iPhone Screenshots

Description

Qapital is the only mobile banking app that lets you save smartly, spend happily, and invest comfortably with intuitive tools that make it easy to take control of your personal finances. We’re committed to making money work for our users, not the other way around. And with more than 35,000 five-star reviews, we’re pretty sure we’re on the right track. Last year, our members saved an average of $1,500*. What would you do with that extra cash?

•Automated saving so you can get more done

With personalized savings Goals and automated savings Rules, you can save money without thinking about it.

Purchases and other transactions made from your connected accounts and cards automatically trigger savings Rules, getting you closer to your Goals.

Choose from any number of free in-app savings Rules, take advantage of our Apple Health integration, or customize your own Rules with our IFTTT integration (we have a few to get you started).

Once your Goals and Rules are set, you can watch your savings grow in real time.

•A checking account that helps you keep more of your money

Our checking account skips those traditional bank fees. There are no low balance, overdraft, or foreign transaction fees. Instead, you get a brand new Qapital Visa® Debit Card** to help you save while you spend.

Transfer funds instantly between your Qapital Goals and Spending account, and benefit from a Spending Sweet Spot that helps you stay on track and reach your goals.

With Qapital Spending you’ll get:
- Direct deposit
- Interest on all of your accounts
- Weekly Insights
- Automatic bill payment
- Mailed checks
- Purchase notifications
- In-app temporary card lock
- Ability to set & reset your pin
- More to come!

•Personalized investment options to help you build more wealth.

with Qapital Invest, we’ve made investing as easy as saving. You can earn more toward your long-term goals with personalized portfolio recommendations based on your risk profile. We monitor your account, reinvest dividends, and rebalance your portfolio based on changing market conditions so that you don’t have to.

Just set your Rules, spend happily with your Qapital Visa® Debit Card, and watch your investments grow.

•A better way to budget with Spending Sweet Spot and Payday Divvy

With Payday Divvy, you can pay yourself first by setting aside money for your expenses, your Goals, and your everyday spending as soon as your paycheck arrives.

Use Spending Sweet Spot to find a budget for all of your weekly expenses, become mindful of where and how you’re spending, and use that insight to find a spending amount that makes you happy.

•Bank level security and protection with you in mind

With 256-bit encryption, overdraft protection and FDIC-insurance up to $250,000, your money is safe at Qapital.

•A new banking experience, intelligently designed for you

Find your financial balance by using Qapital to help you save more, earn more, and reach your goals faster. Join our community of members dedicated to becoming their best financial selves.



* Average amount saved by Qapital users during 2017
** Issued by Lincoln Savings Bank, Member FDIC

What's New

Version 2.58.0

Bug fixes and other improvements to enhance your Qapital app experience.

Ratings and Reviews

4.8 out of 5
36.8K Ratings
36.8K Ratings

Editors’ Notes

The whole “saving money” thing kind of sucks. First you need to cut back expenses, which is about as fun as your Aunt Martha’s yearly slideshow. Enter Qapital. It lets you set up rules so you don’t even have to think about saving. Our personal favorite: rounding up every purchase by two bucks and sending the extra dough straight to our savings account.

AGGH20 ,

Timing

Money take too long to transfer in and out

Has$an ,

Great app, saved lots of money.

The only problem here is it does overdraft your account at times. Given, they’ve made tons of improvements and it hasn’t happened in a while. Just be careful to not make too many rules and accidentally go broke! Overall, I’ve saved over 4K in the past year without realizing. Highly recommend!

Information

Seller
Qapital, Inc.
Size
226.4 MB
Category
Finance
Compatibility
Requires iOS 9.0 or later. Compatible with iPhone, iPad, and iPod touch.
Languages
English
Age Rating
Rated 4+
Copyright
© 2018 Qapital, Inc.
Price
Free

Supports

  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

  • Siri

    Get things done within this app using just your voice.

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