iPhone Screenshots


P.L.A.D.™ Financial Ratio Analysis can help to greatly clarify understanding of performance improvement fundamentals for two main groups of app users: 1) business owners, executives and managers – plus the accountants, advisors, consultants, board members, bankers and investors who work with them; 2) teachers of business/accounting-related courses, as well as the high school and university-level students they teach.

By inputting 13 specified dollar values into the app – 10 from Balance Sheets and 3 from Income Statements – a user can automatically calculate/view the Financial Ratio Analysis results for three key Profitability measures, three key Liquidity measures, six key Activity measures and three key Debt measures. These performance results include:

Net Profit Margin (Return on Sales)
Return on Assets
Return on Equity
Working Capital
Current Ratio
Quick Ratio
Accounts Receivable Turnover
Assets Turnover per Period
Inventory Turns per Period
Days' Sales in Inventory
Average Accounts Receivable
Average Inventory Held
Financial Leverage
Long-Term Debt to Capital
Debt to Assets Ratio

The app comes pre-loaded with 13 entered dollar values taken from a sample Balance Sheet and Income Statement (both provided within the app) that highlight in green color each line item containing a variable used by the app's ratio analysis formulas. This makes it easier to find the 13 required dollar values on your company's Balance Sheets and Income Statements.

P.L.A.D.™ Financial Ratio Analysis incorporates a set of interconnected performance-analysis variables, which means that a change in one or more of the entered dollar values will likely produce multiple adjustments in the calculated/displayed results across all included measurements of Profitability, Liquidity, Activity and Debt.

The app offers valuable guidance on the importance and potential significance of each ratio analysis result. It also shows the component variables that comprise each formula and indicates whether the “direction for improvement” in a particular result generally means aiming for a higher or lower number. In addition, users will enjoy convenient access to a useful Glossary of all the ratio analysis-related terms, formulas and variables used in the app.

What's New

Version 1.1

- Improved the workflow to enable/disable/alter "optional passwords"
- Fixed bugs and addressed iOS 7 compatibility issues
- Removed distracting backgrounds on screens with data
- Updated Help text and described paid version

Ratings and Reviews

Awesome App Thank YOU


Great app, it has information that is easily searchable and available online but provides an easy to use interface and concise and to the point explanations of the ratios etc.
Worth a download.


Sitrova Innovations
4.7 MB
Requires iOS 6.0 or later. Compatible with iPhone, iPad, and iPod touch.
Age Rating
Rated 4+
© 2013 Right Course Financial


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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