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Bank beautifully. Easily budget and save.

Simple is online banking with built in tools to easily budget and save. It’s the whole idea of banking, remade with beautiful design, no fees (we don’t charge those), and genuine human goodness.

Set Goals to save automatically, every day.

Create a Goal for anything, big or small. Every day, your account automatically sets aside what you need to save. Stop, start, or change your mind any time. Goals also work as digital envelopes to store money for all your budget categories.

Always know what’s Safe-to-Spend.

Safe-to-Spend is a more trustworthy version of “available balance.” At a glance, you’ll know what’s left after your Goals, scheduled bill payments, and pending transactions. You'll worry less about obligations and overspending and enjoy your money more.

Block and unblock your card with a tap.

If you lose your card (or it’s just found a clever hiding spot), lock it, right from your phone. Your actual account stays open, so there’s no risk in playing it safe.

Everything with you wherever you go.

• A beautiful Simple Visa® Card
• Real, friendly, human support
• We don’t charge fees for anything
• More than 50,000 free ATMs nationwide
• Photo check deposits
• Free instant transfers
• Get personally rewarding finances.

Save more. Worry less. Get things done. Go places.

You deserve that, right? Of course. Everyone does.

Banking Services provided by The Bancorp Bank, Member FDIC. The Simple Visa® Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

Banking Services provided by Compass Bank, Member FDIC. The Simple Visa® Card is issued by Compass Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

What's New

Version 2.46.1

What’s New
April 20, 2018

Hey Simple friends, this update contains tweaks, fixes, and (drum roll, please…) Emergency Fund!
Emergency Fund is a smart and easy way to build up your back-up bucks – so when life happens, you’re ready. Hello smooth(er) sailing!


- Reorganized main account screen for improved flow and scanability.


- Emergency Fund is live! This new, separate account helps you build your backup bucks with scheduled contributions and keeps your fund safe from spending.

Ratings and Reviews

3.9 out of 5

421 Ratings

421 Ratings

I can’t believe how much my finances have improved


I’ve considered myself a fairly competent adult when it comes to basic money matters. I think I was overestimating myself. After switching to Simple checking/debit from Bank of America, I’ve managed to save $20,000 over the course of a year! I clearly wasn’t being very disciplined when it came to saving. Simple made this so easy for me. I seriously have no stress about money anymore. Yay.

Keep in mind you will need a separate savings account to put your extra money into every once in a while. Simple is not your only banking solution! It’s not easy to quickly get large sums of money out of a Simple account, so be an adult and open a savings account at another bank. (You’re not going to accrue very much interest on a checking account anyway, so don’t turn down that extra money.)

I do wish that there were more ATMs in he Simple network. I moved to a new neighborhood in Seattle and there are no affiliated ATMs here. That said, who gets cash at an ATM anymore?

Where has this been all my life?!


I rarely feel compelled to write reviews, yet here I am. Not only is this by far the best banking app I've come across, but the company as a whole is fabulous. The customer service is so fast it's like I'm texting a friend (especially when the rep sends me funny gifs relating to our conversation-- shout out to Izzy for making my day!) and they are always super friendly and helpful. On top of that, when my chip broke and I had to get a new card, I got it in under 48 hours and the activation on the app was so easy I actually thought I must have it wrong. Awesome people, awesome app, and the ability to control my finances infinitely better than traditional banking... What more could I need? You rock, Simple.

Update: more awesome GIFs sent by the phenomenal customer service team. Seriously, it's like chatting with friends that happen to help you with your money.

Excellent app!


If you’re looking for a great core checking account that is made for those of us living in the mobile age, you can’t go wrong! I’ve used MANY online banking systems and Simple was one of the first to let you do things like temporarily blocking your card in the app, and I personally love the customization of being able to rename transactions and even choose to have the app remember those names for future transactions at the same merchant, which is great for merchants that have confusing names which make you forget where you used your card later on.

And while most banks have alerts, Simple is the only account I’ve used that actually alerts me the moment a transaction hits, which is very useful when you’re like me and forget where you’ve set up recurring debits. And every interaction I’ve had with their customer support is fantastic!


Simple Finance Technology Corp.
95.8 MB
Requires iOS 10.0 or later. Compatible with iPhone, iPad, and iPod touch.
Age Rating
Rated 4+
© 2011-2017 Simple Finance Technology Corp.


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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