iPhone Screenshots


With the Ingo® Money App, cash paychecks, business checks, personal checks—almost any type of check—anytime, anywhere. Get your money in minutes in your bank, prepaid card and PayPal accounts. Choose to pay credit card bills, buy an Amazon.com Gift Card* or split a check and fund multiple accounts. If your check is approved, the money is as good as cash and safe to spend on purchases and payments made in-store, online and in Apple Pay. Terms and fees apply.

Earn referral rewards for you and your friends when you invite them to try the app!

It’s easy to get started. Create your Ingo Money profile right in the app and then link your bank debit card, prepaid card, PayPal account and credit cards. To cash your check, take a photo of the front and back and submit it for review. If your check is approved and your account is funded or your bill is paid, the money is guaranteed. No check cashing lines. No deposit holds. No take-backs. No worries.

With Ingo Money, it’s in with a check, and on with your life.

* Restrictions apply. See details.

The Ingo Money App may be used by identity-verified customers to cash checks issued on U.S. financial accounts to fund: (1) most debit, prepaid and credit card accounts issued by hundreds of U.S. financial institutions including Chase®, Bank of America®, Citi®, Wells Fargo®, American Express®, U.S. Bank®, PNC Bank®, Capital One®, HSBC Bank USA, TD Bank, Barclays, Discover®, Synchrony Bank, First Premier® Bank, MetaBank® and The Bancorp Bank; (2) PayPal™, PayPal™ for Business and PayPal™ Prepaid MasterCard® accounts; (3) Amazon.com Gift Cards; and (4) most prepaid cards, including Chase Liquid®, Wells Fargo EasyPay®, Regions Now Card®, BB&T MoneyAccount®, NetSpend®, Green Dot® Prepaid Debit, Walmart MoneyCard®, H&R Block® Emerald Card®, ACE Elite™, RushCard®, AccountNow®, Kroger® 1-2-3 REWARDS® and more. Funds may also be used to pay retail credit card bills from thousands of retailers including Walmart®, Target®, Costco®, Home Depot®, Lowe’s®, BestBuy®, Gap® and Old Navy®. You can also access the Ingo Money service in dozens of mobile banking apps including American Express Serve® and Bluebird by American Express. Ingo Money participates in the Visa®, MasterCard®, American Express®, Star®, Pulse®, NYCE® and Maestro® payment networks.

The Ingo Money service is provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card or account. Unapproved checks will not be funded to your card or account. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money service. Your wireless carrier may charge a fee for data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card or account. See your Cardholder or Account Agreement for details.

Designated trademarks and brands are the property of their respective owners.
© 2017 Ingo Money, Inc. All Rights Reserved.

What's New

Version 4.8.4

Fee changes including the introduction of Ingo Gold Preferred Pricing

Ratings and Reviews

2.8 out of 5

141 Ratings

141 Ratings

They made me do it


I used this app for a couple years. It cost about $5 to cash a check which was close enough to what it took to cash at a check cashing place and then go deposit the funds plus it was more convenient and faster. The last two times were so bad I'll never forget, use, or recommend this again. The first bad experience was from the company that I originally got the app for. I work for a pretty well known university in Austin and sometimes I'll get checks for certain things instead of direct deposit. so by the time I'm home with the check its a Saturday morning and it won't cash because they need to verify employment for the only company I have used them for after 3 years. So that wasn't resolved for days. The last time I used them I was charged $15 to cash my check and get money. Sorry but your greed has pushed le away. I was going to let it go but I just got an email from you that offers me $5 to try again plus fees will apply. Why in the world would I use you when I can do it faster cheaper and without hassle. Everyone go get the chime app it does everything you're looking for. LAN c e B. Bud at Gmail and I'll send you a thing so wecan both get paid and eliminate this joke of an app

Better than my bank's mobile deposit!

Mommy to2j's

My bank closed all of my local branches so I'm forced to either pay high check cashing fees or pay a higher fee & wait hours for my money through their mobile deposit. With InGo, I pay a lower fee & get my money in my account within minutes! With smaller checks, I usually do the free 10 day option that my bank doesn't even offer. Great app!!! *Update-I've been using this app for over a year now & I still love it! I've had a few issues with my bank rejecting the transfer (usually it's the small class action checks) but customer support was able to correct the issue very quickly. The CSR's have always been super helpful as well. I love that if I do use the money in minutes feature that my funds are in my account before the "check in review" screen shows complete.

Garbage... avoid if at all possible

KRGB Design

Was forced to use this app as the only supported mobile check deposit option for my bank. For the first few times everything went through with no issue. I think they likely have looser standards for new customers so that they can get more business. Then, today all of a sudden they refuse to process the very same type of check that I have had zero issue within the past. Tried three separate times to make sure it wasn’t a check image issue. Each time they just refused it with ZERO EXPLANATION OR ACCOUNTABILITY. Garbage app, and garbage service - especially for this industry, where people often rely on their ability to cash their checks dependably.


Ingo Money, Inc.
45 MB
Requires iOS 8.0 or later. Compatible with iPhone, iPad, and iPod touch.
Age Rating
Rated 4+
© 2017 Ingo Money, Inc.


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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