iPhone Screenshots


With the Ingo® Money App, cash paychecks, business checks, personal checks—almost any type of check—anytime, anywhere. Get your money in minutes in your bank, prepaid card and PayPal accounts. Choose to pay credit card bills, buy an Amazon.com Gift Card* or split a check and fund multiple accounts. If your check is approved, the money is as good as cash and safe to spend on purchases and payments made in-store, online and in Apple Pay. Terms and fees apply.

Earn referral rewards for you and your friends when you invite them to try the app!

It’s easy to get started. Create your Ingo Money profile right in the app and then link your bank debit card, prepaid card, PayPal account and credit cards. To cash your check, take a photo of the front and back and submit it for review. If your check is approved and your account is funded or your bill is paid, the money is guaranteed. No check cashing lines. No deposit holds. No take-backs. No worries.

With Ingo Money, it’s in with a check, and on with your life.

* Restrictions apply. See details.

The Ingo Money App may be used by identity-verified customers to cash checks issued on U.S. financial accounts to fund: (1) most debit, prepaid and credit card accounts issued by hundreds of U.S. financial institutions including Chase®, Bank of America®, Citi®, Wells Fargo®, American Express®, U.S. Bank®, PNC Bank®, Capital One®, HSBC Bank USA, TD Bank, Barclays, Discover®, Synchrony Bank, First Premier® Bank, MetaBank® and The Bancorp Bank; (2) PayPal™, PayPal™ for Business and PayPal™ Prepaid MasterCard® accounts; (3) Amazon.com Gift Cards; and (4) most prepaid cards, including Chase Liquid®, Wells Fargo EasyPay®, Regions Now Card®, BB&T MoneyAccount®, NetSpend®, Green Dot® Prepaid Debit, Walmart MoneyCard®, H&R Block® Emerald Card®, ACE Elite™, RushCard®, AccountNow®, Kroger® 1-2-3 REWARDS® and more. Funds may also be used to pay retail credit card bills from thousands of retailers including Walmart®, Target®, Costco®, Home Depot®, Lowe’s®, BestBuy®, Gap® and Old Navy®. You can also access the Ingo Money service in dozens of mobile banking apps including American Express Serve® and Bluebird by American Express. Ingo Money participates in the Visa®, MasterCard®, American Express®, Star®, Pulse®, NYCE® and Maestro® payment networks.

The Ingo Money service is provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card or account. Unapproved checks will not be funded to your card or account. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money service. Your wireless carrier may charge a fee for data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card or account. See your Cardholder or Account Agreement for details.

Designated trademarks and brands are the property of their respective owners.
© 2017 Ingo Money, Inc. All Rights Reserved.

What’s New

Version 4.8.6

Bug fixes

Ratings and Reviews

4.0 out of 5
435 Ratings
435 Ratings
Zoe Maerie ,

For real, the worst

To start, I was given a personal heck by a friend and needed a way to load it into my prepaid card. Said card advertises on its website for INGO, so I thought that was the clear first option. Wrong. My check was approved but for some strange reason they can’t load it to the account. When I attempted to call customer service, I was placed on hold and promptly hung up after a few minutes. Their hold music? A robotic voice that announce that you’re on hold every 30 seconds. I finally got in contact with someone online through their chat who assured me that they would escalate it to technical service and it would be resolved within 2-4 hours. It’s the next day and I still don’t have my money??? I’ll have to call customer service yet ANOTHER time and hope the next person will take me seriously enough to put the funds on my account so I can PAY MY RENT

Jason&Britt ,


I tried using this because I started a new job and they sent me a check and there’s no nearby check cashing places. They take YOUR SOCIAL SECURITY number and A PICTURE OF THE CHECK. Then after they get all that information out of you they decide even with your social security number and a check with your name on it that they suddenly can not VERIFY YOUR IDENTITY??? Then if you get that email and try to open the app again it won’t let you use it. So now this app has my information?! I didn’t even get to close the account myself?! SUSPICIOUS. And I had contacted their customer service earlier and the card I have has a deal with this app but I don’t get to use it?! Okay. Suspicious. I’m sure I’ll start getting weird numbers on my phone now because they’ve probably sold me phone number off to some company.

Dm08629 ,

Best service ever and quick response

Personally I’m very happy with their service and I will keep on using Ingo from now on. I messaged them and they responded me as soon as possible and took care of the issue I was having in seconds. I was skeptical about using their service because I have never heard of them before but the way they took care of me made me go against every bad comments I have been reading. Thank you so much.


Ingo Money, Inc.
48.6 MB
Requires iOS 8.0 or later. Compatible with iPhone, iPad, and iPod touch.
Age Rating
Rated 4+
© 2017 Ingo Money, Inc.


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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