Lenny Credit - Borrow Money. Build Credit.
By Lenny Credit, Inc.
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► With over 70,000 installs and a 94% satisfaction rating, Lenny Credit is the trusted platform to build or improve credit scores by instantly borrowing up to $1000, with interest rates as low as 7.8% apr.
► What the world is saying:
Bloomberg.com: "Lenny can help build your credit score."
FastCompany.com: " [Lenny] is reinventing the lending business with a model that promises to help borrowers and build their credit at the same time."
► Awards and Recognitions
* 2016 JP Morgan Chase Financial Solution Lab Finalist.
* 2016 Money 20/20 CSFI/Discover Scholarship Winner.
* 2016 Tech.co Startup of the year Finalist.
* 2016 SXSW Fintech Showcase in Partnership with Paypal.
* 2016 Plug and Play Fintech Batch IV selection.
► Get approved in under 3 minutes.
► Earn Lenny Points by mastering your credit management skills and reading our financial education blogs. Use them to unlock balance increases.
► Enjoy your FICO® Score for Free monthly!
► Receive weekly financial education blogs and tips.
► Personalized credit card recommendations based on your FICO® Score in partnership with Lending Tree.
► How it works?
Lenny Credit uses various key metrics including your educational background to offer you the rates you deserve. We strongly believe in full transparency and no hidden fees! Applying for a Lenny Credit Line does not affect your credit score.
Use the funds any way you want, cash out instantly to your bank account, debit or credit card, consolidate debts, purchase textbooks or pay rent.
* Free ACH Transfers
* 5% instant transfer fee. ($2.99 minimum)
* $2 monthly service fee - Only applies to users with credit lines.
* Make on-time payments and watch your credit score grow.
Lenny cares about students.
Since building a credit history at an early age is essential, Lenny offers initial credit lines of up to $500 upon approval.
Lenny Credit uses bank-grade security systems and data encryption to protect your financial information.
*Free FICO® Scores and weekly credit education blogs are available to all nationwide. Lenny credit lines are currently exclusive to California residents. Check back often as we will be rolling out in other states shortly.
Lenny Credit is a licensed lender in the State of California. All credit lines subject to approval. Rates and terms will vary. Terms and conditions apply. Get more financial education resources at www.lennycredit.com/learn
FICO® is a registered trademark of Fair Isaac Corporation in the United States and other countries.
Notice to California Customers: In California, Lenny's lines of credit are made pursuant to California Finance Lender License No. 60DBO-44695 issued by the California Department of Business Oversight and in accordance with the California Finance Lenders Law. California customers can contact Lenny by phone at 1-855-88-LENNY (53669), by email at email@example.com, by mail at 1447 2nd Street Suite 200, Santa Monica, CA 90401, or at our website at www.lennycredit.com. FICO is a trademark of Fair Isaac Corporation
What's New in Version 1.3.9
Thank you for making Lenny a success!
- General improvements
Great to built credit!
As a young 20 year old with a family, I struggled establishing my credit because of mistakes I made in my teen years. With this brilliant and easy to work app, I was able to build my credit and finally bought a house. I am so thankful this app taught me and gave me the tools to be successful. I just wish I would have found this app sooner, as you can never be too young to establish credit. I will be recommending this to all my friends, and already talked my wife's parents into using the app. They love it, and enjoy the fact that you do not have to be tech savvy to use it. Go Lenny!!!!
Reporting to better business beuereu
First of all this is the first time I've ever reviewed an app good or bad.
I'm a real customer.
Poor customer service always says "they are away from chat" sent several messages regarding their offer to increase my credit after a certain number of "lenny" points
Also questioned their algarythem . I should have revived an offer a month prior for a raise and it never happened. All my payments weren't originally documented properly.
Also my original limit was $100 my friend got a $500 limit upon sign up. My credit score was far better. I had somewhere around 650 at the time he was in the low 500. When I complained they raised my limit 200. I complained again and asked what they base increase on, didn't get a straight answer. They raised it again about 6 days ago. When I try and withdrawal I can't. I've tried for several days and it says I can't. So I reached out to customer care, no response now for 48 hours. How can a credit company not respond about taking about money?????? Going on 72 hours. What if it was an emergency ? You are a complete scam. I will be sharing with 150 k twitter follower tomorrow evening if I haven't heard back.
When I discovered this app, I was impressed by the simple concept of improving your credit score in such a straightforward manner. The automatic payments make life super easy and every month it's reported to the major agencies so essentially I'm improving my credit with no effort. It's a win win and must have for anyone wanting to build credit and also pay friends back through such a conveniently designed interface.
Update: I wish I could give the Lenny app 10 stars. I received a 50 pt increase in my FICO score with Lenny and now am eligible to rent an apartment. This app is a life saver. Literally. Must have.
Update 2017: Couldn't be more proud to be a member of Lenny. For the first time ever I had a FICO score I'm not scared to share. Amazing app.
Update 2.0: Get this app if you want to enter the world of great credit. It open many opportunities previously closed off by poor FICO scores. The key is consistency. Lenny makes it all easy!!