pick pocket $32 at a time. For those of us who've elected not to participate in a secondary savings account or this ever so elusive overdraft protection service, this banking System is nothing short of divine intervention. It is perfect for those of us who never truly know exactly how much money is in their account, and have experienced the moments of panic when they ATM says no, and the gas pump send you inside to see the teller. All of the banking pickpocket shakedown tactics have been eliminated from his business model. Taken from someone who could have purchased a private jet $32 at a time, this business model is perfect for those of us who have paid six digits in fees.

Scared to trust money here!

I thought was a good idea so I switched my direct deposit to this card and I have problems all morning trying to get into my account, page can't load after typing in pass and email, that's it gets stuck there. I don't like that I cannot check my balance nor depend on this app for banking needs so how can I trust my money there. I haven't gotten my card yet in the mail but when it does will take my money from this account and place back on my other card originally set for my direct deposit. Sad because it looked promising but in this work I need to see results not promises work hard to earn money.

Used to be good, now terrible

This bank having a great app was one reason I switched from USAA and Chase to just GoBank.
Well the last few updates have killed the app. No longer can you quickly get on the app, but you have to hope it can even connect or load.
They seem to not acknowledge this, and they've also outsourced their call centers to India and the Philippines. Calling and speaking to someone in California was another huge plus when I joined and that's now gone as well. Was once a 5 star experience, now is dwindling slowly.

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Offers Apple Watch App for iPhone
  • Free
  • Category: Finance
  • Updated:
  • Version: 2.2.2
  • Size: 21.3 MB
  • Apple Watch: Yes
  • Language: English
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Compatibility: Requires iOS 6.0 or later. Compatible with iPhone, iPad, and iPod touch.

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