SMCU Mobile goes wherever you go, allowing you to perform a variety of secure financial transactions 24/7.
- Quick Login feature allows you to use Touch ID (or Face ID) to log in for simple transactions
- Check balances and transaction history
- Deposit checks by taking a picture
- Transfer funds
- Pay bills
- Find a free SMCU or CO-OP ATM
- Account information is protected by SSL encryption
NOTE: Access to SMCU Mobile Banking is available only to current members in good standing. Certain Bill Pay functionality must be set up in advance in SMCU OnLine. Register for SMCU OnLine and manage Bill Pay at https://www.smcu.org.
User Interface updates and bug fixes.
Ratings and Reviews
The app does what I need but every so often I get blocked out of my own account, saying there’s an error with my credentials. I can log onto my account with no problem through the website on my phone’s browser, but on the app it suddenly becomes an issue. Even when I try to reset my password, it continues to say my credentials are wrong. I’ve called out this in the past and they just told me to delete the app and redownload it but that does absolutely nothing and the problem is still present. It’s extremely frustrating, time consuming, and makes me wonder what the point is of an app if I keep getting blocked out of my own account. I shouldn’t have to go through a whole process just to view my transactions. Please just fix this issue, or at least keep users updated on whether it’s in process of being fixed. This has been a reoccurring issue I’ve been having for the past two years now. I usually just wait it out and check the app every so often until my account becomes unblocked or whatever the hell happens. Please fix this.
Not well supported
Just got a new iPhone and kept getting an error that wouldn’t let me log in. After calling for support I was told I had to delete and redownload the app for it to work. Is telling every single user who buys an iPhone 8 or X to delete and redownload the app really an acceptable fix? Is it that hard to update the app to fix the problem? Like how long have these phones been out and there’s still no fix? Not to mention that they could have at least sent out an email or something, just to let users know what the fix is, so I wouldn’t have to call and sit on hold just to be told to delete the app. It’s stupid.
Update is better but...
The new app update is better, but the check deposit process still needs one essential update: flash. I take photos of my checks in my office, which has overhead lighting. No matter how I position the check and my phone, I’m casting shadows. Even junky apps can access the flash to be constantly on or flash for a photo. Please fix this.
With Family Sharing set up, up to six family members can use this app.