Crafted for banking on the go.

Flagstar Mobile was crafted so you can bank anytime, anywhere.

This free app features exciting tools like Zelle®, a fast, safe and easy way to send money in minutes1, and Debit Card Controls, which puts you in control of where, when, and how your debit card is used.

Download Flagstar Mobile to bank on the go or from the comfort of your home.

- View checking and savings account balances, activity, check images - Transfer money to Flagstar or external accounts - Set Debit Card Controls to block, unblock, or report a lost or stolen card - Use Zelle® to send money in minutes1 to your friends and family - Pay bills easily with Bill Pay - Find Branches, Loan Centers, and ATMs - Deposit checks using your mobile device - Get your balance instantly without logging in

Log in using the same username and password you use for Flagstar Online Banking or set up Touch ID® or Face ID®2 to make it even easier. To enroll in Online Banking, visit All transactions are protected through encryption, Transport Layer Security (TLS), and real-time authentication.


Flagstar Mobile is for use with Flagstar Bank accounts.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

1 Must have a bank account in the U.S. to use Zelle. Transactions between enrolled Zelle users typically occur in minutes. If your recipient is not yet enrolled with Zelle, it may take between 1 and 3 business days after they enroll. Data charges may apply. Check with your mobile phone carrier for details.

2 Face ID, iPhone and Touch ID are registered trademarks of Apple, Inc. Face ID is available with iPhone X only.

Ratings and Reviews

1.5 out of 5
67 Ratings
67 Ratings
yassshor ,

I wish I could rate this -1

I am a former Wells Fargo customer, since the switch to Flagstar bank everything has been in complete shambles. I’ve never dealt with such an unprepared, disorganized and honestly clueless institution. I initially downloaded another flagstar banking app which directed me to this sad excuse of an app - which doesn’t even have any of the capabilities listed in the description above. It’s a slow app that freezes, kicks me out, asks me to re-verify my identity every 2-3 log-ins (basically daily since the app freezes then kicks me out). Their customer service phone number is useless since they “don’t know” why i’m experiencing these problems and have no solutions to offer me. I’m so disappointed with this bank. I do not recommend Flagstar to anyone. I will be closing my accounts and finding a new bank.

LS2518 ,

Where do I start?

I downloaded the other app first, which I liked, it had touch login. However it then directed me to download this app. No touch ID (not needed, but very, very convenient), it’s slow, makes me re-validate myself every 3 or so logins, freezes, and horribly organized. Switching from Wells Fargo, this app (and bank) have sorely disappointed me and left a horrible first impression. First they lose my card and checks in the mail, and now I just paid $0.99 for this (or at least was charged as soon as I downloaded and suspect this is the only bank app that makes you pay to download...)? Considering switching banks yet again.

dachengLiu ,

Terrible app

As bad as Flagstar bank as a service.
Have my mortgage serviced by Flagstar, and I called customer rep inquiring the tax escrow account and the customer rep lied to me!!!! Told me something totally different that what I was told a week earlier when i called.
I asked about how they make property tax payment, I was told, Flagstar doesn’t know what quarter the payment is for and simply know the amount and the due date, these two pieces of information , abosolutely nothing else. If I wanna know more, CALL THE LOCAL TAX OFFICE YOURSELF!!! You cannot find a worse bank than Flagstar.


Flagstar Bank,FSB
22.6 MB
Requires iOS 9.0 or later. Compatible with iPhone, iPad, and iPod touch.
English, Spanish
Age Rating
Rated 4+
©Flagstar Bank


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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