It’s Friday. You wake up to a $15 Cash App notification. A pal paid you back for that pizza you shared. Your balance now reads $172.30.
You use your new money to get $1 off coffee with your personalized Cash Card. You even hit up the ATM after.
5PM. Direct deposit hits. Do you buy Bitcoin, or do you cash out instantly to another bank? With Cash App, you decide.
Protect payments with Face ID, Touch ID, or a passcode
Make your first payment within minutes
Sending money costs nothing, and we’ll mail you a free debit card within a week
Various improvements and fixes
Ratings and Reviews
Geniusly simple, perfect for any occasion!
Can’t say enough good things. It’s such a simple app even my parents and grandparents can understand how it works (enough). If my kids were any older, I’d almost be afraid they’d use it too much!
I use to use Venmo for everything thing from renters to gas change for carpools. I’ve had a bumpy time with them between occasional times when it just wouldn’t connect to my bank account or even respond at all, then the next day it’d be fine. To a weird identity theft issue that happened using my Facebook login for multiple apps including Venmo and thousands of dollars were laundered through my account! All these issues have since been resolved but the security aspect and intermittent bank communication issues were just too much!
Now with the Cash app, I’ve referred it to colleagues, friends, family, tenets and I’ve never had issues and had the most simple time using it for a couple years now! It’s not just a simple to use app, but it’s highly convenient to have instant transfers to my bank for a few cents fee. I haven’t seen another way to instantly transfer funds like that unless the other party uses the same bank as me. All around, it doesn’t matter how old/young adept or confused you are with technology and apps, this app is the best I’ve ever used for money transfers; business or pleasure!
Instant Vs Free
When I first started using the app, I loved the convenience of it. However, I’ve noticed that nowadays, if I get money sent to me, the amount of time before I can get the money for free - no matter what amount - is days later than it was when I first started using the app. My sister sent me a mere $48 on a Wednesday, and I was given the free option for receiving it on Friday, or in this instance, pay a .78 fee for instant deposit. Even before this particular transaction, there have been other ‘days later’ options for receiving money or I’d have to pay the fee to get the money instantly, and it’s starting to bother me. It just makes no sense. If it was a huge amount, I could understand, but why charge an instant fee for such a small amount? And why not just offer the next business day? I think there should be a required minimum amount of money before charging for instant access, or at least offer the next business day just like other apps do, and not 2 or more days later. Maybe there’s a rhyme or reason as to how you all decide what amount gets charged a fee or not, or how long before money can be deposited, but I can’t figure it out. Before using your app, I had been using Zelle and POP Money, but I thought this was better and switched over. Maybe I made a mistake - I don’t know if it’s worth it anymore. I can only imagine the instant fees getting higher and the wait time getting longer over time.
When you're cashing out funds from your in-app balance to your linked bank, you'll always have two options: Standard Deposit, which is always totally free and will arrive in 1-3 business days depending on your bank's processing speeds, and Instant Deposit, which carries a fee of 1.5% of the total amount being deposits, so it varies based on the amount you're cashing out. The smaller the deposit, the less you'll be charged! We try really hard to be transparent about fees - the exact fee should be clear in the app whenever you're cashing out, but you can also find a complete list here: http://squ.re/2uOYdWL If we can answer any other questions, please reply back to let us know!
Can’t Solve Dispute Problem
Someone stole my cash app card and went to an atm and took out $40 from my account that I didn’t even have and put my account in negative by $24. 😡. I didn’t realize it was stolen until 2 days after I last used it because I normally only used it for impulse items. Once I discovered it was missing I went to the cash app and discovered my balance. For 2 days after that I tried to report the card stolen through the app but the only option I was given was to report it lost and order a new one. I finally was able to email the customer service and tell them about the situation and dispute it. Once I received the initial email requesting information, I replied the correct info so I can have the claim disputed. It has been a week and I have had no reply at all and my account is still in the negative. But my new cash app card has arrived. I’ve tried calling the company as well but I got a busy signal 3 times in a row and I just got too frustrated and had to take a break. I’ve used cash app for a while and all of my friends and family have it so it’s been very convenient but they need to do a better job with communicating with people. I recently learned you can get your direct deposit to your cash app and I would like to do that because of the cash back benefits the card offers but they can’t even fix a dispute problem so I’m worried about putting my bill money on the card
Sorry to hear your Cash Card was stolen! We're glad to help with this - if you have any questions around the dispute process, please reach out here: http://squ.re/cashhelp. Also, the direct deposit is a great feature, check out this article to learn more: https://squ.re/2L4z16P.
- Square, Inc.
- 106.6 MB
- Requires iOS 10.0 or later. Compatible with iPhone, iPad, and iPod touch.
- English, French
- Age Rating
- Rated 4+
- © 2013–2018 Square, Inc.
Get all of your passes, tickets, cards, and more in one place.
With Family Sharing set up, up to six family members can use this app.
Get things done within this app using just your voice.