Description

Track and manage your financial life. Personal Capital combines award-winning financial tools with personal attention from registered financial advisors. Transform the way you understand, manage and grow your net worth.

THE MODERN WAY TO TRACK AND MANAGE YOUR NET WORTH
Our unique combination of people and technology makes Personal Capital the smart choice because you can see all of your accounts in one place. Our app provides real-time data that uncovers trends and accurately reflects your cash flow. As fiduciaries, our advisors are legally bound to act in your best interest so we will never put our personal financial gain above yours. Let Personal Capital help ensure that you’re always moving towards your financial goals – at significantly less cost than traditional financial advisors, and with no hidden fees.

PERSONAL CAPITAL: MILLIONS OF PEOPLE. BILLIONS IN ASSETS
"2017 Personal Best List" - Kiplinger
"2016 FinTech 50" - Forbes
"2014 & 2015 CNBC Disruptor 50 List" – CNBC
"Best 5 Free Apps to Invest Smarter" – CNN
"Time Magazine's 50 Best Websites" – Time
"Best Online Tool to Track Your Investments" – Forbes
"App Store Staff Pick" – iTunes
"Editors’ Choice" – Macworld
"One of the top Registered Investment Advisors (RIA) in America" - The Financial Times

"Minimal account connection hassles, detailed financial information, and the option to speak directly with a financial advisor make Personal Capital the best free finance tracking app available." – Macworld

START NOW FOR FREE
With the free Personal Capital app, you can easily and quickly link your accounts. We integrate with over 14,000 financial institutions, including Fidelity, Schwab, Wells Fargo and thousands of local and regional credit unions. You can be up and running in about a minute for a 360° view of your financial life.

INTERACTIVE CASH FLOW TOOLS
Create and follow a budget. See if you’re spending more than you’re making. Monitor credit card balances. See detailed income and spending by category or payee. Review transactions in the last 24 hours with the Recent Transactions Today extension.

TRACK YOUR INVESTMENTS
What’s the market doing and how is it affecting your assets? Track the numbers by account, asset class or individual security. Compare your portfolio against major market benchmarks and stay on track to meet your investing goals. Install the Holdings Today extension to track daily market and individual holdings movement.

PLAN FOR RETIREMENT
With Retirement Planner, you’ll know exactly where you stand relative to your retirement goals. Now you can build, manage and forecast your retirement in one convenient location.

PERSONALIZED INVESTMENT ADVICE
Personal Capital’s registered financial advisors provide customized advice tailored specifically to your goals.

BUILT-IN INVESTMENT INTELLIGENCE
With Investment Checkup, you can compare your portfolio’s allocation to the ideal target allocation and see how well your investments are doing. Uncover opportunities for diversification, minimize risk, and pinpoint hidden fees to fine-tune and improve performance.

UNCOVER HIDDEN FEES
Is your portfolio working as hard as it could be? The Allocation Checkup feature could save you thousands on expensive mutual fund fees.

PERSONAL CAPITAL FOR APPLE WATCH
Set a spending target and track it on the go. Quickly check your status by day, week, month or year. Access your spending simply by checking the date.

BANK-LEVEL SECURITY
You can use the Personal Capital app with confidence. Our two-step remote authentication process builds in an extra measure of security to verify your identity and your device, so you can manage your money and finances knowing your data is safe.

NEW VOICE ACTIVATION
Now with iOS 11, you can ask Siri to give a summary of your accounts, check current balance and more.

What's New

Version 8.0.2

Bug fixes.

Ratings and Reviews

4.8 out of 5

6.5K Ratings

6.5K Ratings

Offers a lot for free

TripleG4

The key feature to app, the feature making it virtually indispensable, is it’s ability to aggregate financial data from multiple accounts. It is simply not possible to effectively manage your finances without seeing all your holdings - different banks, credit cards, and multiple brokerage firms - in one place. The truth is these data are already stored in the cloud; what this app does is automatically merge the data and provided a complete breakdown of the composite holdings, fees and risk. Many brokerage firms do similar analysis but only if you pay for it or have large sums of money on deposit.

The interface is spectacular... but, there are a few features that could be improved. For example, the ability to set arbitrary targets for some holdings. Thus, if you are not interested in “alternative investments” you really need to ignore the advice provided. In short, the app would be better if it helped you achieve your your goals nots its goals. Still it is free. You will probably get some call trying to sell you services - but the caller are not overly aggressive.

Bottom line. It’s a far better app than any brokerage firm provides today.

"One of the First" and Best!!

SmOkUn

I was one of the first to take a leap of faith with this new company when it started in September, 2011. I have NOT been disappointed with their product and service. If you want a daily picture of your net worth, it can't be beat. If you want a daily picture of how your investment portfolio is doing on a real time basis, it can't be beat. If you want to talk, chat, email, video chat or text your advisor and get a very quick response, it can't be beat. If you want current news and helpful investment, retirement, and current financial news, it can't be beat. I have used and been abused by many brokers in the past. My age, 69. These pros look after my financial assets and during these last 12 months, with volatility, I am very happy with my goals being met. Their platform and diversification program has kept my financial boat "afloat and on course" to meet my long term retirement objectives. The retirement planner is very effective and easy to use. GREAT TOOL! And during these times of uncertainty, their fees have been worth it. And the "app"........can't do better than this! Thank you PC!

A good start — but with some significant limitations

Miner_Chickadee

Overall I am pleased with Personal Capital, and there are many powerful and useful features. But the utility of these features (not just on the app , but also on the full website) is diminished by the inability of Personal Capital to fully interface and access my accounts in TIAA CREF. It had been working fine until I (along with all of my fellow employees) opened a self-directed brokerage account (SDBA) with my retirement account because my employer “streamlined” the allocation options in our 403b and 401a accounts. Now, PC lists the total $ amount but does not “see” the allocations or tickers any of the mutual funds that are in the SDBA, even though TIAA website lists all of them and tracks their allocations for me (and none of them are obscure or little-known mutual funds by any means). That has been frustrating. I sure hope that PC will fix this problem soon, otherwise I cannot even monitor about 20% of my entire portfolio and all of the retirement calculators and allocation determinations are moot.

Developer Response

Thanks for the feedback and sorry that you're encountering issues. Can you please message us via the Support Center so we can dig into this further?

Information

Seller
Personal Capital Corporation
Size
93.5 MB
Category
Finance
Compatibility
Requires iOS 9.0 or later. Compatible with iPhone, iPad, and iPod touch.
Languages
English
Age Rating
Rated 4+
Copyright
© 2010-2018 Personal Capital Corporation
Price
Free

Supports

  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

  • Siri

    Get things done within this app using just your voice.

You May Also Like