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Acorns - Invest Spare Change from Purchases

By Acorns

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Investing was for the wealthy. Now it's for everyone! Acorns helps you save and invest small amounts regularly into your own diversified portfolio. Start with just your spare change and join over 1 million who have taken steps to improve their future. It only takes minutes!

○ Painlessly invest your spare change into a diversified portfolio of ETFs of over 7,000 stocks and bonds automatically
○ Easily invest more - with Recurring Investments (daily/weekly/monthly), One-Time Investments, Referrals, and Found Money!
○ Watch your progress – check in on your account from anywhere
○ SIPC Protected – up to $500,000 is protected against fraud so your money is secure
○ Stay educated – Gain access to our online personal finance publication, Grow Magazine
○ Withdraw anytime – at no charge.


FORBES: “The app makes investing effortless.”[1]

ABC NEWS: “If you set aside just $5 every couple of days you would have set aside $1,000 in a year.”[2]

WIRED: “Acorns simplified the often tedious and complex process of investing.”[3]

US NEWS: “Acorns offers a unique solution to overcoming the mental barrier: ‘I just don’t have enough money to be investing.’”[4]

○ 256-bit encryption to keep your information safe and secure
○ Automatically rebalances your portfolio
○ Automatically re-invests your dividends for you
○ Diversified Portfolio includes hundreds of international companies, corporate and government bonds, and real estate.

Acorns costs $1 per month for accounts investing less than $5,000. After your account grows past $5,000, the fee switches to 0.25% per year (@$5,000 that’s about $1 a month). That’s like 3 semi-fancy cups of coffee (you know you do it) a year, just to invest in your future.

In order for Acorns to invest your spare change from purchases, which is part of why we charge $1 per month, you will need to connect a bank account. Worry not - we've got 256-bit encryption. That's a nerdy way of saying we're as secure as the people you bank with. Now, stop reading and get invested.

This app is operated by Acorns Advisers, LLC, an SEC Registered Investment Advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, an SEC registered broker-dealer and member FINRA/SIPC. Investments are not FDIC insured and may lose value. Investing involves risk and investments may lose value, including the loss of principal. Please consider your objectives and Acorns fees before investing. Past performance does not guarantee future results. “Acorns”, the Acorns logo and “Invest the Change” are registered trademarks of Acorns Grow, Inc. Copyright © 2016 Acorns and/or its affiliates.

Information about FINRA is available at Explanatory brochures about SIPC protection are available upon request or at


What's New in Version 1.7.1

Happy New Year! Thank you to our more than 1.3MM accounts, their $170,000+ in Found Money rewards and the more than 1.1MM people learning how to Grow.
We’ve made it even easier to Grow Your Oak in 2017:

-Check out Grow, our in-app resource for money news, interviews and how-tos.
-An all-new Found Money screen makes discovering offers even easier.
-Enhancements to your Round-Ups settings = a user friendlier experience.
-Added ability to view portfolio market gains/losses on the Performance screen.

And we fixed some bugs, because we believe in the power of small change.


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Customer Reviews

Needs some new features

Seen the app grow a lot. What it does, it does well. However a key feature that needs to be added/adjusted is the automatic withdrawal. It's such a tedious system to set up. You can have it start on a specific date. So let's say you want a monthly auto withdrawal from your checking to your Acorns account to fall on the first or on the 15th, you have to wait for that date before setting it up. If you want to do it weekly, let's say on a Friday... you have to wait on a Friday.

Considering a lot of their articles mention investing money as soon as you get it so that you don't "feel"/see it... you'd think you'd be able to set up a bi weekly withdrawal to fall on your payday... but nope. That's a headache for me.

However other than that it's a great app. Just really hope they make the tweaks.

Fantastic finance and micro-investing app

I was a beta tester for Acorns before it's official launch and I have loved it ever since! The round-ups are easy, the investing strategy is solid (you can't get mad when the whole market is struggling), their customer service is excellent, the fees are minimal and easy to understand, and the graphs are informational and give a great overview.

It's so much better than just rounding up your purchases in a bank savings account.

I plan to use Acorns for a very long time!

Love this app!

Kind of surprised this app doesn't have an incredible score. As someone who doesn't save well, it's a great way to "passively save" money, with the roundups accruing, and has encouraged me to set aside $40/week to build up my portfolio. Acorns automatically invests your money based off of your choice of aggressive portfolio, and I've made nothing but money off this app. I currently use it as my savings account, and have my money work for me! Highly recommended.

Acorns - Invest Spare Change from Purchases
View in iTunes
Offers Apple Watch App for iPhone
  • Free
  • Category: Finance
  • Updated:
  • Version: 1.7.1
  • Size: 89.8 MB
  • Apple Watch: Yes
  • Language: English
  • Seller:

Compatibility: Requires iOS 9.0 or later. Compatible with iPhone, iPad, and iPod touch.

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