Monzo makes money work for everyone.
Instant spending updates. Smart budgeting. Great rates abroad.
We’re a bank, but we’re trying not to think like one. Open an account with us in minutes, and start getting to know your money better.
We’ve been busy for the last few years building the best current account in the world. Now more than 1,000,000 people use Monzo to manage their money and spend around the world. Download the app today to join them.
Manage your money
- Set spending targets
Set monthly targets for spending on things like groceries and going out.
- See an easy summary
See an overview of your account any time, with notifications if you’re spending too fast.
- Get instant notifications
Get a notification the moment you use your card, before the receipt finishes printing.
- Use your card anywhere
Monzo works all around the world, and you don’t need to tell us if you’re going away.
- Take out cash
Withdraw up to £200 every 30 days for free (there’s a 3% charge after that).
- Spend for free
We don’t add any fees or charges for spending with your card, and we don’t mark up the exchange rate.
Send money fast
- Pay people in seconds
Send bank transfers that arrive pretty much instantly.
- Set up Direct Debits and standing orders
Manage recurring payments from your app.
- Split the bill
Split through the app and we’ll do the maths for you.
Keep your money safe
- Stay in control
If you lose your card, freeze it in the app and get a new one quickly. (Or defrost it if you find it again.)
- Rest easy
We’re part of the FSCS, so your money is protected up to £85,000.
24/7 real-live human customer support
Fair and transparent overdrafts
Full Google Pay support
What people are saying about Monzo:
“Monzo? It might just be the future of banking.” — The Guardian
“A bank for people who hate banks.” — Bloomberg
“Monzo is a bank designed for the world we live in today.” — TechCrunch
We’re pretty excited about this one: Shared Tabs have landed in Labs. It even rhymes! Set one up with friends to split ongoing expenses, and let us know what you think.
We’ve also made subscription and Direct Debit predictions more flexible, so you can set them two-weekly, monthly and quarterly.
Ratings and Reviews
Best Finance App Out There
Amazing product (available only in the U.K. for now) that allows you to view and manage budget with ease.
Right now you just get a prepaid card, you have to put 100 bucks on it at first and when you use it, you can view everything seamlessly in the app.
Now a bank and supports Apple Pay! 😍
Amazing customer service
Best customer service of any bank - replies within 10 minutes max all through messaging on your phone. Sent a new bank card out to America for me! Great budgeting and overseas exchange rate
Great app, useful and a lot of potential
Would like to see more features to make it easier to manage payments, view patterns and analyse spending.
Get all of your passes, tickets, cards, and more in one place.
With Family Sharing set up, up to six family members can use this app.
Get things done within this app using just your voice.