Opening the iTunes Store.If iTunes doesn't open, click the iTunes application icon in your Dock or on your Windows desktop.Progress Indicator
Opening the iBooks Store.If iBooks doesn't open, click the iBooks app in your Dock.Progress Indicator

iTunes is the world's easiest way to organize and add to your digital media collection.

We are unable to find iTunes on your computer. To download the free app ReadyForZero - Free Credit Score, Debt Payoff Plan, and Debt Consolidation by ReadyForZero, get iTunes now.

Already have iTunes? Click I Have iTunes to open it now.

I Have iTunes Free Download
iTunes for Mac + PC

ReadyForZero - Free Credit Score, Debt Payoff Plan, and Debt Consolidation

By ReadyForZero

Open iTunes to buy and download apps.


ReadyForZero’s free, award-winning personal financial tools help you tackle your debt while tracking your credit - automatically. Effectively managing your personal debt and reducing your credit utilization can positively impact your credit score.

Here's how ReadyForZero's app can help your financial health and save you money:
• NEW! Get and track your credit score and factors - free!
• Tackle all of your personal debts from a single place.
• Create a personalized pay down plan that works for you.
• Visualize your debt pay down progress wherever you go.
• Receive personalized recommendations and alerts.
• Find savings and offers specific to your financial situation.
• Receive deposit and upcoming payment alerts.
• Be confident that your data is secure with bank-level encryption technology.

*Accounts with all major financial institutions are supported, including Avant, LendingClub, Prosper, Citibank, Wells Fargo, American Express, Bank of America, Chase and others.

What the Press is Saying About ReadyForZero:
“Along your debt-paying journey, ReadyForZero acts as the angel on your shoulder.”
- CNNMoney
“Ditch the calculator and make a realistic plan to end your debt-related stress.”
- Forbes
“ReadyForZero is like a financially savvy friend guiding you every step of the way.”
- MSN Money

How it works:
1. Download the ReadyForZero app.
2. Link all the accounts you want to track.
3. Get your free credit score.
4. Stay on-track, receive recommendations and start building wealth.

What's New in Version 2.3.4

General Bug Fixes


iPhone Screenshot 1
iPhone Screenshot 2
iPhone Screenshot 3
iPhone Screenshot 4
iPhone Screenshot 5
iPad Screenshot 1

Customer Reviews

Amazing app!

I really love this app. I have been trying to get my debt under control for a while and it is really eye opening to see everything you owe in one place. It's great the way the app looks at all of your debt and makes recommendations on which debts to pay down first in order to minimize the amount of interest you pay.

I also appreciate how the app has links to sites that provide suggestions on how to stay on track and not allow yourself to continue to build more debt.

Thanks Ready for Zero for helping me gain my financial freedom.


I've used this app for a year or so and when it works I like it. Problem is, there is no way to refresh the accounts manually and so my info is not always current. I haven't been able to update in 10 days. I've tried to update through the web-sight and that won't work either. Some problem with their severs or something. I even tried to remove the accounts and add again to start over... (Which I had to do once before.) Now it won't connect at all to link them. I like that you get a credit score with this app but too bad it won't work. I was about halfway paid off but now I must find a new app. Oh well.

It's ok

The app sends alerts when a payment is due on an account which isn't necessary because I receive emails directly from the source. I just like the app because when you make a payment it keeps tabs on how much is still owed, your monthly payment, and how long it will take to pay it off completely. I especially like the emails that congratulate you when you bring your debt down to a certain percentage like paying 50% of the total amount. It's a good feeling when you can see your progress. :)

ReadyForZero - Free Credit Score, Debt Payoff Plan, and Debt Consolidation
View in iTunes
This app is designed for both iPhone and iPad
  • Free
  • Category: Finance
  • Updated:
  • Version: 2.3.4
  • Size: 7.8 MB
  • Language: English
  • Seller:

Compatibility: Requires iOS 7.0 or later. Compatible with iPhone, iPad, and iPod touch.

Customer Ratings

Current Version:
All Versions: