iMobile is ICICI Bank’s official mobile banking application.
iMobile, the most comprehensive and secure Mobile Banking application, offers over 100 banking services on your mobile.
The features of the new iMobile are:
View and transact from all your accounts including Loans, PPF, iWish, Insurance, Cards and Deposits
Check your bank balance, view & email detailed statement and view passbook on your mobile
Transfer funds to an account or to contact no or email id
Send cash through ICICI Bank’s Cardless Cash facility
Transact superfast using Favourite feature. By tagging a transaction as favorite, you can quickly access and complete your transactions like mobile recharge or fund transfer
Connect directly to ICICI Bank Phone Banking Officer from your mobile phone application
Track your deliverables
Open FD – Open FDs, RDs or iWish deposits
Get personalized offers on your mobile
Access and manage Life Insurance policies
Service At Your Convenience: Avail banking services from the comfort of your home. You can locate an ATM, stop or check status of your cheque, order a cheque book, track your service requests and more.
For more details on ICICI Bank Mobile Banking visit http://www.icicibank.com/mobile-banking/index.html.
Legal Terms and conditions: http://www.icicibank.com/terms-condition/terms-and-conditions.page?
For any feedback, queries or issues pertaining to iMobile application please write to email@example.com
· Now avail Personal Loan in Just 3 seconds. Get instant credit by visiting our 'Loans and Forex' section!
· Avail flexibility of Health Insurance Premium with EMI option available now!
· Experience a new way of Investment with our New Deposits section and share your feedback.
· Now invest effortlessly in iWish – a Flexible RD without any form filling process!
· Apply for a Travel Card in just one step from our ‘Loans and Forex’ section and enjoy this International travel season.
· Avail Payback Prime, Card Protection and Wallet Protection Plan memberships by visiting our Cards section.
· Bug Fixes & Enhancements
Ratings and Reviews
The application allows anybody who has access to the phone/app to do everything online. I suppose this liberality is very insecure. Usually any international bank in western countries makes it mandatory for the customer to visit the branch for making Fixed deposit transaction, irrespective of the technological advancements they made. Also, doing so is very favorable for the customer; there is specific monitoring on the person who made the FD transaction and tap inflow and outflow of funds. Also the banks provide credit protection, for example if passwords are compromised after your valet is lost, banks will provide up to $1000. ICICI doesn’t seem to put any such taps and puts the risk entirely on the customer which is not a reasonable thing to do. If the password is compromised, simply within minutes the thief can transfer all the amounts from FD and make an online transfer of that amount within minutes. But by this time if the flaw is not detected within one day because the customer is sick or busy there could be devastating losses.
This app is a disaster, especially for NRI banking. Now matter how much you try, it is impossible to activate your account if you are an NRI. I have lost count of how many verification messages I have sent to try and activate my account, you can imagine how much it would have cost me sending international messages as the country I live in doesn’t have a local verification number. The customer service is also quite pathetic, after sending countless emails to customer service over the past 9+ months, I have not got even one definitive reply from them, Every-time just getting a generic reply saying we are looking into the matter and will try to solve asap. I don’t think their customer service is qualified enough to handle complaints. For now my rating will have to be 1 star. Would be 0 stars if it was possible.
good and handy app
Good app to have to access my account. Had trouble registering the app initially on my iPhone but figured out that I have to select the option for NRI at the bottom of the activate button on the first screen. I am in the US and hence have to select that option rather than activating And sending a text message to an Indian number. I’ve been using this only for a few hours but this is helpful for me to instantly check my account and update the details in it as well. I receive the text messages and OTP messages without any interruption. I will add update the stars later after i use this app extensively
With Family Sharing set up, up to six family members can use this app.
Get things done within this app using just your voice.