The FutureSmart app simulates the personal and financial decisions the average person might make over the course of their life.

Start your journey as a teenager and move forward into adulthood. Make daily decisions while facing consequences and unexpected events along the way.

Share your results and achievements on social media

Are you FutureSmart? Let’s find out!

What's New

Version 1.2

- App Tile changed to align with the new MassMutual Brand.
- Look and Feel of the app updated with the new MassMutual Brand.

Ratings and Reviews

Fun / Relevant


I used to teach middle school and I have to say this app is something that my students would have had a ton of fun with! It's not only entertaining, it's really relevant and useful information. My only complaint? That it didn't exist when I was teaching! I'll be sure to share with teacher friends. :)

😀OH YHA!!!!!!😀

Good goaters 2690594286

Hey guys I am pumped I got this game it is so awesomely fantasticly amazingly awesome!!!!!!!!! I am now finally in middle school so it is so awesome and cool beans. You all are going to love this game I play it every day it is so fun and so awesome. I hope you like my review no pressure to like it because everyone has their own opinion. Adios Amegos Sianara Sausage!!!😋😋😋🌮🍬🍦🍪🍭

Financial health for middle school made easy


This app is the perfect companion to the FutureSmart online curriculum available at no cost to middle schools across the US. Use it on class iPads to reinforce good financial habits and keeps middle schoolers engaged. The avatars and storylines are spot on!


Massachusetts Mutual Life Insurance Company
49.2 MB
Requires iOS 8.0 or later. Compatible with iPhone, iPad, and iPod touch.
Age Rating
Rated 4+
© 2017 MassMutual Foundation


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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