SEND MONEY. SPEND MONEY. EARN CRYPTO.
Metal Pay allows people to instantly send money to friends & family with just a phone number, and each transaction is eligible for cryptocurrency rewards — think next-generation Venmo or Paypal. These rewards, called "Pop," are delivered in Metal's cryptocurrency MTL and can be immediately converted into dollars or sent to another Metal Pay user.
SUPER SIMPLE PAYMENTS
We’ve completely rethought the payment experience, and made it incredibly simple, beautiful, fun, free, and now for the first time ever, rewarding. And as you earn more crypto by using Metal Pay, you can cash it out and send it to your bank account at any time, or spend what you earned.
Learn more at metalpay.com.
List of States and Territories where Metal Pay is currently available:
New Hampshire NH
New Jersey NJ
North Dakota ND
Rhode Island RI
South Carolina SC
South Dakota SD
West Virginia WV
US Virgin Islands
Another Metal Pay update is here!
- Share Metal Pay and get rewarded; when one of your referrals signs up you'll both earn up to $10!
- Rewards earned from referrals are now visible in the History section.
- Fixed an issue with in-app push notifications.
- Performance and security updates.
We update the app regularly to bring you the best possible experience using Metal Pay.
Let us know what you think in the app by just shaking your device. Alternatively, drop us a line on social media @metalpaysme.
Keep on Popping!
Ratings and Reviews
I LOVE this payments app!
I have been using mobile payment apps for years and have always had issues besides the ridiculous fees they charge. Whether it’s freezing my account, bad customer service or just a boring experience. FINALLY an app that is changing all this, exciting and fun to use and now both myself and whomever I send money to get PAID instead of having to shell out hard earned cash in the form of fees. I’m already paying bills with it, sending money to friends and loved ones. Once merchant services is available I’ll be using this for my business as well. Excellent customer service to boot!
Nice looking app but..
I don’t know how this app will stay around when cash app gives you a free debit card, discounts for using the debit card, and allows instant transfer to your bank acct thru your bank’s debit card. Also I don’t see an option to send MTL from an exchange to the app, If that’s not an option what’s the purpose of MTL on the exchanges? Unless they step up their game Cash app will dominate. Most of my friends use cash app and PayPal and I can’t figure out a reason for them or me to switch to metal instead. Earning some metal is nice but a debit card, instant transfer, and discounts for using the debit is better. Step up your game or no one is going use this app!
Developer Response ,
The features you mention (debit card, instank bank transfer, mainnet withdraw and deposit) are all on our roadmap and will be added to Metal Pay. In the mean time, we hope that our referral system and Pop rewards for making payments will be an appropriate incentive to convince your friends to make the switch!
Metal Pay - Send Money, Get Rewarded
Pros - Nice, Clean user interface. Get rewarded automatically for sending cash to friends just by entering a recipients phone number. Way easier and nicer looking than any competitors app.
Cons - Currently only available in about 34 USA states, but i hear they are expanding to 50 states and also to other countries soon.
Other thoughts - This app is an FDIC insured app and will require your SSN to be entered during sign up, just as you would when creating a bank account anywhere in the USA. I like to think of this app as another bank account I own.
With Family Sharing set up, up to six family members can use this app.