iPhone Screenshots


Hi! I’m Olivia, the financial assistant that helps you stretch your paycheck :) Join thousands of users and start doing more with your money.


I am the financial assistant that helps you have more money to do what you love, not only what you need. No more stress about money : P

I learn about your finances, habits, and then I’ll give you unique insights to help you spent your money better.

I organize all your accounts and transactions so you always know where your money is going, what your balance is, and how much you can spend.


See all of your financials in one place: I support all major US banks and credit cards so you can see where your money is going.

Always know how much money you can spend every day and every month -- no guesswork needed.

Receive actionable insights to stretch your paycheck in over 15 different spending categories.

Know the best day and time to buy groceries.

I’ll help you negotiate your bills.

You can ask me if you can buy something this month.

I give you special discounts for things you love.


I use strong encryption and don’t store any credentials.

I can only see your transactions, and cannot make any transaction on your behalf.

I promise to *never* sell your data, ever. Friends don’t let friends sell data.


Really. No strings attached.


Instagram - www.instagram.com/oliviaai_

Facebook - https://www.facebook.com/oliviatalksfinance/

Twitter - https://twitter.com/oliviaai_

Medium - www.medium.com/@OliviaTalksFinance

What's New

Version 1.8.6

- Added the option to exit out of asking Olivia if you can buy something
- Added pending labels to pending transactions
- Minor bug fixes and performance improvements

Customer Reviews

3.6 out of 5

57 Ratings

57 Ratings

Amazing for saving and tracking spending!


This app is fantastic. It has a unique interface, where you interact with Olivia, who acts as your personal finance guru. She can be repetitive if you use everyday, but her responses are intelligent and easy to understand. You can choose to get quizzed on financial facts daily. You (securely) link your bank and she tracks your spending habits and bills against your income. I particularly like how she tells how much you can safely spend each day.

My only complaint is that you can manually enter bills and income (good for multiple jobs and bills) but you can't manually sort your spending. For example, you can't organize your "Shopping" spending into categories like clothing, shoes, homewares, groceries, etc. It all just fits under "Shopping". And I'd love to be able to compare food with eating out vs. groceries. This should be a function to manually enter/organize when Olivia imports your card transactions.

Other than that, I'm super happy and this is my only financial tracking app! 8.5/10 :)

Developer Response

Hey there! Thank you very much for your 5-star review. This is what we work for :) Regarding your shopping categorization, just to make sure you're using Olivia at her full potential, we actually have a very broad set o "sub-categories" under "shopping". In this way, you can choose and see better where are you spending most of your money. Thank you very much once again :)

The Olivia Team.

Amazing Experience

The Real Slim SheaD

I saw this on Planet of the Apps just this past weekend and was so heartbroken this wasn’t invested in by Lightspeed! I hope there’s other VCs out there that see the power of this app.

The AI assistant has a great foundation for setting up customers for saving success. I *do* hope as time goes on and it learns my spending habits, that I get better and better recommendations. Also, it would be nice to have a feature that’s like “essentials mode” or something of that nature to activate when you manually don’t want to spend more other than essential expenses. Maybe it could offer me better deals for items I’m already purchasing? But that’s all the future. Great work thus far and plan to monitor this and see if I have the savings success that this can offer.

Developer Response

Hello there! That's a great review! Thank you very much for these 5-stars! Really means a lot to us. That's amazing because we've just created a concept called "essentials mode". But it works a little bit different from what you mentioned. The idea of the essential mode is to provide a minimal amount to the user so he can "live" even if the money is short on that period. But your feedback is really good. We're working hard to improve Olivia every day.

Thank you :)

The Olivia Team

I Track My Finances Differently


This is a great app. The idea and design of this makes it so you can effortlessly keep track of your spending every day and each month without making you have to use an excel sheet to calculate all this for you. It’s a great idea and will help many people be accountable to their spending.

However, I need this to act more as an A.I. I have a specific schedule to that makes it easy to say “I know we’re spending that much money on these days”. So I’m needing something that we can program in and as soon as it sees us purchase something, between a certain amount on a certain day, it will correctly pace that in the category and budget it needs to be in. Maybe this app can do that, or maybe that idea is outside their core goals for this app. Either way, it’s not something that I need right now.

Developer Response

Hi there! First of all, thank you very much for your review and feedback. It really means a lot to us. We very much like users who care and share ideas with us. We learn so much from our community. And yet, we are improving Olivia every day. And you'll see some great features coming, that will address your point. We hope you can come back later and give us a 5-star​ review :) Thank you for using Olivia!
Best, The Olivia Team


Olivia AI, Inc.
82.1 MB
Requires iOS 9.0 or later. Compatible with iPhone, iPad, and iPod touch.
Age Rating
Rated 4+
© 2017 Olivia AI, Inc.


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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