iPhone Screenshots


Hi, I’m Olivia (as seen on Planet of the Apps)! Here’s what I do best:

- Every morning, I notify you with a spending target for the day based on your financial situation.
- During the day, I chat with you about how to play it smart when spending your money.
- At any time, you can ask me if it is a good idea to buy something you want or need.

People who chat with me frequently have an additional $200-$300 a month in their pockets. That’s 10x more than any other finance or savings app.

Ready for Smarter Spending? Find More Money, Have More Freedom!

Whether you identify as someone who is living paycheck to paycheck, or you'd just like to get smarter with your money in general, you've come to the right place! I am here to help YOU become the MASTER of your money :D

I find (based on what you share with me) patterns in how you typically spend your money. Then, I use that information to provide you with quick and easy steps that will help you spend less on the same things, freeing up money to put towards paying down debt, savings, or purchasing something you love (hello vacation). All you have to do is listen closely and follow along!

I also create challenges for you based on where you need the most help. These challenges are designed to help you change your habits and take better control of your finances over time! If you’re looking for a way to reach financial freedom, we can work together to achieve it :)


My brain uses advanced Artificial Intelligence algorithms to monitor and learn from your spending habits. The more you share with me about your financial situation, the more personalized the insights I can share with you about your finances.

- Follow a daily spending target I give you to hit your savings goals!
- Play financial trivia and master core personal finance topics
- Track your income and expenses
- Receive personalized insights on how to smartly spend your money
- Take on challenges to win awards and virtual prizes
- Level up by proving that you've mastered key concepts and successfully changed some spending habits

So, what are you waiting for? Start your journey to financial freedom today!

What's not to love?

Connect with me here:
Instagram - www.instagram.com/oliviaai_
Facebook - https://www.facebook.com/oliviatalksfinance/
Twitter - https://twitter.com/oliviaai_
Medium - www.medium.com/@OliviaTalksFinance

What’s New

Version 2.0.2

New Features:
• You can now use autofill applications/services for your username/password/saved account numbers on the bank authentication screen.
• I now have a better sense of time. You'll now see a line separator in the chat screen to indicate when our previous conversation ended and our new conversation starts.
• My team has updated the appropriate username and password displays and keyboard types for connection screens when connecting via our non-Plaid data partners.
• I will now start different conversations depending on where you are coming from when you launch my app (email, notification, etc.). I'm getting smarter!
• I wasn't properly hiding/disabled transactions from your category charts on the Spending Target or Total Spending screens. My team fixed that, now they are REALLY hidden.
• There was a specific situation that caused the app to crash when loading categories. This has been fixed!
• No more redacted text. You won't see any lines being cut off on the Overview screen.
• I now know how to properly segue between conversations. My transition message ("Let me find something to talk about") is no longer displayed unnecessarily.
• You can now share your digits with me without any issues. The keypad no longer disappears after submitting numbers (e.g. "Can I Buy This" keypad).
• Various other minor bug fixes, graphics improvements, and performance enhancements!

Ratings and Reviews

4.7 out of 5
21 Ratings
21 Ratings
el.chip ,

I love this app

Before installing Olivia, I knew that I had to save more, but I wasn’t consistent about it. Olivia has helped me set a budget and stick to it and I’ve been able to save a lot more. Also, it has helped me better understand where my money goes. It really was eye-opening. It’s probably the best thing that I’ve done for my future self. The app looks really cool and it’s easy to use and the advice I got from it has been tremendously helpful. And it’s free!

thechristymarie ,

Know where your money is going

Olivia has helped me become more aware of my spending habits by breaking down for me where my money is going and pointing out different patterns. The more she learns about me, the more I learn about what I CAN do to help myself (and get better at saving money)! Also, if I ever have a question about how she works or how to tweak my settings go get her to do what I want her team has been super helpful. ☺️

andrew.conkling ,

Excellent advice and service

I’ve really enjoyed this app so far, both for their advice and for their support. The app itself is great, so I’m glad they were able to help when I had some issues connecting to my bank.

My favorite things are the insights, which come up periodically for different spending trends and categories.

Olivia has been a great tool in my financial toolbelt for cutting spending and saving money.

Developer Response ,

Thanks Andrew! We hope you continue enjoying Olivia, and we will keep trying our best to make sure you have the best experience possible!


Olivia AI, Inc.
72.9 MB
Requires iOS 10.0 or later. Compatible with iPhone, iPad, and iPod touch.
English, Dutch, Portuguese
Age Rating
Rated 4+
© 2017 Olivia AI, Inc.


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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