Joy is the brand new money app that will change the way you spend and save money to help you find more happiness in your life.
Joy is so quick and easy, you can literally use it, "Whenever, Wherever" – Shakira.
HOW JOY WORKS
• Meet Your Money Coach — Selected just for you, your coach is like the best friend you wish you’d had sooner. They are crazy smart with finances, are easy to chat with and care about your happiness.
• Rate Your Purchases — Loved it? Happy Spend. Hated it? Sad Spend. You won’t look at your spending the same way again.
• Build Your Savings — Save daily with a simple tap. Yes, it’s really that easy. Your Money Coach does all the hard work and calculates what you can safely save every day based on what you make, what you spend and more. Yay, for no more budgets!
GETTING STARTED IS EASY
1. Joy will ask you a few easy questions, so it can pair you with your perfect Money Coach.
2. Easily connect your bank accounts! Joy works with all major banks and credit card accounts to make this safe and easy for you.
3. Launch your FREE Joy Savings Account in minutes.
4. Come back daily to rate your purchases and build your savings to live the life that makes you happy.
All your data, information and money is protected by top-tier, bank-level security because we love you. Plus, all saves into your Joy Savings Account are FDIC-insured up to $250,000.
The Wall Street Journal even wrote an article and did a little podcast about Joy. #humblebrag
If you want to learn more about Joy, just download the app and play around with it. It’s free. Or you can head over to our website — www.findjoy.com — if that’s your thing.
Atom, blue money coach and noted zoologist, here with a brief Joy update.
Thanks to the extremely scientific findings of a certain groundhog, spring — and therefore spring cleaning — is coming early this year. We took this as our cue to do some backend code tidying. In the process, we noticed that some spending graphs were only showing your most recent transactions and leaving off your prior spends. So we fixed that and continued on our cleaning spree.
Ratings and Reviews
1 income, 2 spenders
I love the look & feel of the app! It’s super intuitive and easy to navigate upon first opening. The bot assigned to me was perfect for my personality, too. Where it breaks down for us, is we are a one income family (two young children) with two spenders - my husband and me. We were assigned different bots because we have different saving/spending personalities, but it looks like only one of us will be able to actually enjoy the benefits of saving within the app. This is unfortunate because saving seems to be the reward system and the whole reason for using the app. If we both turned on savings, it’s unclear as to how much it would be pulling from our bank account - would it double or does the system know it’s pulling money out twice? That seems irresponsible. I’d also love to be able to link to his account to see how our saving/spending bots/personalities could work optimally together to spend more responsibly and save more regularly. A mutual savings run between two or more spenders from a single account would be awesome.
Developer Response ,
Hey, Jeff Capps for President! Right now, it's only 1 checking account per Joy Savings, but a shared Joy Savings is a great idea! I, the humble Joy iTunes reviews responder, don’t know what it would take to implement that, but I’ll add it to the “Great Ideas to Make Happen” board.
If you’ve got more questions or more great ideas, send an email to email@example.com. Jeff Capps 2020!
I actually save money now???
I’m a #poorstruggling college student who enjoys brunch more than my budget allows and have literally never saved more than $10 in my life - but Joy has changed that! Turns out that buying certain things (ahem starbucks addiction) never make me feel quite as happy as brunch but I never would have known it unless my lovely money coach Ava told me! Now I can have overpriced mimosas instead of overpriced lattes. Fun. Also saving is fun and I have a little contest with myself to see if I save money each day- it works. I’ve never saved any money before this. Go me!
One thing I would like to see is maybe a necessities spends in addition to happy/sad (with a maximum for each month or something). I have to pay rent and buy meds, but that doesn’t mean it makes me happy 😭 other than that love the app get it
Developer Response ,
Go you, ajcl14! We're so happy you're loving Joy. We'll make sure to pass the praise on to Ava and add your necessities spends idea to our Joy vision board.
I have never written a review before but I have to for this app
OH MY GOODNESS. I got the link in my email that the app was available, and I had forgotten what it was. I must have signed up at some point on Instagram - I am 22, and work in FinTech, graphic design for a financial management software company. I recently got on a kick and downloaded all kinds of robe-advisor apps, money management apps, savings apps (Qapital, I use Mint, Betterment, Chloe, Wealthsimple) just trying to track my finances. THIS IS THE MOST FUN AND MOST FUNCTIONAL that i have come across. Its AMAZING. IT IS SO FUN. I know this is weird but I have had it for 30 mins and I just think they're doing everything right. I can't wait until this takes off, Joy really hit the nail on the head with how my generation wants to understand savings and budgeting.
Developer Response ,
No, you’re AMAZING, Walker Daniel. Thanks for the glowing review. We hope you’re still loving Joy long after your first 30 minutes.
With Family Sharing set up, up to six family members can use this app.