More than moving money.

The Western Union® Netspend® Prepaid Mastercard® mobile app helps you take control of your money. With this powerful mobile app, you can load checks using your mobile device* and send or receive a WU® money transfer** — all from your prepaid Card Account.

That means it’s convenient to do things like:
- Send and receive money using WU® money transfer**
- Load checks using mobile image capture*
- View your account balance
- Track your spending
- Find the closest reload locations

Use of features is subject to card activation and identity verification.

* Mobile Check Load is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money's sole discretion. Fees apply for approved Money in Minutes transactions funded to your card. Unapproved checks will not be funded to your card. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for message and data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card. See your Cardholder Agreement for details.

** Fees for money transfers vary and will be calculated at the time of the transfer transaction. Fees, terms and conditions apply, which you must agree to before using the Service. No fee to receive Western Union money transfers onto your Western Union Netspend Prepaid Mastercard. This optional offer is not a MetaBank® or Mastercard product or service nor does MetaBank endorse this offer.

The Western Union Netspend Prepaid Mastercard is issued by MetaBank, Member FDIC, pursuant to license by Mastercard International Incorporated. Netspend, a TSYS® Company, is a registered agent of MetaBank. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Card may be used everywhere Debit Mastercard is accepted.

The Western Union name, logo and related trademarks and service marks, owned by Western Union Holdings, Inc., are used with permission.

What's New

Version 4.10

Bug Fixes

Ratings and Reviews

3.3 out of 5

31 Ratings

31 Ratings

First Time user

Alarcón Mill

I hope everything works perfectly like it has to be.
I'm using the service (Wester Union) but in Walt-marts or HEBs.
Now I want to do it from work or while I'm in the house, or at the gym, or what about at the game?
Perhaps I could be busy on a romantic night with my wife in a hotel and our family or some friends need money.
I don't want to go away running from here to there just to find out that everything is closed.
Well, Panas. Homies, compas, vatos, brothers and cuñados, that's the main reason I'm getting this #wuapp.

Can’t use mobile check load


It would be nice to be able to use this feature..

Developer Response

We apologize for the inconvenience we have caused. We have just released a new version of the mobile app which fixes the mobile check load issue. Please update to the latest version and the issue should be resolved.

Load money issue again

Gi slants

It’s not letting me load money again

Developer Response

We apologize for the inconvenience we have caused. We have just released a new version which should address this issue. Please update to the latest version.


101 MB
Requires iOS 9.0 or later. Compatible with iPhone, iPad, and iPod touch.
Age Rating
Rated 4+
© 2018 Total System Services, Inc.® All rights reserved worldwide. TSYS and Netspend are federally registered U.S. service marks of Total System Services, Inc.


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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