InstaFunds helps you to become more financially organized and disciplined, while also increasing your financial literacy. Our goal is to not only be a simple money tracking app, but a budgeting tool and educational tool.

InstaFunds Free is a simple way to keep track and organize your money. Use our app to keep track of all of your transactions and also to access the resources provided tol help you in making financial decisions.

The app allows you to manually enter past, present, and even future transactions. Use InstaFunds as your personal finance manager. The ability to add future transactions also means you are able to budget by knowing how much you should have in your account at the end of a certain time period based on the current and predicted future transactions that will come from an account.

Use InstaFunds as your digital checkbook with the option of identifying what you purchased or used with each transaction (i.e. check, receipt, picture of the purchased item from the store) by taking a photo and attaching it to any transaction.

You can list your account as personal, business, or checking. You can also identify the type of account by labeling it as checking, savings, CDs, or numerous other options.


Through InstaFunds, we will offer your numerous resources and opportunities to become more financially literate. Our resources include interviews, helpful articles, recommendations, and definitions and explanations about things you may see when trying to get a loan, credit card, or something similar. We want to make sure you are knowledgeable enough to make the right decision.

With a focus on the unbanked, underbanked, and under-resourced, we understand that many people are getting loans with extremely high interest rates, cashing their checks at the local store for a fee, and/or so deep in debt that they become hopeless. We use our resource section as a way of putting people on the right path to financial freedom.


- E-mail yourself personal transactions or export full accounts.

- Import data Now you have a record of your finances on your mobile device and on your computer.

- turn Reconcile on or off

- turn Security Code on or off. If your Security Code is on, you must enter a 4 digit code in order to access your accounts.

- Search feature to easily search through your transactions in all your accounts. Search by name, amount, or date.

- Order your transactions by Date, Clearance, or Amount

- Categorize your transactions. By visiting the 'Category' page, you will be able to see the amount and percentage of money you have spent in each category. (You are free to add any category that is not already part of the app by default)

- Print off transactions. This includes printing off the picture that has been taken/assigned to each transaction.

What's New

Version 3.1

- Adjustments to better track and fix crashing issue.

Before updating, we recommend exporting your transactions for a backup.

For those having issues with the new InstaFunds app, please contact us at We are working hard to fix all errors and would like to know if and what issues you are facing.

Ratings and Reviews

Save Your Money


I downloaded free version and liked its format so much I decided to purchase upgraded version. Well, it is the same as the free version. I cannot create an account. I am not even sure I was charged for the paid version. I only give this 3 stars because I like the format but having problems with paid version.

Needs recurring transactions...


I have been going through free apps to find one that does my essentials. This one lacks being able to setup recurring transactions. AutoPayments is an essential on my list.

A second feature missing, although it is a nice to have would be for check entry to automatically fill in the next sequence number as a default entry. To be fair, this app is the only one I found with a specific field for the check number, but why it doesn't show up in the account details is puzzling. Reconciling with a statement is all about clearing check numbers.

This app is functional, free, but there are better free ones which include recurring items.

Finally!!! Everything you need!!


I have been searching for months for a checkbook app that has everything I need and is easy to use and is not over loaded with things that are not needed and just make it complicated, and I have finally found it!!! This app is awesome!! You guys nailed it perfectly with this app!! It needs nothing more!! Perfect exactly as is please don't change it!!! Ever!! Love love love it!!! Thanks sooo much!!!


CapWay, LLC
23.8 MB
Requires iOS 6.1 or later. Compatible with iPhone, iPad, and iPod touch.
Age Rating
Rated 4+
© 2016 InstaFunds, LLC


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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