iPhone Screenshots


Spark by Ayshwarya Syndicate is the revolutionary and fairest way to invest and grow your wealth.

The Spark Savings Account is the smart choice to create a secure future for your family and achieve your dreams - with up to 8% p.a. for Savings, up to 15% p.a. for Recurring Deposits, and up to an incredible 16% p.a. for Fixed Deposits.

Why Spark by Ayshwarya Syndicate is the smarter choice

1. Open Secure Zero-Balance Savings Account in minutes - Quickly and securely open a Savings Account with zero balance with easy in-app e-KYC.
2. Unbeatable Savings interest rates to kickstart savings - Best interest rates in the market of up to 8% p.a.
3. Daily credit of interest - Every day of the year, a higher balance awaits you in your Savings Account. No more waiting for an entire quarter to see interest generated on your hard earned money.
4. Unbeatable Fixed Deposits to supercharge growth - Up to 16% p.a. interest rates. Also avail options to receive interest monthly, half-yearly or yearly to suit your needs.
5. High return Recurring Deposits to help form disciplined savings habit - Up to 15% p.a. interest rates.
6. Outstanding Transparency and Trust - Fully transparent interest calculations. No confusion over whether minimum or average balance is considered. Interest will always be on the balance at the end of the day.
7. No charges for minimum balance or maintenance, ever. - Enough said.

Coming soon

- Bill Payments - Easily recharge mobile numbers, and pay mobile, electricity, water, DTH and other provider bills.
- Debit Card - Use your savings balance to shop online and in stores.
- Even more investment opportunities - Watch this space as we develop even more powerful financial products and services to help you achieve your dreams.

Other products

Spark Business Account for Professionals and Companies
- Powerful dashboard
- Robust and free transfers
- World class security
- POS Card Reader add-on with unbeatable rates
- Spark Pay payments add-on

About Ayshwarya Syndicate

Ayshwarya Syndicate is a network of cooperatives established to bring about financial inclusion through innovative digital products and services. Ayshwarya Syndicate Souharda Credit Cooperative Ltd. and Ayshwarya Syndicate Cooperative Credit Society Ltd. together work to propagate “Ayshwarya”, i.e. “Prosperity” in Sanskrit.

Ayshwarya Syndicate’s Spark Savings Account and Spark Business Account are the premier products to help customers achieve their financial goals.

What’s New

Version 1.4

Make your money work as hard as you.
- Invest in a Spark Recurring Deposit for up to 15% p.a. returns. No joke. Update the app and see for yourself.
- Fixes and improvements.


Ayshwarya Syndicate Souharda Credit Co-operative Limited
48.9 MB

Requires iOS 10 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating
Rated 4+
© Ayshwarya Syndicate Souharda Credit Cooperative Limited


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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