Transform your iPhone or iPad into a credit card reader with a free app and merchant account from Phone Swipe.

Sign up for a merchant account with Phone Swipe and you’ll be able to accept Visa, Mastercard, American Express, Discover and PayPal credit card payments. Pay-as-you-go and custom pricing options are available with Phone Swipe merchant services.

Phone Swipe has all the perks of a traditional merchant account and gives you everything you need to run and grow your business from your mobile device.
- Credit card processing with the free Phone Swipe app, card reader, and merchant account
- Process cards today and receive your funds next business day
- Secure and encrypted transactions
- Add items with photos, modifiers, and multiple prices
- Track the stock of your items
- Use your device’s camera or purchase a compatible Bluetooth barcode scanner to scan barcodes
- Offer discounts to your customers at the cart- and item-level
- Allow your customers to sign and add tips
- Send email or SMS receipts, or connect a printer for paper receipts
- Watch your business grow with free real-time reporting on your credit card processing using Phone Swipe Inside

To learn more about credit card processing with Phone Swipe, visit

What's New

Version 5.5.5

What’s New in 5.5.5 (Phoneswipe)
- Tap the “Connect Card Reader” button if you need help connecting your Bluetooth payment device to the app.
- Reference the animated gifs on the Checkout screen to see how to accept payments using your credit card reader.

We routinely update the app for general bug fixes and improvements. For optimal performance, keep your app updated to the latest version. Please email any comments or suggestions to feedback@

Ratings and Reviews

3.7 out of 5

11 Ratings

11 Ratings

Update no longer shows customer name

Jmax cat

I really like this processor but now when I do a transaction the customer's name no longer shows up automatically, I have to input it if I want it. My transactions show "unnamed customer." Why the change?

I did e-mail for customer support and also called. They are not sure why this is happening and could not find a solution. They suggested that I leave a review on this forum.

Developer Response

Hi there, please email and we can get that figured out for you.

Make a copy of your daily sales!!

Carmen's Place

I am on my 3rd phone swipe in less than 90 days. First one worked on and off for a couple of weeks, tech support kept telling me it was my phone. It also stopped computing tax - again was told it was my phone; and could not reason with them that it use to work and now did not so what does my phone have to do with it?? Got a different phone (the first one was on their list of compatible phones) - same thing happened - phone swipe worked on and off for a week or so. Every time I called tech support the women would tell me to uninstall and reinstall, at which point I lost all my stored data! That happened 4 times until I said enough!! It is frustrating to have to manually enter a card, but after 5 or 6 times you don't want your customer to have to stand there; and I think Phone Swipe does this on purpose so they can get the higher rate for a manually entered card. Same crap started happening, so I invested in a compatible iPad. 3rd card reader now accepts a card the majority of the time.....I will add that my store is stationary on a street front and I have a Internet connection 4 feet away. If you can avoid it, do NOT speak with any women in tech support they only know to tell you to uninstall and reinstall - that is not the right answer.



Phoneswipe and PAYANYWHERE ARE THE SAME!!! they are the extremely rude, dont care, worse merchant to do business with. They shut down your account without you knowing and hold your funds for 180 days and with no valid reason but " it's a business decision" they held on to a significant high dollar amount of my funds that i uae for my business which was paid to me by my clients for my job, but thy value their jobs more than mine, and holding on to your money they can even invest it and make a profit within 180 days so is it fair to hold on to money you earned? NO They have long wait time, Unprofessional, carefree representatives, if they cant fix your issue you will be on hold until they see that you hung up. I was on hold for 20 minutes. No one takes responsibility all they do is point fingers. If you value your business and your customers like I said STAY AWAY!!!!! The rates are high anyways after i did my research and they are just a broker looking to make money and there are much better merchant out there. I can't begin to tell you how much issues I have had with them. STAY AWAY!!! The best and friendliest person I spoke to was the sales rep who couldn't care less about nothing but his sales


North American Bancard, Inc.
78.5 MB
Requires iOS 9.0 or later. Compatible with iPhone, iPad, and iPod touch.
English, Spanish
Age Rating
Rated 4+
© 2017 Phone Swipe


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