Stash is a personal finance and investment app that helps you save money and invest in select individual stocks and curated funds (ETFs), starting with just $5.
What’s New? Banking is coming to STASH! We’re offering a debit account with zero set-up, monthly, minimum balance, or overdraft fees.
-- STASH for your life with:
* Personal investment accounts
* Retirement accounts with Roth and Traditional IRAs
* Custodial accounts to invest for and with your children
-- Every STASH subscription includes:
* Coach - Personalized savings and investment advice
* Learn - Financial education, guidance, and curated investment news
* Auto-Stash - Save and invest automatically
-- Safety & Security --
256-bit encryption and Secure Sockets Layer (SSL)—to keep your money, identity, and personal information safe. Stash is an SEC registered investment adviser. While such registration does not imply a certain level of skill, it does require us to follow federal regulations that protect you - the investor. Our custodian is an SEC registered broker-dealer and a member of FINRA, NYSE, and SIPC. Securities in your account are protected up to $500,000 (including $250,000 for claims for cash). For details, please visit www.sipc.org.
-- Investment account pricing
Each account has one simple advisory fee. Invest and Custodial accounts cost $1 per month for balances under $5k. Retire accounts cost $2 per month for balances under $5k. All accounts with balances of $5k or more only cost 0.25% per year (just $12.50 per year for a balance of $5k). We NEVER charge for deposits or withdrawals, and there are no add-on trading commissions.
1 Other fees may apply.
Banking services provided by Green Dot Bank and Stash Visa Debit card issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association. Green Dot Bank operates under the following registered trade names: GoBank, Green Dot Bank and Bonneville Bank. All of the registered trade names are used by, and refer to a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. Green Dot is a registered trademark of Green Dot Corporation. ©2018 Green Dot Bank. All rights reserved.
Investment products and services are offered by Stash Investments LLC, not Green Dot Bank, and are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value. Securities offered through Apex Clearing Corporation, Member FINRA/SIPC.
Investing Involves Risk. Listed investments currently available on Stash but not necessarily representative of all investments. A full list of available investments on Stash can be found here: https://learn.stashinvest.com/stash-investments-stocks. Information shown is strictly for illustrative and educational purposes only and should not be considered a solicitation to buy, an offer to sell, or a recommendation for any security in any jurisdiction where such an offer, solicitation or recommendation would be unlawful or unauthorized. All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them. Any preliminary information provided to prospective clients prior to Stash accepting a signed advisory agreement does not constitute investment advice and should not be relied on as such. Stash Investments LLC ("Stash") is an SEC registered investment adviser. In order to open a Stash account, you must be at least 18 years of age and Stash is only available to US citizens, permanent residents and select visa types. See https://www.stashinvest.com/disclosurelibrary for more info.
1. Clients may incur ancillary fees that are not part of wrap-fee.
If you receive a bonus offer, you agree to and accept the terms and conditions here: https://www.stashinvest.com/terms-and-conditions
– Coach now has weekly challenges. These are designed to help you gain knowledge and diversify your portfolio. Roll out will be slow, but keep a weather eye.
– We updated our FINRA screen in registration to give some more context around conflicts of interest.
Way to Kill Bugs #41: Bugs can be reasonable. Sometimes, all you have to do is have a conversation...
"Hey. We've been talking and feel you've been here long enough. Honestly, you're starting to overstay your welcome. So we think it's time for you to set out on your own and find a new path. Only you can discover your true bug purpose. It might take some time, but that's okay! There's always someone to talk to. Maybe not us...but you can always find another app!"
Ratings and Reviews
Beginner, I'm so excited about Stash!
Wow! I've started at the end of July and I feel very confident in this app. I've always wanted to invest. First I tried Merrill Lynch with my bank and they even called me, at first I thought I was opening just a retirement / savings account with them but they said I signed up for stocks which is very confusing since I thought it was savings. But I tried and really I couldn't understand nothing of that, I still haven't deposited anything because it's too confusing. So I researched other ways and this is when I found Stash. I started with $30 a week out my checking account then as of 2 weeks ago my only return was $2.35 and I had 4 ETFs but one seemed to not be doing so well, I know they say sell when market is low but as a beginner I don't understand all that but as it was not doing me well and the other 3 were better , I sold that one and put $10 out my stash account into the one doing extremely well. I feel very confident in my choices and as of yesterday I have a return of $4.35... In 2 weeks $2, that's amazing to me as it took me 4 months to get only $2.35. I'm still learning and I still want to open retirement and savings in stash as they offer both. I even got $5 for getting someone to sign up and it's $1 a month fee to stash :) no one can beat that! Win win!
Great way to get your gears going!
I’m a college student but I’m also a young individual that wants to contribute his part into the economy. I started back in July investing only $5 a week. I have been consistent with auto stash and sometimes stashing away another $5 here and there. Now I have $105 and have made 2.25 on it! It’s not much, and I’m not getting rich but I am making more than a savings account!
What I like about it is that my investments are small and the cash isn’t readily accessible. This barrier allows me to forget about the money I have invested and just let it build up. Within a year, I’ll have at least over $260. And that’s still better than I’d be doing anyways when I’ve “tried to save.” I think it’s great! And I’ve also been consistent with putting money away in another savings account. And I’ve been better with money.
This isn’t just about having an app you can make simple investments. This is about building positive basic habits that’ll we’ll be thankful for. This is only the beginning and once I graduate, I can really start buying stocks and investing for my future.
Thanks for the app!
If I could give it a 0 I would.
There is no such thing as customer service on this app, they don’t provide ANY type of contact information if you are having a problem, which I had MANY problems with this app and account. First of all, if you want to withdrawal your own money out of your own account they won’t give it to you until about 30 days after you request a withdraw. Second, I have tried to get ahold of some type of customer support for this app and there is literally NOTHING! I send e-mail after e-mail requesting help from them and they have never replied to me and I’ve sent about 100 e-mails so far asking for help (no exaggeration). Third, yes you can make decent money off of this app as long as you put in about $1,000 into your investments, just an FYI. Fourth, if your in the investing for the long-run, then this might be a fine app for you personally, but if you are trying to get cash fast to pay the bills, this app will not work for you. Just wanted to give everyone a heads up about this app. It could definitely improve. I have requested to withdrawal my money that is in my stash account that ALL of my investments have been SOLD for about a long time now, and I still have not received MY OWN MONEY from them, NOR will they even let me withdraw MY CASH from MY OWN ACCOUNT on the app! That’s all, rant over. Good luck!!!
Hi Thee - Stash is definitely a great tool for long term investing, but we do also want to make sure were there for you if you need to withdraw money. You can always give us a call at 1.800.205.5164 if you're having trouble reaching us by e-mail. - Stash Team
With Family Sharing set up, up to six family members can use this app.