Managing your money is easy! Access your accounts from anywhere on a mobile device with Kinecta Direct Mobile Banking.

You’ll have access to:
• Account Balances
o Made easier with Quick Balance where you see balances without logging in

• Transaction History
o See all transactions including those pending on your account

• Touch ID
o For easier and faster login, enable fingerprint authentication
o Available for iPhone 5S or newer using iOS 8

• Transfer Funds
o Move money between your Kinecta accounts
o Move money to another Kinecta member’s account

• Deposit checks (for Free!)
o Snap a picture of your check and deposit it into your account

• eDocuments
o Electronic version of your Account Statements, Credit Card Statements & tax Documents

• Find Us
o View Kinecta Branch and ATM locations

*Mobile Banking is only available to Kinecta members enrolled in online banking. Visit for further details.

What's New

Version 4.4.1340

• Improved Mobile Deposit image capture capability
• Bug fixes

Ratings and Reviews

4.6 out of 5

483 Ratings

483 Ratings

Useful bank, useful app!


When I first downloaded the app, I didn't know what to expect using a mobile bank account on the phone. I didn't know what buttons to use to tap with if I was looking up how much money was in the tank or transferring money on the mobile phone. As it turns out, it's was fantastic! It's used by using your account to transfer to another account if you need to transfer money if you don't have time to go to the bank to deposit checks. Plus, using the Camera to snapshot that check both the front and the back, it will deposit into the account on where you want it to go. Thank you Kinecta for making that happen! Highly recommended and it has very useful information.

Love it!


I was a member for years and begged for an iPhone app. When it finally came out, it did not disappoint. I use most of its features regularly on my computer, iPad and iPhone. I saw a criticism of limited device accessibility. It’s a security feature I think. That happened to me but all I had to do was call up a live customer service rep and get the 3rd device recognized. (And btw, their customer service has always been great!) I especially like the bill pay feature. I’ve used it from the start through a couple of upgrades. It’s easy once you get the hang of the structure. And lots of back info available. I’m very happy with Kinecta’s app.



I recently refinanced my car loan with Kinecta and this app makes it so easy to check my payments sent and total balance due anytime i wish as one two three...bang! It was so easy to enroll online,you only need your account number of whatever business you have with Kinecta,whether is a savings account,checking account,credit card(s), car loan etc. and then you choose a password and three secret questions and answers and thats all,and with that you can check your account summary anytime you wish with this app...well done.


Kinecta Federal Credit Union
61 MB
Requires iOS 7.0 or later. Compatible with iPhone, iPad, and iPod touch.
Age Rating
Rated 4+
© 2017 Access Softek, Inc


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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