Get started with MoneyLion’s free benefits:
• Credit monitoring: track and boost your score
• Rewards redeemable for gift cards
• Alerts to help you avoid fees and fraud
• Personalized tips to help you save more
• #GrowYourStack: see your balance in augmented reality

MoneyLion gets even better with a MoneyLion Plus membership:
• Access to $500 loans at 5.99% APR, even if you don’t have great credit
• $1 daily cashback bonus, just for logging into the app
• Automated savings, set aside from each paycheck
• Fully guided investment account, so you can grow your new savings
• Credit Builder: on-time loan payments are reported to bureaus
• More rewards based on your savings

What's New

Version 3.17.0

Discover our new Referral Program for easy ways to score $10 bonuses, major points, and chances to win up to $2,000 in the latest update. We're always working to make your financial experience easier and more rewarding. Thanks for using MoneyLion.

Ratings and Reviews

4.6 out of 5

2K Ratings

2K Ratings

Super excited thus far...


I downloaded the app and although there are issues like DL not scanning and the #growyourstack option doesn’t pan a flat surface, I was able to get everything else going. I was super skeptical, ESPECIALLY after reading all the reviews about high interests, unexpected “surprises”, and scams but if you, as a consumer, do you part and actually read a document, you will see exactly what are signing up for. I was approved for the loan at the 5.99%; they don’t even check your credit for it and their requirements for approval are clearly stipulated. I opened up the contract to make sure and I was happy to see that I was set up for payments according to my pay period and at a 5.99% APR. Had I seen something different, I wouldn’t have accepted the loan. I would recommend that you open docs and read them before agreeing to anything. I am looking forward to having the issues worked out so I can take 100% advantage of all MoneyLion’s functionality. Financial stability is very important to me. It is clear to me that MoneyLion knows that there is an enormous gap between basic financial knowledge and healthy finances and they are invested in bridging that gap to help those of us that haven’t made the best “financial” decisions. I will come back and update my review as time passes. I’m hoping to bump it to 5 stars and 2 big thumbs up!!

MoneyLion has me excited about saving!!


So glad that I found MoneyLion! This app finally has me excited about saving. The MoneyLion Plus program automatically invests money for you each month and offers opportunities to earn “cash back” just for logging into the app everyday. The money is deducted from your funding source based on your pay period, these smaller reoccurring amounts make saving way less daunting. MoneyLion Plus also offers low interest rate loans with easy approval when you need funds without having to withdraw from your investment savings account. The loan payments are reasonable and are deducted automatically in occurrence with your pay day. In addition, they also offer a reward program that allows you to earn points that can be redeemed for gift cards for doing things as simple as completing your profile or enrolling in their free credit monitoring program. The app is beautifully designed and easy to use, and customer support is responsive and helpful in regards to any issues. My financial future looks bright thanks to MoneyLion!! 🦁

Great App But Bugs


Alright, so I really like this app and am a plus member BUT I am seeing things that could be streamlined that are not. My main complaint, every time you try to do something different, the app asks for the same information over and over. Example, I link my bank account in my profile, then it asks me to link it again for the finances tab, then again for the invest more situation, then again when I join the Plus side of it. Why in the world doesn’t the app use the same information across the board. Same thing happens for adding your license, I’ve had to scan my license in three separate parts of the app. This all makes me feel like there are going to be issues with my money in the future. I want to invest more into my investment account but don’t feel like adding my same bank account another time when I’ve already added it as well as my debit card three previous times to three separate features. Hopefully this review is seen and understood so it can be fixed.

Developer Response

Hi jcoop269, thank you for your feedback! I will make sure our developers receive your message. We are always looking to improve the overall user experience on our products, if you have any suggestions that you as a customer would like to see being part of our mobile app please email us at Thank you.


MoneyLion Inc
137.4 MB
Requires iOS 9.2 or later. Compatible with iPhone, iPad, and iPod touch.
Age Rating
Rated 4+
© 2016 MoneyLion Inc.


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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