How much life insurance do you need? You can stop wondering. Simply fill in some basic financial information, and this calculator will provide you with a general sense of your life insurance needs.

Keep in mind that everyone’s situation is unique, and the amount of life insurance you need depends on a number of variables. So once you’ve completed the calculation, contact an insurance professional in your community or your benefits manager at work to help you get a complete snapshot of the life insurance coverage you need.

This App was created by the Life Happens, a nonprofit organization dedicated to helping consumers make informed life insurance decisions. Learn more at It does not endorse a specific product or company.

What's New

Version 2.1

Format currency and percent fields as you type.

Ratings and Reviews

Valuable Asset

AXA Advisor

As an advisor our clients tend to confuse being “sold” insurance vs. understanding their needs. This app allows them to own their number and understand where it’s coming from. Huge thumbs up.

Like the concept, Not witten for the average person


I like the concept but have two issue: 1) it doesn’t save your work, so you can’t start it and complete it later. 2) it doesn’t provide enough guidance for a person unfamiliar with some of the terms or don’t know what to include in some of the estimates.

Works great a nice boost for Foteh Farmers agency.


Works great, a nice boost for Foteh Farmers agency. Easy to navigate and display how needs can be filled. Has many more useful features.


Life and Health Insurance Foundation for Education
1.8 MB
Requires iOS 7.0 or later. Compatible with iPhone, iPad, and iPod touch.
Age Rating
Rated 4+
© 2015 Life Happens


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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