Penny - Track Your Money, Bills, Saving & Spending
By Friendly Finances, Inc.
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Description
Chat with Penny to securely track your spending and plan for a better financial future! We’ve tracked millions of transactions and helped hundreds of thousands of people.
FEATURES
• Explains your spending and income with friendly messages and simple, beautiful graphs.
• Shares fun and useful facts, like where you shop most or how much you spend on fast food.
• Tracks your upcoming bills and credit card payments and reminds you when they're due.
• Notifies you when new transactions arrive.
• Sorts your transactions into simple categories, automatically.
• Offers friendly suggestions on how to get the most from your money.
• Shows all of your transactions and balances in one place.
• Warns you when your bank charges you a fee.
• Helps you set achievable goals and take steps towards improving your financial health.
• Built with bank-grade security by industry veterans.
PENNY IN THE MEDIA
• TechCrunch: Penny Raises $1.2M in Funding For Its Personal Finance Bot
• New York Times: Jamie Dimon Wants to Protect You From Innovative Start-Ups
• Forbes: Look Here For A Glimpse At Facebook’s Chatbot Future
• TIME: 25 Websites That Will Help You Stick to Your Resolution
• Lifehacker: Penny Tracks Your Spending and Walks You Through Your Budget
• Product Hunt: A Personal Finance Coach That’s Simpler Than Mint
...and many more!
BANK LEVEL SECURITY
• We use SSL 256-bit encryption—the same security protocol that banks use.
• Access to Penny is protected by TouchID fingerprint authentication.
• Nobody, including you, can access your money with Penny.
• Penny never stores your bank credentials.
• Closing your Penny account deletes all information from our servers, as if you had never signed up.
FREE
Penny is completely free to use, and we don’t sell your information to anyone!
PENNY+ SUBSCRIPTION:
Penny offers a premium membership called Penny+. With a Penny+ membership, you can turn on more categories, edit transaction names, refresh your balances whenever you want, and more. Your Penny+ membership will automatically renew at the end of each term and your credit card will be charged through your iTunes account. You can turn off auto-renew at any time from your iTunes account settings.
Privacy Policy: https://www.pennyapp.io/privacy.html
Terms of Use: https://www.pennyapp.io/tos.html
Note: Penny is currently only available in the United States.
What's New in Version 2.0.6
You can now save any graph that Penny shares with you! Penny can also start coaching you through more topics like managing your student loans or saving and investing your money.
And, in case you missed it, here's the big update from before: Penny 2.0!
1. Goals.
Everyone gets a goal! Penny will automatically let you know when she finds areas you might be able to save in. If you're interested, she'll then help you track and stick to a spending goal. Better finances, one goal at a time.
2. Penny+.
You can now subscribe to get access to more categories (that's right, more categories are *finally* here), real-time balance updates (we wouldn't blame you if you deleted your bank app now), editable transaction names (see you later “Check #107”), and even *more* goals. We have lots of new features we'll be adding over time, so consider this a taste of what's to come.
3. Quick actions.
Have you ever wanted to jump straight into your history or look at your account balances? Now you can. Use 3D Touch to get where you want to go, faster.
There's more to get excited about than just those features, but enough with the lists. Happy chatting!
Customer Reviews
Seriously a great way to keep track
I had tried figuring out where all my money has gone and after linking statements from my banks, penny found out why my money was gone. Because of penny I'll be getting my finances back on track, and eating out a lot less 😅 it really adds up. I have the free version but the paid version seems to have more bells and whistles. Though they're not necessary to run the app the way it's supposed to, they sure seem to look helpful in a bonus kind of sense.
So helpful
Penny has been so incredibly helpful for me and my wife. I get a notification whenever there has been a new transaction - a friendly reminder that I just spent money. Penny has notified me of bank fees, told me how much I'm spending on Uber, and even that Netflix is raising its prices.
All of these alone aren't impressive, and I could figure it out myself. But I love penny because I don't have to. She just tells me the information when it matters. Makes things a lot easier for me.
Thanks!
Could be smarter
Good product. I'd recommend two features:
1. Monitor monthly recurring payments and remind me if I want to continue subscribing to some services. I don't want some online services keep taking my money while I already forget them.
2. Learn how I change the category of one transaction, then apply it to other transactions from the same merchant so I don't need to keep doing that.
I'm sold on plus if you have these two features.
- Free
- Category: Finance
- Updated: Apr 20, 2017
- Version: 2.0.6
- Size: 7.2 MB
- Language: English
- Seller: Friendly Finances, Inc.
- © 2017 Friendly Finances, Inc.
Compatibility: Requires iOS 8.0 or later. Compatible with iPhone, iPad, and iPod touch.
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