Download MCU's Mobile Banking application for the iPhone and iPad. You can bank on-the-go 24/7, stay connected to your MCU accounts from anywhere, and enjoy the ease and convenience of banking right from the palm of your hand.

-Touch ID
-Manage your accounts
-Check balances
-Transfer funds between your MCU accounts
-View your transaction history
-View copies of cleared checks
-Find the closest branches and ATMs in MCU’s network
-Pay bills
-Open additional accounts
-Apply for loans and credit cards

What's New

Version 3.0.821

Bug fixes

Ratings and Reviews

1.4 out of 5

212 Ratings
212 Ratings

Terrible App


They have not made any actual changes to this app since about 2014. I have spent the last 2 hours trying to deposit my check while I continuously get told that I need to write “for mcu mobile deposit only” on the back. I wrote it four times. I recently applied for direct deposit because I’m tired of this drama every time I want to put in a check; I’m out of nyc for graduate school so no, I cannot visit the bank unless I want to drive 6 hours.

I did not want to change banks because I’ve had the same account since I was in high school and my family has been with them since the 80s. However, after going through the comments, it’s clear that they do not care about their customers enough to have a working app. It’s consistently crashing, mobile deposit is useless, and I’m frequently told to try a function at a later time. There are plenty of credit unions throughout NYS and I’ll be switching to one that cares more about their customers. Good riddance, and maybe within the next decade they’ll think to update their app

No Face ID, no Touch ID (iPhone X)

Saint Alban

It was pretty convenient to open back when Touch ID was released. Touch ID is even listed first in the apps features list above. Now, the iPhones have Face ID. The iPhone X in particular (which I now have) no longer has Touch ID. So, since the MCU app has not updated to support Face ID, your only option now is to type in your password every time you want to log in. It feels petty to complain about, but it really is a big step back in convenience and security. Especially since my other accounts with other banks are up to date and simple. I’m giving it 3 stars still because I didn’t really have big issues with this app before this. It did what I needed it to do (show balances, deposit checks, etc), despite how ugly and basic it might be.

Unhappy customer

Mz Dina

I’ve been trying to log in and the app won’t let me something about invalid log in credentials. Even though I know my log in information is correct I went online threw a regular computer to rest my password and nothing then I try to have my user name sent to me even though I know that correct and still nothing this is completely frustrating. I need to send money to my credit card account and my overdraft account and I can’t do a thing. This is unbelievable. Fix the issue or I will have to leave as well this is too much crap.

So I decided to try the app on my tablet which is an iPad Pro and it worked so I assume the app just isn’t up today with the iPhone X. Needs to be rectified


Municipal Credit Union
57.5 MB
Requires iOS 8.4 or later. Compatible with iPhone, iPad, and iPod touch.
Age Rating
Rated 4+
© 2016 Municipal Credit Union


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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