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Hi! We’re Simple, and we’re here to help you get awesome with your money.

We give you the banking tools you need to budget like a badass, save like a champ, and reach a newfound confidence with your money.

Here’s how we can help.

Expenses – Bye-bye, bill stress!

Set it. Forget it. And when you need to, track it! Just tell us when your bills are due and how much you need, and we’ll automatically save for them so your payments are ready to go when you need ‘em.

Goals – Grow your savings faster and stronger.

Set an amount and a date to save it by, then let your Goal turn the hard work of saving into easy wins. You can even choose how often you want to contribute to your Goal (like every payday).

Shared – We’ll take you both on (in the name of love!).

A Shared account helps you and your partner budget, save, and grow together. Want to share everything? Go for it! Want to keep some stuff private? Sure! Find a balance of transparency and boundaries that works for both of you.

Safe-to-Spend – Know exactly how much you’ve got

At a glance, you’ll know what’s left after your Goals, Expenses, and pending transactions. You'll worry less about obligations and overspending and enjoy your money more.

Instant Push Notifications – Get real-time spending updates

We’ll track your spending and let you know when payments land, checks clear, and even how much to tip! When it comes to money, knowledge is power, and power is confidence!

Other Perks
• A beautiful Simple Visa® Card
• Real, friendly, human support
• More than 40,000 free ATMs nationwide
• Photo check deposits
• Free instant transfers between Simple customers

The rate is effective as of October 25, 2018, is variable, and subject to change after the account is opened. Accounts subject to approval. So long as you keep at least $2,000 in your Protected Goal Account (this is where your Savings Goal lives) you’ll earn 2.02% Annual Percentage Yield on your entire balance. Dip below and you’ll earn 0.01% APY on your entire balance. Rates are variable and are subject to change after the account is opened.

Banking Services provided by Compass Bank, Member FDIC. The Simple Visa® Card is issued by Compass Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

What’s New

Version 2.71.1

This update contains tweaks, fixes, and good cheer.

Hello smooth(er) sailing!

Ratings and Reviews

3.7 out of 5
1.1K Ratings
1.1K Ratings
nursepeaches ,

All good until you actually need customer service

Ive had simple for almost 2 yrs now and loved it. The alerts when you spend, photo deposits, and the app were all great...until I moved. I relocated and was staying in corporate paid hotel for about a week and called to alert simple of an unauthorized hold for literally $1. They immediately cut off my card without even contacting me back.
They then refused to send my card to the new address and the rep said there should be someone at my old address that could give me the card. When I explained I live alone with two children and there wasnt I received a series of emails on how Simple shouldn't be my only bank and the hotel should be able to give me something saying Im staying there even if they are paying for it. A week later and after sending in multiple photos, documents, messaged and calls I still cant get a new card because the photo of me in front of my new address isn't clear enough...I have an iphone 7. I even sent in an email to show where I was having service connected at the new apt Im moving to in my name. Still not enough. Simple has some great features, just know if you ever loose your card and happen to be out of town or recently relocated just know you may be treated like you’re trying to steal your own money. You'll have to wait for emails to be responded and the approval is at the whim of whoever happens to get the email.

Ender69 ,

App is not intuitive. Customer service is very bad!

Customers service is some of the worst I have seen. If you get someone who doesn’t know what to do or what they are doing, then you are stuck with that person. They cannot transfer you to a manager or anyone else for that matter. I have called them three time since opening the account and two of those times the person didn’t know what to do and just started making stuff up. Sentence that started with “I think it might be something” or “It’s probably something in the app” or “Maybe our system is missing up” or “I think we are having problems with the” are the normal stuff I have gotten. It is obviously an outside call center that hires anyone. There is no actual banking employees to talk to. These people don’t know anything about banking. There are other options for banks just like this. Pick one of those. Charles Schwab bank is great. All ATMs in the world are free. My friend uses one called Chime bank that is a better version of the this online bank. Think about a different bank. Plus they hold checks for over two weeks. And transfers from my other bank for three. They said they think it’s a federal thing when I asked them why my money is not in the account. Worst customer service.

P.S. NEVER WRITE YOUR ACCOUNT NUMBER ON YOUR CHECK! That is a good way to have your account stolen. My other bank tells me not to do this. LOL

sxklass ,

Nothing but amazing

I read alot of the comments and I don't really write reviews about apps but after reading the comments I felt I needed to write one, for the next set of bankers looking at a online banking account. I love Simple I have had little to no trouble with the customer service team, the bank experience and the app itself. Simple is one of my most go to bank. I get some of my paycheck deposit into the account and it works just like and somethings better than your regular bank. I do think Simple bank is probably the best online banking out there. If I have a problem I just send a message through the app to the customer service team and they would get back to me within 24hours. 99% of the time they will solve the Issue and I am happy. I never had any troubles using the bank card anywhere or using it with my Apple Pay. Of course with online banking you give up the freedom to just deposit cold hard cash into the account but once your pass that, Simple is easily the best. Plus the saving tools are a great use.


Simple Finance Technology Corp.
67.7 MB

Requires iOS 11.0 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating
Rated 4+
© 2011-2018 Simple Finance Technology Corp.


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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