Description

Track and manage your financial life. Personal Capital combines award-winning financial tools with personal attention from registered financial advisors. Transform the way you understand, manage and grow your net worth.

THE MODERN WAY TO TRACK AND MANAGE YOUR NET WORTH
Our unique combination of people and technology makes Personal Capital the smart choice because you can see all of your accounts in one place. Our app provides real-time data that uncovers trends and accurately reflects your cash flow. As fiduciaries, our advisors are legally bound to act in your best interest so we will never put our personal financial gain above yours. Let Personal Capital help ensure that you’re always moving towards your financial goals – at significantly less cost than traditional financial advisors, and with no hidden fees.

PERSONAL CAPITAL: MILLIONS OF PEOPLE. BILLIONS IN ASSETS
"App Store Staff Pick" – iTunes

START NOW FOR FREE
With the free Personal Capital app, you can easily and quickly link your accounts. We integrate with over 14,000 financial institutions, including Fidelity, Schwab, Wells Fargo and thousands of local and regional credit unions. You can be up and running in about a minute for a 360° view of your financial life.

INTERACTIVE CASH FLOW TOOLS
Create and follow a budget. See if you’re spending more than you’re making. Monitor credit card balances. See detailed income and spending by category or payee. Review transactions in the last 24 hours with the Recent Transactions Today extension.

TRACK YOUR INVESTMENTS
What’s the market doing and how is it affecting your assets? Track the numbers by account, asset class or individual security. Compare your portfolio against major market benchmarks and stay on track to meet your investing goals. Install the Holdings Today extension to track daily market and individual holdings movement.

PLAN FOR RETIREMENT
With Retirement Planner, you’ll know exactly where you stand relative to your retirement goals. Now you can build, manage and forecast your retirement in one convenient location.

PERSONALIZED INVESTMENT ADVICE
Personal Capital’s registered financial advisors provide customized advice tailored specifically to your goals.

BUILT-IN INVESTMENT INTELLIGENCE
With Investment Checkup, you can compare your portfolio’s allocation to the ideal target allocation and see how well your investments are doing. Uncover opportunities for diversification, minimize risk, and pinpoint hidden fees to fine-tune and improve performance.

UNCOVER HIDDEN FEES
Is your portfolio working as hard as it could be? The Allocation Checkup feature could save you thousands on expensive mutual fund fees.

PERSONAL CAPITAL FOR APPLE WATCH
Set a spending target and track it on the go. Quickly check your status by day, week, month or year. Access your spending simply by checking the date.

BANK-LEVEL SECURITY
You can use the Personal Capital app with confidence. Our two-step remote authentication process builds in an extra measure of security to verify your identity and your device, so you can manage your money and finances knowing your data is safe.

NEW VOICE ACTIVATION
Now with iOS 11, you can ask Siri to give a summary of your accounts, check current balance and more.

What's New

Version 8.6.1

Fix crash when launching demo mode.

Ratings and Reviews

4.8 out of 5

9.6K Ratings

9.6K Ratings

Good for record keeping

Sales Woman

I, like millions of other people, am another disappointed user of Quicken after 13 years. This app keeps track of my accounts and its balances within 24 hours so I know all my balances within minutes instead of looking at monthly outdated balances. I love that it’s FREE but knocked it down one star because it does not allow for manual accounts such as cash spent or payments that I have already scheduled. For that I still need to go to the bank’s app. So now I downloaded a simple checkbook app that allows me to do this. I still use Quicken for a history of cash spent and I can check to see if I have already scheduled an EFT payment (which I do one month ahead). The Quicken mobile app is useless and was terrible from day/hour/minute one. Also the desktop Quicken charges *ongoing subscription fees so I use it simply as a cash flow history for personal and business. I can’t really have a fixed budget based on income because my income and business expenses fluctuate from month to month. Otherwise I like this app because I no longer need to look up monthly statements for past periods.

* To ALL developers: I am another customer who HATES ongoing monthly fees for a service that is the same month-in/month-out. I use subscription accounts/apps when it helps with productivity like a PDF editor to convert to docs or the ability for additional storage on iCloud and Dropbox. Other than that why pay for an app that are just glorified data entry apps?

Great app and it may come with a personal human advisor!

gwph

This app consolidated all of my accounts including different fund companies, brokerage accounts, 403 retirement accounts,401 accounts from my wife and my work companies, our trust accounts, several bank accounts and hard assets as well. Our loans and credit card accounts are available at a glance too. It has the SEP Roth and IRAs all noted and totaled in one easy to view layout. It helps keep track of a budget with categories (customizable) for monthly year to date and specified time periods. I can tell with an encrypted sign just where I stand. The planning feature for education and retirement plans is great and easy to use and modify for different scenarios. Asset allocation as well as major holdings are easily identified. My cash flow is easily followed all year long with the budget module. The use of the app is free and gives one a very in depth financial snapshot at a glance.
Personal Capital also offers a financial planner if one doesn’t want to go it alone. The advisor assigned works hard to put your interests first for your own good Fiduciary rep. Vs the company or their own enrichment. You will love the app especially once you realize the value received from it.

Offers a lot for free

TripleG4

The key feature to app, the feature making it virtually indispensable, is it’s ability to aggregate financial data from multiple accounts. It is simply not possible to effectively manage your finances without seeing all your holdings - different banks, credit cards, and multiple brokerage firms - in one place. The truth is these data are already stored in the cloud; what this app does is automatically merge the data and provided a complete breakdown of the composite holdings, fees and risk. Many brokerage firms do similar analysis but only if you pay for it or have large sums of money on deposit.

The interface is spectacular... but, there are a few features that could be improved. For example, the ability to set arbitrary targets for some holdings. Thus, if you are not interested in “alternative investments” you really need to ignore the advice provided. In short, the app would be better if it helped you achieve your your goals nots its goals. Still it is free. You will probably get some call trying to sell you services - but the caller are not overly aggressive.

Bottom line. It’s a far better app than any brokerage firm provides today.

Information

Seller
Personal Capital Corporation
Size
97.9 MB
Category
Finance
Compatibility
Requires iOS 9.0 or later. Compatible with iPhone, iPad, and iPod touch.
Languages
English
Age Rating
Rated 4+
Copyright
© 2010-2018 Personal Capital Corporation
Price
Free

Supports

  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

  • Siri

    Get things done within this app using just your voice.

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