With all of your financial accounts in one place, PocketGuard helps you stay on top of your finance and make better financial decisions.

• Easily sync all of your personal finance accounts in one place: bank accounts, credit cards, loans, savings, and investments
• Track your net worth change over time

• Know how much you can safely spend, once your bills and savings are planned for
• Stick to you daily, weekly and monthly budgets to reach your financial goals

• Your budget is built automatically, based on your spending and earning patterns
• Track your income
• Track bills and recurring subscriptions
• Set and reach your saving goals
• Create spending limits

• Take 5 minutes to lower you monthly recurring bills without leaving the app. Just tap "Lower your bills" from the Overview section to see the full list of services you could pay less for. If your bills are not there, probably you already got the best deal.

• Transactions automatically categorized into "pockets" show you where your money goes at a glance
• Compare your current month's spending to your average
• Know if you’re going to save or overspend with the "Net income"

• Never miss a credit card bill or loan payment
• Get alerted to bank fees and unwanted charges

• We use bank-level 256-bit SSL to protect your sensitive information
• We establish a read-only connection to your bank, so nobody, not even you, can move money from your account using PocketGuard
• Your data is also protected with Touch ID and a 4-digit PIN that only you know, so, even if your mobile device is lost or stolen nobody can access your data

NOTE: PocketGuard currently connects only to the US and Canadian financial institutions.

We always welcome your feedback. If you have questions, need help, want to share your idea or requesting new features, please drop us a line at


Also available from PocketGuard:

POCKETGUARD PLUS - Track every dollar, plan better, do more with your money.
• Track the cash you spend or receive
• Plan for bills you pay in cash
• Know how much cash is in your pocket
$3.99 monthly, $34.99 annually


Price may vary by location. Subscriptions will be charged to your credit card through your iTunes account. Your subscription will automatically renew unless canceled at least 24 hours before the end of the current period. You will not be able to cancel the subscription once activated. Manage your subscriptions in Account Settings after purchase. Any unused portion of a free trial period will be forfeited if you purchase a different subscription plan (example: switch from trial to annual subscription).


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Terms of Use:

What’s New

Version 3.9

Introducing Custom Categories (PLUS)! Your finances are unique, so your categories should be.
Also, we have added a brand new beautiful bar-chart for #hashtags.

Ratings and Reviews

4.8 out of 5
2.1K Ratings
2.1K Ratings
Lavmarx ,

Almost perfect

I really like the idea of having an app that tells you how much is safe to spend without endangering your bills money. It does a pretty good job of categorizing automatically, the need to re-categorize is minimal. However, it’s detecting one of my savings accounts as checking and I have found no way of changing that. Adding such function would be great. Also, maybe allowing us to add an expense for the future would be nice. I added money to the cash account, which was reserved for a transaction a few days into the future. It didn’t let me add anything for the future. So I’ll have to come into the app when it happens in October and add it which doesn’t really make sense. Overall the apps is great, and it’s the closest I’ve found to what I want which is an app like Level Money which is now gone. There is still room for a few improvements.

Kimber-Hoy ,

Great assistant in managing your finances

Every transaction is placed into a specific category (in 9/10 cases it's accurate) so you have a great insight on how much you have spent on coffee shops and books, on clothing and sports etc. Having the full picture will help you to understand how do your spending habits look like now and how do you need to change them. To be honest, it was difficult to stay on budget even after a couple of months of using the app. I was really shocked when having seen my 'in my pocket' negative a week before the next month starts. I couldn't believe I'd overspent with my credit card so much... PocketGuard won't change your life, only you can do it. But this app is a great assistant which definitely makes this change go easier.

Michelleccrandall ,


I was recommended to download this app three months ago but decided to leave a review only now. I didn't like the that categories are not totally customized at first, but then technical support gave me several hints on how to use their hashtags system. I wasn't sure it will work for me... But it did! I was able to create multiple spending reports with distinct categories without merging everything into one (#lifestyle report contained Sporting Goods + Gym + Food + Massage). Moreover, you can add multiple hashtags to one transaction and it will make the insights deeper and all-encompassing. they also have additional features related to savings or lowering the bills. I am completely satisfied and definitely will use it in the future.


PocketGuard, Inc.
91.7 MB
Requires iOS 10.0 or later. Compatible with iPhone, iPad, and iPod touch.
Age Rating
Rated 4+
© 2018 Enterprises, Inc.
In-App Purchases
  1. PocketGuard Plus $3.99
  2. PocketGuard Plus $3.99
  3. Holiday Season Special Offer $24.99


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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