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Simple - Better Banking

By Simple Finance

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Simple offers awesome support, simplified budgeting tools, and most importantly, financial peace of mind. We believe you should be proud of your bank. Download the app and open your account today.



“A Financial Service for People Fed Up With Banks” — New York Times

“Want to Dump Your Bank? Now There Is an App for That” — Wall Street Journal

“I Stopped Using Regular Banks For Two Weeks — And I’m Never Going Back” — Business Insider

“Hack Your Way to Saving Money by Hiding How Much You Really Have” — Wired

“15 best financial sites and apps” — CNN Money

“Best money saving websites” — Good Housekeeping

“Simple offers better customer service, financial management tools, practically no fees, and a great smartphone app.” — Lifehacker



In seconds you’ll receive confirmation of each purchase via push notification. Personalize transactions with memos, hashtags, location information, and photos. It’s like a digital receipt you never have to file away.


With Safe-to-Spend, you’ll know how much you can safely spend today without hurting yourself tomorrow. We factor in upcoming bills, scheduled transactions, and transfers, then do all the math, so you don’t have to.


Goals helps you balance regular monthly expenses, lifelong dreams, and everything in between. We put money aside every day, and subtract that from your Safe-to-Spend. When you’re saving every day, you’ll be amazed how fast you reach your Goals.


Simple Instant makes paying back your friends a snap. Never put multiple cards down at the dinner table again.


Customer service isn’t an afterthought, it’s at the core of everything we do. Urgent question? Call us and we’ll pick up. Don’t need an immediate answer? Message us from within the app and we’ll get back to you, usually in a couple of hours. No script, no phone menus—just real people helping you.


Your funds are FDIC insured to at least $250,000 through our partner bank, The Bancorp Bank, Member FDIC. If your card is ever lost or stolen, you can block it right from your desktop or mobile device. Simple uses the latest encryption to protect your information. We never compromise on security.



Get the smarter way to spend and save!


Banking Services provided by The Bancorp Bank, Member FDIC. The Simple Visa® Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

What's New in Version 2.3.0

This latest update has some helpful new functionality: your support messages are now linked to (*booming voice with echo*) THE VAST LIBRARY OF SIMPLE SUPPORT ARTICLES! As you type a support message, a tiny digital librarian will instantly recommend articles we think might help you out.

Even though we love hearing from you and a real person will always answer support messages as soon as possible, we hope you’ll find this to be a nice way to get help right away.

(We also made some bug fixes.)

iPhone Screenshot

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Customer Reviews

Nearly perfect

Been using as primary checking account replacement for just over 4 months. The customer support is exceptional in every aspect from support articles in the app to dialing a number and talking to a real person immediately! The transactions process immediately nearly every time and show you the information about location along with the ability to add a note and categorize each immediately. Save money easily and automatically and show you what is safe to spend by inputting bills and expenses. Amazing replacement for the traditional checking account with NO FEES ever! Perfect for anyone that isn't very good at saving money and managing money! My only negative is that they don't support early direct deposit from employers like other banks or prepaid cards (Rush Card, Southern Bancorp, Green Dot Walmart Money Card, etc.) Pay check deposits early morning on payday. Apply for an account, you won't be disappointed!

Love it!

Thank you guys so much for making banking so simple! No pun intended. I appreciate this update however I would definitely like to see some future enhancements to the app. Especially when it comes to banking specific features. Like scheduled transfers, The ability to toggle email and push notifications and so on. Another really cool feature would be if instead of me having to write the account number on the back of the check when making a deposit, if I had the option to just place the number and a designated field. Also, why can't I sign the check using my phone? This feature is supported worldwide! Why not here? 3-D Touch would be an awesome feature to have! A shortcut to deposit a check or make an instant transfer, that would be great! I hope to see these features implemented in the very near future. Keep up the good work! But there's considerable room for improvement left!!

Be Weary

The app itself looks great, but I will end up never using it. Immediately after I initiated my first transfer, they sent me a text stating that my account was frozen and provided absolutely no reason for it. They are now requesting additional information including financial history and statements from my linked accounts, and are refusing to close the account or allow me to access or even transfer back the $2K that I just transferred in. The online customer service is slow to respond and downright frustrating. The toll free customer service is even more frustrating as it feels like you’re talking to high school interns. Still have no resolution to my problem as they have basically responded that my money is locked with them until I provide them with the financial information they are requesting. This really is not a financial institution anyone should trust with their money or financial records and reputation. I’ll update the review as my nightmare with this app continues.

Simple - Better Banking
View In iTunes
  • Free
  • Category: Finance
  • Updated:
  • Version: 2.3.0
  • Size: 40.1 MB
  • Language: English
  • Seller:

Compatibility: Requires iOS 8.0 or later. Compatible with iPhone, iPad, and iPod touch.

Customer Ratings

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