Invest money for your future with SoFi. Build on your savings and manage
your mobile finance fast.

Fueling your future is easier than ever with SoFi. Tell us your financial goals and and we’ll
create a personalized plan.

3 ways you can put your money to work with SoFi:

1. NO SOFI FEES. We’re waiving SoFi management fees for automated investing, so you can
put your money to work.
2. REAL ADVICE FROM REAL ADVISORS—AT NO COST. Members get access to custom
financial planning with credentialed financial advisors at no extra charge. Simply make an
appointment or call to meet with an advisor.
3. START INVESTING WITH AS LITTLE AS $20 A MONTH, or $100 flat. The most important
step is to get started.

Whether you’re saving for retirement or working toward a down payment, automated investing is
a simple, cost-efficient way to help your money work harder for you.

• AUTO-PAY YOURSELF. Set up an automatic deposit to add money to your account
• AUTO REBALANCING. Stay on track for your goals - we’ll automatically rebalance your
account’s portfolio when necessary.
• SERIOUS SECURITY. Your account and personal information are SSL encrypted. Plus, it’s protected by 2 Factor Authentication, Face ID® & Touch ID® on iOS®.

Are you an existing SoFi member? Keep track of your existing loans, apply for new accounts,
get access to exclusive experiences, and connect with other members of the SoFi community.

Also, if you’re looking to do more with your money the new SoFi Money is a hybrid account that
allows you to earn more and costs you nothing. Pay zero fees, earn more interest and use our
free ATMs everywhere.

SoFi loans are originated by SoFi Lending Corp. and not all products are available in all states.
Additional terms, conditions, and state restrictions apply; See for
details. Licensed by the DBO, CFL#6054612. NMLS#1121636 (

All returns and statistics are for illustrative purposes only. Investing involves risk and past
performance is no guarantee of future results. We offer no guarantee that specific investments
and strategies will be suitable or profitable. Investments are not FDIC Insured, have no
guarantee and may lose value. Advisory and automated services offered through SoFi Wealth
LLC, a registered investment advisor.

Neither SoFi nor its affiliates is a bank. SoFi Money™ is offered through SoFi Securities LLC,
member FINRA/SIPC. SoFi can’t guarantee future financial performance.

The SoFi Money Annual Percentage Yield as of 2/7/2019 is 2.25% APY (2.23% interest rate).
Interest rates are variable subject to change at our discretion, at any time. No minimum balance

SoFi doesn’t charge any ATM fees and will reimburse ATM fees charged by other institutions
when a linked SoFi Money™ Visa® Debit Card is used at any ATM displaying the Visa®, Plus®,
or NYCE® logo. Please note, though SoFi doesn’t charge foreign transaction fees, there is a
foreign exchange fee of 1% charged by Visa that is not waived. SoFi reserves the right to limit
or revoke ATM reimbursements at any time without notice.

Service charges may apply for multiple card replacements, card rush delivery, stop payment
services, or to process any court order or tax levy.

The SoFi Money Visa® debit card is issued by Wilmington Savings Fund Society. Visa is a
registered trademark of Visa International Service Association and is used pursuant to a license
from Visa U.S.A. Inc.

Face ID® and Touch ID® are registered trademarks of Apple Inc. IOS is a registered trademark
of Cisco in the U.S. and other countries and is used under license.

SoFi. One Letterman Drive Building A, Suite 4700, San Francisco, CA 94129

© 2019 Social Finance, Inc. All rights reserved.

What’s New

Version 1.6.13

- Manage your Personal Loan on the go, view your account details, see your activity, and make payments from the app
- Read new money, career and lifestyle articles daily
- Get Your Money Right™. More interest. No account fees. Say hi to SoFi Money™—the revolutionary new way to start spending, saving, and earning. (Currently available only to SoFi members.)

Ratings and Reviews

4.9 out of 5
2.7K Ratings
2.7K Ratings
BobinHayward ,

Very simple user interface

User Interface is very easy to figure out, and you’ll quickly be buying and trading stocks from your mobile phone. What’s best, there are no transaction fees charge for doing it. You won’t be able to place limit orders, so your buy and sell orders will execute at the current market price, or at the next day’s opening price if the order is placed after the market is closed.

Kupcake ,

Works Great so far

Switched from PNC Virtual Wallet due to a number of issues with PNC. This was the closest I found that had ATM Fee reimbursements and no foreign transactions fee. If you travel this is very useful when you find yourself in a tourist trap needed cash.

Overall app is simple and still in the early stages but it’s getting better with each update.

One issue I noticed is that the saved login information clears every so often. Requiring me to log in and set-up FaceID again.

Daniel ph ,

So much better

The early SoFi app versions were total garbage. No functionality. SO MUCH BETTER now. Easy access to Money, invest, and loan accounts. You can actually update your personal loan servicing now. Get access to member events. Link all your financial accounts to get free advice for how to improve overall financial health. On top of all that, everything is fast and beautiful. Thank you SoFi!


Social Finance, Inc
119.8 MB
Requires iOS 11.0 or later. Compatible with iPhone, iPad, and iPod touch.
English, French, Spanish
Age Rating
Rated 4+
© Social Finance, Inc.


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

You May Also Like