Possible Finance provides installment loans up to $500 to individuals who are denied other forms of credit due to low credit scores or lack of credit history.

A Possible Finance loan is just as convenient and affordable as any payday loan, but provides you with much more time to repay compared to any payday loan. Unlike payday loans or cash advances, your repayments are in smaller and more manageable, and there are flexible payment options directly within your control in the app. Applying takes just seconds and does not check your credit score!

At Possible Finance, we don’t need to look at your credit score to approve you quickly. Rather, our app links directly with your existing bank checking account to help make an intelligent decision. Once approved, funds will be available to you within 1-2 business days.

Don’t have pay stubs or physical checks to qualify for a payday loan or payday advance? No problem! Possible Finance connects with your existing bank account so you don’t have to submit any additional paperwork to verify income. This is great for contractors or gig economy workers!

With Possible Finance, you get immediate cash assistance as well as an affordable way to improve your credit score. We'll report successful repayments to TransUnion and Experian, making this one of the most affordable ways to improve and repair your credit score!

Possible Finance is currently available to Washington and Utah residents only, and we are by far the lowest-cost option in Washington and Utah today. We are working quickly to expand to new states so please email us at and let us know if you live in a state other than WA and UT.

Here's what customers are saying about Possible Finance:

“I have a hard time even finding words that accurately describe how pleased I am with the service provided by Possible Finance....It’s like borrowing money from a good friend that increases your credit score! Seriously the best experience I’ve ever had with a lender and being app/mobile based just adds convenience to an already perfect transaction! I will not go anywhere else for installment loans from now on! 110% recommend!!”

What's New

Version 1.0.9

UI refresh

Ratings and Reviews

4.4 out of 5

109 Ratings

109 Ratings

Cried with joy, amazing company!


I am so impressed with this company. My boyfriend got a small loan to help build his credit before we move in together. Shortly after he was unable to work and unable to talk. I did what I could to manage his finances during his recovery, I hit a lot of road blocks along the way talking to companies for his other bills. But when I contacted Possible Finance it was different. I emailed them telling them the situation and they emailed me back the same day. They said they could defer the payments for a couple months and said that if he needed more time to contact them again to work something out. The ease of contact and their generosity made me cry reading the email. Such a weight was lifted off my shoulders and I didn’t have to jump trough hoops. They listened to me and helped me during a very difficult time and I will never forget their kindness. I recommend them to anyone who needs extra help, they are way better than the payday loan places. And they are run by people who just want to help other people!
100% recommend

Wonderful app!


Amazing company ! I took a $200 loan , and half way thru ran into some financial difficulties. They helped me set up payments so I could keep everything good and were so kind and understanding in a difficult time ❤️love this app and will definitely recommend and use again !

The Way It Should Be


Amazing app that does exactly what they advertise. Had some trouble with my credit score, but I’ve already seen it go up as a result of Possible. The best option there is out there. Recommend to anyone reading this and my family and friends!


Possible Financial Inc
30.4 MB
Requires iOS 9.0 or later. Compatible with iPhone, iPad, and iPod touch.
Age Rating
Rated 4+
© Possible Financial Inc.


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

You May Also Like