SteadiPay lets you get the benefits of using your credit card (earning rewards, building credit, fraud protection...) without worrying about overspending or missing payments. Here's how it works:

1) Link your favorite credit card and checking account in the SteadiPay app
2) Use your credit card as usual (racking up those sweet rewards!)
3) SteadiPay will cover your daily spend and pay your card off for you

SteadiPay is careful never to take your checking account balance below zero, and you can return funds from your SteadiPay balance to your checking account any time.

Try SteadiPay today and start swiping responsibly!

What’s New

Version 1.2.9

Integrated Ionic Live Deploy

Ratings and Reviews

Jamesdusoleil ,

App does what it advertises

Keep in mind this is a new app. So they are still ironing out the bugs. But this app does what it advertises to do and your money is accounted for. It takes a few days for your credit card purchases to be pulled from your debit card and then a few more days to be credited into the Steadipay account balance.

Also for the moment until the program gets fine tuned with each bank since each bank has different processing times, I would suggest to set you due date to roughly 4 days prior to the actual due date. YOUR CARD WILL GET PAID. Just with this new service, I’m sure banks are just trying to get used to payments from them.

Overall, it’s a great service. And it helps you set aside money to pay the credit card purchases while you actually have the money. It’s like a regular debit card. Except you can earn your rewards from the credit card, take advantage of purchase protection options from your bank, and build your credit.

I rate the app 4 stars because it works as advertised, but the timing is still a little bit off. But if you ever have questions or need help with the app, the app makes it easy to get a hold of someone to help you. Like last month the timing was off a few days for the payment. They were way more than helpful reassuring me that the payment was made and even sent a payment confirmation for proof of payment.

mstrilowe ,

Awesome concept!

I have been using this app for a month or two now and it’s great. I love knowing that what is in my checking account is actually what I have, and that it isn’t going to take a big hit at the end of the month when the credit card payment is due. Also so nice to have one spot where I can see how much money is on my different credit cards and in my checking account.

I had one issue with a bill payment taking a day or two too long to go through to my bank, but the customer service was great. They looked into it immediately and took care of the problem. They said they are making changes to ensure this will never happen again.

jss29000 ,

Great App

I’ve had no issues and love this app. Been looking for something like this for a while!


SteadiPay Inc.
19.8 MB

Requires iOS 11.0 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating
Rated 4+
© SteadiPay Inc, 2018


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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