There’s no need to visit a Michigan Schools & Government Credit Union branch to do your banking. You don’t even have to be at home or work. With a mobile device and the
MSGCU app, you can manage your money from anywhere in a matter of moments.

When you’re always on the go, flexibility matters.

• Mobile Banking gives you free, 24/7 access to your accounts, using just your
• Check balances and account transaction history, transfer money, and view copies
of cleared checks
• Pay bills electronically, quickly and easily
• Deposit checks from anywhere by simply taking photos of the front and back
• Find the nearest MSGCU branches and network ATMs

All your transactions can be worry-free. Sophisticated encryption provides secure communications. Additional security measures block unauthorized access and protect
your personal data.

To use MSGCU Mobile Banking app, you must be a Michigan Schools & Government Credit Union member and enrolled in our online banking service. To sign up, visit
Federally insured by NCUA.
*For TouchID-enabled Apple iOS devices.

What's New

Version 3.0.841.4

Various bug fixes and improvements.

Ratings and Reviews

2.0 out of 5
49 Ratings
49 Ratings

Horrible app, stupid policies


The app keeps locking me out even though I use the correct password. I'm a cosigner for my husband who is disabled and whenever I get locked out I can't get the online account info unless my husband who has issues communicating calls in, even though the loan goes on my credit too! What a bunch of dookie. When I asked them how I can be added, they said I could fax in a letter of consent from my husband, they have no actual form like a professional operation should provide and no way to verify receipt. The hassle was not worth the .25% interest savings and I will be refinancing with a company who realizes it's 2016 and provides adequate support to manage my account.

I give it a two just because it at least sometimes works

Heavy Handed Pap

So you guys decide after Face ID comes out almost two months ago to go ahead and jump back several years and update your app for Touch ID Hmmmmmmm🤔 Not to mention the app never works on Saturday nights (this includes the website also). You guys have to do better. Maybe you guys can stop remodeling the buildings and put that money into an actual app developer.

On a positive note the app’s new design and interface is actually great (minus the fact that Face ID is missing).

Get with the times!


While we love the small bank life, MSGCU needs to get with the times. It would be so much more convenient if I could utilize Touch ID to log in AND if they would start using ApplePay! I want my information to be secure and I want it to be easy. This app is old and outdated. I appreciate the updated buildings, but 99% of people do their banking from their mobile device. Update the APP AND WEBSITE!!! APPLE PAY!!! APPLE PAY!!! APPLE PAY!!!


Michigan Schools and Government Credit Union
44.1 MB
Requires iOS 8.4 or later. Compatible with iPhone, iPad, and iPod touch.
Age Rating
Rated 4+
© 2018 Michigan Schools and Government Credit Union


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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