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Pennies – Budget and Expense Tracker

By Emile Bennett

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Keep track of your spending and save money with Pennies, the award-winning budgeting app for iPhone, iPad and Watch. Winner of Apple's ‘Editors Choice’ award and thousands of 5 Star reviews worldwide, Pennies is THE budgeting app for everyday people.

••• Read the reviews and see what people are saying •••

"The easiest and simplest budgeting app ever"
"Been using it everyday for a year now - and my bank account shows it!"
"The perfect, simple budgeting app that actually helps me save"
"Life Changing"
"You need this app!"


Pennies does all the hard work for you by telling you how much you have to spend today. If you spend less, no worries, Pennies will give you more money to spend tomorrow.

Should you spend or should you save? Pennies shows your spending and finance health with bold colors, helping you slow down or speed up your spending to keep you on track.

Pennies offers you weekly, monthly, bi-weekly, twice-monthly, custom and one-off budgets, that start on any day you want. No other budgeting app gives you this much flexibility to create budgets that work perfectly with your lifestyle.

Keep your budgets backed up and shared across all your iOS devices via iCloud. Pennies installs on your iPhone, Watch and iPad and seamlessly syncs your budgets for you.

Have more than one budget that you want to keep on top of? No problem, there's no limit to how many budgets you can set up.

Sometimes we forget when we spend – that’s OK. Add and edit expenses to previous dates and budget periods, and Pennies will recalculate your budgets today so you are always up to date with your spending money.

Use any currency in the world for individual budgets.

Easily transfer money between budgets with a single click.

Made a purchase? Sweet, just add it in. Pennies only cares about the numbers, no tags, charts or complex breakdowns here. Just the amount of money you have to spend is all you need to know.

Add budgets, transfers and expenses straight from your home screen using 3D Touch Quick Actions. Requires iPhone 6s / 6s+

Head to the Today view in Notification Center and add Pennies Today, you'll get a handy view of your daily budgets, and with a single tap you can view them in Pennies.

Pennies comes ready to install on your iPhone, iPad and your Apple Watch, so you can keep your budget with you wherever you go!

Budgeting shouldn’t be hard work or boring. That’s why in Pennies you won’t find any charts, graphs or complicated diagrams. It's personal finance made easy, it’s your money made simple.

Pennies is friendly, bold and unbelievably easy to use, giving you the freedom to manage your budgets and spending in any way that suits you. It's all about keeping things easy and flexible so you can get on with having fun, spending what you want, and saving money at the end of the month.

So, start budgeting how you want, when you want, without any worry. Start using Pennies today!

If you enjoy using Pennies please rate the app! If you have any feature requests I'd love to hear them. If you want to send me chocolates and roses, that's cool too.

Check out Pennies in action:
Follow Pennies on Twitter –
Contact me –

What's New in Version 5.3

• Multiple fixes & optimisations
Pennies is now quicker and more reliable than ever. Boom!

If you are enjoying the new version of Pennies it would be great if you could leave a positive review in the App Store, or update an existing one. I’d really appreciate it.

As an indie developer it makes a big difference. Thanks!


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Customer Reviews

The best for budgeting

I've been looking for a budgeting app since my old one took a dump on me. It's a shame this one is kind of buried in the App Store, probably due to the name, but it's the best one I've come across ever.
It's easy to use and easy to see what you've spent and how much is left. The designer tells you how it can also be used for savings if you want and it works! By transferring the rounded up change from purchases to my "savings" account I do the same thing bigger apps like acorn do, except I don't have to give anyone my bank info, my money is instantly available and I get to keep the interest.
I initially thought the changing colors showing you how good or bad you are for the week was dumb, but I have to admit psychologically they really work! I hate to see the screen turn red so I don't make frivolous purchases I would normally.
Some people might say it needs more bells and whistles and I suppose that would be nice but for me this is a must have app!

Best app to track spending

This is the easiest way I've found to keep track of my spending. That's all I need... -- quick entry and, yes, off I go spending more, but at least I know where I stand. The iPhone and the iPad versions play well together: the iCloud syncing works well. I'd love having the option of entering items in different currencies. (Then I'd use Pennies when traveling, too -- how great would that be?) But -- best of all -- the ability to enter expenses on my Apple Watch is back! And it works *perfectly*. This is a solid app that's the best out there.

Anti budget buster

This app is awesome! I don't have to keep my bank balances in my head any more! This app keeps the balances for me and it keeps me from busting the budget! I can set up daily shopping budgets that help control spending. It is great for the grocery store by helping me know how much I have spent even before getting to the checkout line.

It is also great in helping me track daily cash expenditures.

You can set up daily, weekly, or monthly budgets. This app. Is only limited by ones own imagination!

Pennies – Budget and Expense Tracker
View in iTunes
This app is designed for both iPhone and iPad
Offers Apple Watch App for iPhone
  • $3.99
  • Category: Finance
  • Updated:
  • Version: 5.3
  • Size: 81.0 MB
  • Apple Watch: Yes
  • Languages: English, Chinese, French, German, Japanese, Korean, Spanish
  • Seller:

Compatibility: Requires iOS 10.0 or later. Compatible with iPhone, iPad, and iPod touch.

Customer Ratings

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