Simple - Better Banking
By Simple Finance
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THE WAY BANKING SHOULD BE
Simple offers awesome support, simplified budgeting tools, and most importantly, financial peace of mind. We believe you should be proud of your bank. Download the app and open your account today.
IN THE NEWS
“A Financial Service for People Fed Up With Banks” — New York Times
“Want to Dump Your Bank? Now There Is an App for That” — Wall Street Journal
“I Stopped Using Regular Banks For Two Weeks — And I’m Never Going Back” — Business Insider
“Hack Your Way to Saving Money by Hiding How Much You Really Have” — Wired
“15 best financial sites and apps” — CNN Money
“Best money saving websites” — Good Housekeeping
“Simple offers better customer service, financial management tools, practically no fees, and a great smartphone app.” — Lifehacker
SEE YOUR SPENDING AS IT HAPPENS
In seconds you’ll receive confirmation of each purchase via push notification. Personalize transactions with memos, hashtags, location information, and photos. It’s like a digital receipt you never have to file away.
KNOW WHAT’S SAFE-TO-SPEND®
With Safe-to-Spend, you’ll know how much you can safely spend today without hurting yourself tomorrow. We factor in upcoming bills, scheduled transactions, and transfers, then do all the math, so you don’t have to.
SAVE MONEY EVERY DAY. AUTOMATICALLY.
Goals helps you balance regular monthly expenses, lifelong dreams, and everything in between. We put money aside every day, and subtract that from your Safe-to-Spend. When you’re saving every day, you’ll be amazed how fast you reach your Goals.
TRANSFER MONEY INSTANTLY. FOR FREE.
Simple Instant makes paying back your friends a snap. Never put multiple cards down at the dinner table again.
GET SUPPORT FROM A REAL PERSON. FAST.
Customer service isn’t an afterthought, it’s at the core of everything we do. Urgent question? Call us and we’ll pick up. Don’t need an immediate answer? Message us from within the app and we’ll get back to you, usually in a couple of hours. No script, no phone menus—just real people helping you.
SECURITY IS FUNDAMENTAL TO SIMPLE
Your funds are FDIC insured to at least $250,000 through our partner bank, The Bancorp Bank, Member FDIC. If your card is ever lost or stolen, you can block it right from your desktop or mobile device. Simple uses the latest encryption to protect your information. We never compromise on security.
READY TO REPLACE YOUR BANK?
Get the smarter way to spend and save!
Banking Services provided by The Bancorp Bank, Member FDIC. The Simple Visa® Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
What's New in Version 2.2.3
2.2.3 - Bug Fixes
- Fixes intermittent freezes upon sign-in or when using Touch ID.
It doesn't get any better than the Simple app when it comes to application-based banking. USAA had a strong app, but has since lost the way, struggling to maintain a solid experience by not deciding on one design language and adding far too many features that are seeming useless on mobile. Simple, has done it right, by only adding new features when needed and when the current build was stable enough for it – AND without cluttering the interface! You can navigate to just about anything with not more than a couple taps and without much thought. That is superior design.
TL;DR: I set up a goal to pay Simple to be able to high-five the team that works on this app.
Not a true "mobile first" bank
Suggestion: It would be nice if completed goals could be collapsed, or if the "goals" tab could have a segmented view of "completed" in progress. It would also be nice to see what your goals will look like in the future — so you could see how full a goal will be in 1 week, one month, etc. on mobile (on desktop it's possible).
Add labels to the bottom tab bar. So hard to remember which is which, but it would be very useful for new users.
Complaint: To me, it's a nice, simple app. But there are **way too many** features that are "desktop" only. The analytic features are completely missing, and it's really a missed opportunity.
Complaint: There's also no iPad support! The "desktop" website doesn't work that well on iPad, the site's design assumes we're using a 13" - 27" display.
Great but more work needed
Frequently crashes on upon open and freezes phone. I have a iPhone 6 and no other app has done that. This needs a fix. Other thank that, great features and great for budgeting.
- Category: Finance
- Updated: Jul 27, 2015
- Version: 2.2.3
- Size: 38.8 MB
- Language: English
- Seller: Simple Finance Technology Corp.
- © 2011-2014 Simple Finance Technology Corp.
Compatibility: Requires iOS 8.0 or later. Compatible with iPhone, iPad, and iPod touch. This app is optimized for iPhone 5, iPhone 6, and iPhone 6 Plus.