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We think there is a better way to sell car insurance—a way based on fairness and modern technology. That's why we're using artificial intelligence to help good drivers save money. A lot of it. So far, our customers are saving an average of $1,187 a year. (There's a reason we have been featured in Forbes, TechCrunch, Wired, The Washington Post, and Fortune Magazine...)

How are we different?
• We give you a price based primarily on how you drive. Better driver = bigger savings. Because you're more than your age and credit score.
• We don't make you pay for bad drivers. Since we don't insure the 30% of people that cause most of the accidents, you don't have to subsidize them.
• Our insurance was built to live in the same year you do. Which means it lives on your phone, not in your glovebox.

To join Root, just DOWNLOAD the app, burn through the 47 second SETUP, and start DRIVING! We’ll ping you with your personalized quote in a few weeks.

We'll even cancel your old policy for you and your card is in the app. Boom. Welcome to the future.

Auto insurance provided by Root Insurance Company. Not available in all states.
ROOT is a registered servicemark of Root Insurance Company, Columbus, OH.
Translation: We don't offer quotes to bad drivers. That's how we save good drivers money.
Savings are based on national reviews reported by actual customers.

What's New

Version 55.0.0

A poem. By a Root Copywriter.

Did you hear?
Said the bug in my ear
The devs are closing in
This may be the end!
And I did not hear from that bug again.

Nothing big to report. The devs are just over here squashing bugs. Have a fantastic rest of your week!

Ratings and Reviews

4.8 out of 5

2.4K Ratings

2.4K Ratings

Modern age insurance

Pony Express Fist

I would always complain to my insurance company that it wasn’t a fair thing for them to raise my premium because they had to cover their loss caused by other members. I know I’m a good driver I’ve never had an accident I should be rewarded for that! I shouldn’t have to pay for other’s insurance incidents. When I came across this app I was skeptical it would be legit as their advertising. However, I gave it a try because I had nothing to lose. In the back of my mind I knew it would be a gimmick. So, after a month I forgot the app was monitoring my driving and bammm today I got my quote out of the no where. To my surprise they honor their advertisement and I got a quote at almost 40% off what I was paying not to mention better coverage ! I’m really happy with root. I’m referring them to all my friends. Once again I’m like most people out there who always get fooled by companies saying good things they can’t back up ... I’m just a normal guy looking to save money. Good job Root!!

Developer Response

The best surprise: When something that seems too good to be true actually turns out to be true. Welcome to the Root family, Pony Express Fist!

Great insurance


I have never ever written a review for anything.

I had to write this review as I am very satisfied with my experience with root insurance.

As a 20 year old male insurance can be quite expensive. Modern insurance companies mainly quote you on your age, credit score, gender, and marital status.
Not Root, root actually quotes you more so on how you actually drive.

I started my test drive with root insurance and after a few days I received my first score and it was a 10/10. I was surprised as I didn’t think I was that great of a driver but I knew I wasn’t bad. About 2 weeks later I received my quote and was very satisfied with I received.

To put it into perspective I was using progressive and had basic liability and a $500 deductible for comprehensive and all my other coverages were basic as basic could be for the state of KY.

I was paying $190 a month for basic insurance!

With Root I am now paying $167 for almost entirely the max coverage you can get.

I have $100 deductibles and max coverage.

I even have the rental car coverage.

For $167 a month for a 20 year old male? That unbeatable. I went from paying $190 a month for legal minimum coverage to $167 for almost max coverage. Liability was about $100 a month but I wanted more.

I am very happy with Root and will be forever a long happy customer with them.

I am so relieved to actually have great car insurance at such a great rate.

I will be referring Root to everyone.

Thank you so much Root!

Developer Response

We're super thankful you wrote your first review after having such a delightful experience with Root! This literally just made our day. 😍

Can you email us at community@joinroot.com? We'd love to arrange a little "thank you" something or other.

Excellent Insurance Company (Recommend)


I had a hard time because of few incidences I had on my driving record. I was paying $315 from my previous insurance and they said thats the best they could do 🙄. But my driving is good. My friend recommended this insurance to me and I downloaded the app thinking that it will be a scam like the others drove it for couple weeks and baam I had my quote yesterday and I am paying a little over half of what i was paying before. I was so amazed because The previous insurance made me think that i would be paying that much for rest of my policy no matter what insurance i will have. I still cant believe i am paying this low it made my life SO MUCH EASY thank you Root .I hope nothing changes and its true like it is. And by the way Root need to be advertised more a lot of people in Canton dont know about This insurance. I mean i told friends and family but its not enough i feel like there should be more advertising on this insurance

Developer Response

Hi, Dullyrauf — thanks so much for the recommendation. We're so happy we were able to save you some money and get you the rate you deserve. 😍


IBOD Company, Inc
125.3 MB
Requires iOS 9.0 or later. Compatible with iPhone.
Age Rating
Rated 4+
This app may use your location even when it isn't open, which can decrease battery life.
© 2018 Root


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