PayMaya is a free reloadable virtual card on your phone.
It works like a reloadable credit card so you can just load up and shop online!

Now you can do all these online without a credit card!

1. Shop for clothes and gadgets online.
2. Buy games and apps on app stores.
3. Book flights and accommodations around the world.
4. Book movie tickets online so you can skip the lines.
5. Buy concert tickets online so you don’t miss out on your favorite artists.
6. Purchase gaming credits and in-game items.
7. Get the best discounts at deal sites.
8. Get exclusive benefits like restaurant discounts and pre-sale shows.
9. Send money to anyone with a PayMaya account anytime, anywhere!
10. Split the bill with friends easily.

Load up at 7-Eleven Cliqq kiosks, Robinson's Department Stores, and SM Business Centers, through BDO online and mobile banking, and selected Smart Padala stores.

Enjoy safe shopping online, get an SMS notification after every checkout transaction.

We'd love to hear what you think about our product so we can make it an even better experience for you! Just send us an email via

Additional Info:
We need to mention the following information on our app store content

Visit our website:
Like us on Facebook:
Follow us on Twitter:
Follow us on Instagram:

1. Philippine Daily Inquirer
2. The Philippine Star
3. Manila Bulletin
4. Cebu Daily News
5. Sun Star Davao
6. Mindanao Times


The PayMaya app is simple, intuitive, and user-friendly. Your transaction history, card details and activities such as sending money are available in a press of a button.
- Angeli Valdez

LOVE the virtual visa card [I got from the app]. I got to buy new shoes, pay for a concert ticket and pay back my friend without leaving my seat the entire time. Thanks, guys!!
- Alex Malto

It's easy for me to just buy things from Steam! At the same time, having my own PayMaya Visa makes me feel really responsible as I can keep track of my transactions.
- Elgin Que

At the moment, we only operate in the Philippines.

What’s New

Version 1.25.1

- Bug fixes and enhancements

Ratings and Reviews

2.8 out of 5
40 Ratings
40 Ratings
Penguin 🐧🐧🐧 ,


I prefer accessing the app both email or a phone number. Because there would be possible problems that person will experience (ex. losing/damaged their phone) and can’t use their phone number. They will resort on opening their paymaya app with a new phone but since they currently can’t since its only allowing a specific phone number. I do know that this app is centered for smartphones which is having a faster access through information about your own budget and more but I do not feel that have other ways to “access” it since it is limited ONLY by an app and/or a smartphone. I hope it can expand not just by an app (probably an multiplatform online) and it would be helpful if a phone might be lost and all the savings of a person can be transferred somewhere else using different devices (either new account or to be saved temporary to a friend’s) to avoid further problems especially if that paymaya user does not have a physical card

Developer Response ,

Hi! Thanks for this feedback. Our app development team is continually working hard on improving the user experience. Stay tuned for exciting changes happening soon! 😊

Your PayMaya account may also be accessed using a new device, provided the registered mobile number remains the same. Otherwise, please contact our Customer Support team for assistance on how to securely access the account. 😊

"A Student" ,

Trash Customer Support

One star is the lowest if not I'll give zero, why? Because they can resolve a customer's problem. They keep on emailing me a certain method, documents to send, they even tell me they will call but the problem did not even resolve. They say it is already fixed but when you log in the problem still exist so trash customer support..

Developer Response ,

Hi! We are sorry to hear about this and hope you can give us another chance to address your concern/s. Please send a message to PayMayaCare via Messenger to provide details of your issue. Thank you.

Secret.sumaiL ,

It's great but...

Paymaya is a great app but one thing a notice that Garena Shells (Gaming) are gone , I can't find them anywhere except for the amdroid version of the game.

Hope you'll fix this.

Developer Response ,

Hello there! Thank you for the review! Don't worry, we are here to ensure that we meet our customers expectations. We'll let our dev team know your concern.


PayMaya Philippines, Inc.
159.1 MB

Requires iOS 9.0 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating
You must be at least 17 years old to download this app.
Unrestricted Web Access
© 2014 Smart e-Money Inc.


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

You May Also Like