Hi! We’re Simple, and we’re here to help you get awesome with your money.
We give you the banking tools you need to budget like a badass, save like a champ, and reach a newfound confidence with your money.
Here’s how we can help.
Expenses – Bye-bye, bill stress!
Set it. Forget it. And when you need to, track it! Just tell us when your bills are due and how much you need, and we’ll automatically save for them so your payments are ready to go when you need ‘em.
Goals – Grow your savings faster and stronger.
Set an amount and a date to save it by, then let your Goal turn the hard work of saving into easy wins. You can even choose how often you want to contribute to your Goal (like every payday).
Shared – We’ll take you both on (in the name of love!).
A Shared account helps you and your partner budget, save, and grow together. Want to share everything? Go for it! Want to keep some stuff private? Sure! Find a balance of transparency and boundaries that works for both of you.
Safe-to-Spend – Know exactly how much you’ve got
At a glance, you’ll know what’s left after your Goals, Expenses, and pending transactions. You'll worry less about obligations and overspending and enjoy your money more.
Instant Push Notifications – Get real-time spending updates
We’ll track your spending and let you know when payments land, checks clear, and even how much to tip! When it comes to money, knowledge is power, and power is confidence!
• A beautiful Simple Visa® Card
• Real, friendly, human support
• More than 40,000 free ATMs nationwide
• Photo check deposits
• Free instant transfers between Simple customers
Banking Services provided by Compass Bank, Member FDIC. The Simple Visa® Card is issued by Compass Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
This update contains tweaks, fixes, and good cheer.
Hello smooth(er) sailing!
Ratings and Reviews
All good until you actually need customer service
Ive had simple for almost 2 yrs now and loved it. The alerts when you spend, photo deposits, and the app were all great...until I moved. I relocated and was staying in corporate paid hotel for about a week and called to alert simple of an unauthorized hold for literally $1. They immediately cut off my card without even contacting me back.
They then refused to send my card to the new address and the rep said there should be someone at my old address that could give me the card. When I explained I live alone with two children and there wasnt I received a series of emails on how Simple shouldn't be my only bank and the hotel should be able to give me something saying Im staying there even if they are paying for it. A week later and after sending in multiple photos, documents, messaged and calls I still cant get a new card because the photo of me in front of my new address isn't clear enough...I have an iphone 7. I even sent in an email to show where I was having service connected at the new apt Im moving to in my name. Still not enough. Simple has some great features, just know if you ever loose your card and happen to be out of town or recently relocated just know you may be treated like you’re trying to steal your own money. You'll have to wait for emails to be responded and the approval is at the whim of whoever happens to get the email.
App is not intuitive. Customer service is very bad!
Customers service is some of the worst I have seen. If you get someone who doesn’t know what to do or what they are doing, then you are stuck with that person. They cannot transfer you to a manager or anyone else for that matter. I have called them three time since opening the account and two of those times the person didn’t know what to do and just started making stuff up. Sentence that started with “I think it might be something” or “It’s probably something in the app” or “Maybe our system is missing up” or “I think we are having problems with the” are the normal stuff I have gotten. It is obviously an outside call center that hires anyone. There is no actual banking employees to talk to. These people don’t know anything about banking. There are other options for banks just like this. Pick one of those. Charles Schwab bank is great. All ATMs in the world are free. My friend uses one called Chime bank that is a better version of the this online bank. Think about a different bank. Plus they hold checks for over two weeks. And transfers from my other bank for three. They said they think it’s a federal thing when I asked them why my money is not in the account. Worst customer service.
P.S. NEVER WRITE YOUR ACCOUNT NUMBER ON YOUR CHECK! That is a good way to have your account stolen. My other bank tells me not to do this. LOL
I can’t believe how much my finances have improved
I’ve considered myself a fairly competent adult when it comes to basic money matters. I think I was overestimating myself. After switching to Simple checking/debit from Bank of America, I’ve managed to save $20,000 over the course of a year! I clearly wasn’t being very disciplined when it came to saving. Simple made this so easy for me. I seriously have no stress about money anymore. Yay.
Keep in mind you will need a separate savings account to put your extra money into every once in a while. Simple is not your only banking solution! It’s not easy to quickly get large sums of money out of a Simple account, so be an adult and open a savings account at another bank. (You’re not going to accrue very much interest on a checking account anyway, so don’t turn down that extra money.)
I do wish that there were more ATMs in he Simple network. I moved to a new neighborhood in Seattle and there are no affiliated ATMs here. That said, who gets cash at an ATM anymore?
- Simple Finance Technology Corp.
- 107.8 MB
- Requires iOS 11.0 or later. Compatible with iPhone, iPad, and iPod touch.
- Age Rating
- Rated 4+
- © 2011-2018 Simple Finance Technology Corp.
With Family Sharing set up, up to six family members can use this app.