We're using technology to bring simplicity, transparency, and ease to everyone who wants a better credit card.
LIMITS YOU CAN ACTUALLY USE - From $500 - $10,000, tailored to what's right for you.
MANAGE YOUR MONEY - We support over 15,000 financial institutions so you can see all your accounts in one place.
TERMS YOU UNDERSTAND - We hate fine print too. Everything you see and do is crystal clear so you can make smarter choices with your money.
24/7 SUPPORT - You don’t need to visit a branch to get answers. The Petal support team is available around the clock.
UNBELIEVABLE - You actually read this far, thanks!
We're constantly updating and iterating our app - this time around, we just squashed some bugs
Ratings and Reviews
The idea of this card is so beautiful and I honestly really love this card. There are a new bugs though- sometimes different banks have a delay with payments and logging in to access your bank doesn’t work. For me, I had to add my routing and account number so the account totals were inaccurate on that page. I wish Apple Pay and tap to pay were norms. I also believe you should be able to request a lower APR and a higher limit if you’ve paid off everything on time since you’ve had the card. Overall, I love this company and I will definitely be a long time customer. Petals support team really is different than others and they work so hard!
Developer Response ,
Hey Dylan! Thanks for sharing the love and some additional feedback! Petal isn’t currently available for use with Apple Pay, Android Pay, or contactless payment, but we're working on that now so stay tuned. Let us know if you have any other questions or if you run into any issues — we’re just an email away over at email@example.com :)
A truly modern credit card experience
I’ve had a Citibank credit card since 1989 and an Amex since 1992. They both offer a lot of great functions on their apps but they feel like last century’s businesses trying to catch up. Petal is the first credit card that has an app that seems like they “get it”.
Yes, the app isn’t as feature-rich as some other cards but I expect they’ll get there. Most important, while it’s not of use to me (I have long-established excellent credit) I can see how their “credit card for people without a credit history” is really clever.
Developer Response ,
Thanks for your awesome review and feedback! We like to think we "get it" too :) We hear you on app features — the team is hard at work making the experience even better (and feature-rich!) Stay tuned for updates and if you ever need anything, feel free to shoot us a note to firstname.lastname@example.org :)
Don’t Do It!
Unless you have a 700+ credit score they “might” approve you! But just stay far away! They are anything but a credit card with a conscience. They will run a credit check and their credit response comes from Experian, if you are new to credit or just starting out or have been delinquent but have paid off your delinquency you will still be DENIED! I have a 645 credit score i had late payments in the past year when i got laid off, but all that has been paid to date when i went back to work. i’m concerned about my personal info. now in their possession and who knows what they will do with it! But you better hope you make a good salary and have a clean credit with just a 700+ credit score. They a joke like everyone else that so claim to help your credit
With Family Sharing set up, up to six family members can use this app.