There’s no need to visit a Michigan Schools & Government Credit Union branch to do your banking. You don’t even have to be at home or work. With a mobile device and the
MSGCU app, you can manage your money from anywhere in a matter of moments.

When you’re always on the go, flexibility matters.

• Mobile Banking gives you free, 24/7 access to your accounts, using just your
• Check balances and account transaction history, transfer money, and view copies
of cleared checks
• Pay bills electronically, quickly and easily
• Deposit checks from anywhere by simply taking photos of the front and back
• Find the nearest MSGCU branches and network ATMs

All your transactions can be worry-free. Sophisticated encryption provides secure communications. Additional security measures block unauthorized access and protect
your personal data.

To use MSGCU Mobile Banking app, you must be a Michigan Schools & Government Credit Union member and enrolled in our online banking service. To sign up, visit
Federally insured by NCUA.
*For TouchID-enabled Apple iOS devices.

What’s New

Version 3.0.841.4

Various bug fixes and improvements.

Ratings and Reviews

2.0 out of 5
63 Ratings
63 Ratings
xtmcc ,

Very frustrating!

My main reasons for using a banking app are pretty simple: I want to check my balance, and if I have an account with someone, pay a bill. I bank with Chase and have MSGCU for my auto loan. It is such an ordeal every month trying to log on to pay my bill!!!!!!! Both their website and app are infuriating and need to be much more streamlined and easier to use. I have had to create a new password each time I log on because it never recognizes my tried and true and always used one, and they need to simplify the loan payment process altogether. There is bill pay and quick pay, but they are 2 different things. You can’t use bill pay unless you have a checking account with them. Quick Pay is for paying with another checking account outside of them and or using a debit or credit card. Each link opens new page after new page until you’re down some frustrating rabbit hole and it is enough to make me want to get my car refinanced and not have to deal with them. I don’t want to have to drive to a brick and mortar location every month to pay a bill or pay for checks and stamps when I don’t need or use them ever in my life. Get with 2018 and climb out of the 90s!!!! If I could afford to, I would just pay several months worth of payments in advance just to avoid the monthly torture of trying to pay on their site. 😤😤😤😤

audiosmear ,

Horrible app, stupid policies

The app keeps locking me out even though I use the correct password. I'm a cosigner for my husband who is disabled and whenever I get locked out I can't get the online account info unless my husband who has issues communicating calls in, even though the loan goes on my credit too! What a bunch of dookie. When I asked them how I can be added, they said I could fax in a letter of consent from my husband, they have no actual form like a professional operation should provide and no way to verify receipt. The hassle was not worth the .25% interest savings and I will be refinancing with a company who realizes it's 2016 and provides adequate support to manage my account.

Heavy Handed Pap ,

I give it a two just because it at least sometimes works

So you guys decide after Face ID comes out almost two months ago to go ahead and jump back several years and update your app for Touch ID Hmmmmmmm🤔 Not to mention the app never works on Saturday nights (this includes the website also). You guys have to do better. Maybe you guys can stop remodeling the buildings and put that money into an actual app developer.

On a positive note the app’s new design and interface is actually great (minus the fact that Face ID is missing).


Michigan Schools and Government Credit Union
44.1 MB

Requires iOS 8.4 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating
Rated 4+
© 2018 Michigan Schools and Government Credit Union


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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