NERDWALLET: MAKE ALL THE RIGHT MONEY MOVES.
Build your credit score, keep tabs on your spending, earn extra cash back and discover smart ways to save. When you turn to the Nerds, it’s easy to make smart money moves.
UP YOUR CREDIT SCORE
Get regular updates on your credit score — including an easy-to-understand breakdown of the factors that influence it. Plus, with our credit simulator we can show you what actions will help (or hurt) your score.
START EARNING CASH BACK AT PLACES NEAR YOU
Start earning 2-10% with the card you already carry. Simply connect your cards and shop from the 1,000s of deals at big box stores, local boutiques, restaurants and more.
TAP INTO HELPFUL SPENDING INSIGHTS
Make sense of your spending. We’ll categorize your expenses for you and compare your spending and income from this month to last month. Based on that, we’ll show you if you’re on track to have extra cash at the end of the month.
UNCOVER SMART WAYS TO SAVE
The NerdWallet app is more than just a money tracker: you’ll get smart and simple wallet-friendly tips on saving money and staying on budget. From lowering your bills to finding the best rewards credit cards, we’ll crunch the numbers and show you ways to save.
FOCUS ON WHAT MATTERS TO YOU
Want to shake off debt, save for retirement or take a sweet trip? No matter what you’re after, the NerdWallet app can help you get there faster with tailored tools and tips.
YOU’RE OUR TOP PRIORITY.
Here are some of the ways we keep you and your info secure:
- We use 128-bit encryption to secure your data and protect your privacy.
- Your credit scores and reports are powered by our trusted partner, TransUnion.
- You can also rest easy knowing that we’ll never sell your info to third parties.
WHAT PEOPLE ARE SAYING ABOUT THE NERDWALLET APP.
“Love the thought and creativity behind this app as well as the intuitive ways of helping you understand your financial options. Pleased to give it five stars.”
***** Jonathon Panzera, USA
“ Lots of helpful resources and it links up different accounts so you can see what you’re spending and where. Helps you work towards your financial goals.”
***** Sonali Patro, USA
“Fantastic app to manage finances!”
***** Normando Cornejo, USA
SEE WHO ELSE IS LOVING NERDWALLET.
Forbes: The 25 Best Retirement Websites
Business Insider: 14 websites to bookmark if you want to get rich
Popsugar: 40+ Incredible Websites That Will Save You Tons of Money
Real Simple: 6 Items to Simplify Your Life
We've added hundreds of offers to NerdWallet Cash Back, allowing you to earn 2-10% shopping at the places you love.
Ratings and Reviews
This app has become another credit karma. Giving out false credit scores. I thought that Nerd Wallet was different than credit karma because the advice they gave out seemed to help me raise my credit score tremendously. Along with receiving new cards I was also offered free access to my credit score monthly. The scores the credit card company gives me is always 70 to 100 points higher than what credit Karma and Nerd wallet. Credit karma told me my score was around 600 while at the same time I was approved for an American Express card and Discover. I requested my credit report from all 3 bureaus and their scores matched what the credit card companies have. Also you have turned into a sales agent for the credit card companies that support you. Stop telling me in order to improve my credit score I need to apply for cards I already have and am in great stand with.
Again this did not start until I signed up with Nerd wallet. The great info I received about credit came from me browsing on there web site.
So much potential but doesn't have breadth
I've been browsing so many money management apps for the past couple of days now. The one from my bank is awesome, but I wanted something that helped me see the steps I'm taking to address my debt. Nerdwallet fit a lot of the user interface and usability I was looking for. Yay! The downside is that it doesn't recognize my retirement program, Transamerica, or my bank, a credit union. Given how popular and visible Nerdwallet is, I was surprised at the fact that they couldn't find/recognize my accounts. Even some of the smaller budget apps found my bank and retirement program. The only different is the interface. If it's not one, it's the other...so yeah I'm kinda bummed. I'll keep it in the meantime. I emailed support, so I'll make an update if they get back to me.
Developer Response ,
Hi Ishta - thanks so much for your rating and review. So sorry to hear about the account linking issues! Great to hear you've reached out to support. We truly value your feedback and will absolutely advocate for getting your account providers added to our system. Please get in touch any time at email@example.com - we're always listening!
Could be better
Overall this is a great app with a lot of tips and good finance and credit education articles. You can link accounts including your employer sponsored 401k which I love. The reason I gave 3 stars is because it doesn’t separate transactions when both checking and savings accounts are linked. I use 1 bank for checking and a different bank for savings. It shows I’ve saved $0 each month because it doesn’t look at my bank transfer deposit as a savings deposit. These types of flaws should be an easy fix and hope it updates in the future.
Update: when transfers are made from checking to savings it is showing up as money saved in my goal.
Developer Response ,
Hi Lauren - thanks so much for leaving your rating and review. It's important to us that your voice is heard. We're always looking for ways to improve and have shared your comments with our product team. We'd love to look into the account transactions issue you've described. Please get in touch at firstname.lastname@example.org - our team of Nerds is ready to help!
With Family Sharing set up, up to six family members can use this app.