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Lenny Credit - Credit Builder & Free Credit Score

By Lenny Credit, Inc.

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► With over 20,000 installs and a 94% satisfaction rating, Lenny Credit is the platform trusted by millennials to build or improve their credit scores by instantly borrowing up to $1000, with interest rates as low as 7.8% apr.

► What the world is saying: "Lenny can help build your credit score." " [Lenny] is reinventing the lending business with a model that promises to help borrowers and build their credit at the same time."

► Awards and Recognitions

* 2016 JPMorgan Chase Financial Solution Lab Finalist.
* 2016 Money 20/20 CSFI/Discover Scholarship Winner.
* 2016 Startup of the year Finalist.
* 2016 SXSW Fintech Showcase in Partnership with Paypal.
* 2016 Plug and Play Fintech Batch IV selection.

► Get approved in under 3 minutes.

► Earn Lenny Points monthly by mastering your credit management skills. Use them to unlock balance increases and unique offers from brands and financial partners.

► Enjoy your FICO® Score for Free monthly!

► How it works?

Lenny Credit uses various key metrics including your educational background to offer you the rates you deserve. We strongly believe in full transparency and no hidden fees! Applying for a Lenny Credit Line does not affect your credit score.

Use the funds any way you want, cash out instantly to your bank account, debit or credit card, consolidate debts, purchase textbooks or pay rent.

* Use your unique referral code to invite friends and you will both earn $5.
* $2 monthly service fee - Only applies to users with credit lines.
* Free ACH Transfers
* 5% instant transfer fee. ($2.99 minimum)
* Make on-time payments and watch your credit score grow.

Lenny cares about students.
Since building a credit history at an early age is essential, Lenny offers initial credit lines of up to $500 upon approval.

Lenny Credit uses bank-grade security systems and data encryption to protect your financial information.

​*Lenny credit lines are currently exclusive to California residents. Check back often as we will be rolling out in other states shortly.

Lenny Credit is a licensed lender in the State of California. All credit lines subject to approval. Rates and terms will vary. Terms and conditions apply. Get more financial education resources at

FICO® is a registered trademark of Fair Isaac Corporation in the United States and other countries.

Notice to California Customers: In California, Lenny's lines of credit are made pursuant to California Finance Lender License No. 60DBO-44695 issued by the California Department of Business Oversight and in accordance with the California Finance Lenders Law. California customers can contact Lenny by phone at 1-855-88-LENNY (53669), by email at, by mail at 1447 2nd Street Suite 200, Santa Monica, CA 90401, or at our website at FICO is a trademark of Fair Isaac Corporation

What's New in Version 1.3.3

Thank you for using Lenny!
- General improvements

iPhone Screenshots

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Customer Reviews

Seriously thankful.

Ok so I already loved Lenny before but their new update is awesome. It's so simple... Earn lenny points by doing things that will build your credit score in real life. For the first time I feel like I actually understand what's needed to build my credit score. Thanks Lenny!

Favorite app of 2016

Joining lenny has been the best decision for me. I’m learning a lot about my credit while building credit history, boosting my score, and it also getting some spare cash when I need it. Thanks, Lenny!


Join Lenny was a great decision I used Lenny to take out a small loan to pay off a credit with a high interest and they saved me a couple of bucks. Thanks Lenny.

Lenny Credit - Credit Builder & Free Credit Score
View in iTunes
  • Free
  • Category: Finance
  • Updated:
  • Version: 1.3.3
  • Size: 115 MB
  • Language: English
  • Seller:

Compatibility: Requires iOS 8.2 or later. Compatible with iPhone.

Customer Ratings

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