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N26 – The Mobile Bank

By N26 GmbH

This app is only available on the App Store for iOS devices.


N26 has been featured internationally by publications like TechCrunch, WIRED, The Financial Times, Forbes, Die Zeit, Süddeutsche Zeitung, Spiegel, BILD, FAZ and many more. N26 has more than 5000 five-star reviews.

N26 is Europe’s first completely mobile bank, trusted by more than 500.000 customers. Get a bank account, Mastercard and core personal banking features like MoneyBeam for instant cash transfers between contacts. Add any number of financial products like overdraft, personal credit or investments. Download the N26 app and create an account from your phone in less than 8 minutes. With N26, you can run your entire financial life from your phone.

N26 features include:
- MoneyBeam –– instant cash transfers using only a contact’s email address or phone number
- TransferWise — international money transfers into 19 different currencies
- Realtime account activity push notifications
- In-app card control to lock or reorder your card, enable payments abroad, enable online payments, and set withdrawal and payment limits
- Automatic spending categorization
- Up to 5 free ATM withdrawals per month from any ATM, based on a Fair Use policy

N26 products include:
- Overdraft — overdraft up to €1.000 with 8,9% interest rate approved within minutes, and up to €5.000 for existing customers
- N26 Credit — paperless personal credit loan between €1.000 and €25.000
- N26 Invest — long-term investment tool with low minimum principal and automatic periodic contributions
- N26 Savings –– fixed term savings account with high interest rates up to 1,48%
- N26 Insurance –– digital insurance dashboard to manage all your policies in one place
- N26 Black — premium account and Mastercard with comprehensive insurance coverage
- N26 Business — account and Mastercard for freelancers and self-employed customers with 0.1% cashback on all purchases

Safety & Security
- Your money is protected by the German Deposit Protection Fund up to €100.000
- Your data is secured according to German data protection requirements

Ideas & Feedback
We’re able to create an awesome product because you give us awesome ideas and feedback. We listen to your input and make it work so email us at or comment in the app (Control Center > Service > Product Ideas).

What's New in Version 3.7.1

3.7.1 is here, and we've beautified our app to support the iPhone X fully. That's kinda great because now we support FaceID, unleashing the full power of that bezel-less notch. To celebrate our seamless notch integration, we're giving you:
A quick history of notches.
Notches have had many uses throughout mankind's history. From recording your height on door frames as you age to nocks (or notches) on the end of arrows to hold them on the bow's string when drawn.
What might be the most ingenious notching, however, came in the form of tally sticks, which societies from the Paleolithic era, right up to Medieval times, used in place of currency. It was a pretty clever way of accounting—you didn't need to know how to read or scrounge up precious metal for coins. Henry I used them for taxes in medieval England. You'd carve notches onto both sides of a lovely hazlewood stick, break it in half and give the longer stick to the debtor. If you can believe it, this system continued until the 19th century, until slowly being phased out. Hooray! To celebrate the disposal of these odious symbols of century-old debt, they decided to chuck them into a coal-fired stove in the House of Lords and watch them burn baby, burn. But then a raging fire erupted and almost burnt down the entire Palace of Westminster. Old debts die hard, I guess.
So happy banking. Please email any Animojis to and leave us a review if you enjoyed our history of notches. It makes us proud and gives us all kinds of good feelings.

Customer Reviews

Includes fantastic history of notches!

I downloaded the N26 app and opened an account about a month ago. So far the user experience has been seamless and the app a pleasure to use. Plus I got a short history of notches with my last app update which I quite enjoyed.

N26 – The Mobile Bank
View in iTunes
Offers iMessage App for iOS
Offers Apple Watch App for iPhone
  • Free
  • Category: Finance
  • Updated:
  • Version: 3.7.1
  • Size: 233 MB
  • Apple Watch: Yes
  • Languages: English, French, German, Italian, Spanish
  • Seller:

Compatibility: Requires iOS 9.0 or later. Compatible with iPhone, iPad, and iPod touch.

Customer Ratings

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