iPhone Screenshots


Tally makes it simple to stay on top of your credit cards. You scan your cards. If you qualify, we give you a line of credit at a low APR and manage all your payments. No credit card late fees. No gimmicks. Just a faster way to pay your balances. And a smarter way to organize your cards. Think of us like your personal financial assistant without the cost of a personal financial assistant. (See “No Hidden Fees” below to learn more about what Tally charges).

Tally brings your credit cards into one simple-to-use app. It helps you smartly pay your credit cards, so you know you are always making the right payment to the right card at the right time. Tally also helps you pay down balances faster by helping you save money on interest and late fees. Tally was built with bank-level security, so you can rest assured that your data is safe.

** We currently support most cards from American Express, Bank of America, Barclays, Capital One, Chase, Citibank, Discover, US Bank, Wells Fargo, Best Buy and Target. We’re working to add more!

** We do not support charge cards, retail cards or store cards.

** We are currently available in CA, CO, FL, IL, MA, MI, NJ, NY, OH, TX, WA, WI and UT. We are working to expand to more states, stay tuned!

Actually, we don’t charge any fees. Period. No annual fee, no origination fee, no prepayment fee, no balance transfer fee, no late fee, no over-the-limit fee. Nothing. Because we hate hidden fees, too.

Depending on your credit history, your APR (which is the same as your interest rate) will be between 7.9% - 19.9% per year. And similar to credit card APRs, it will vary with the market based on the Prime Rate. This information is accurate as of June 2017.

Tally is the easiest way to pay down your balances faster. To get the benefits of Tally, you need to be approved for and accept a credit line. Your Tally credit line will automatically kick in when we can reduce your interest or protect you from credit card late fees.

With one intuitive app to keep track of your cards, you no longer need to manage your accounts across multiple sites. Keep using your cards and getting the perks and rewards. We’ll take care of the rest.

Seriously. With Tally, you get late fee protection—not just reminders like other services. Whenever you’re in danger of getting hit with a late fee, your Tally line of credit kicks in and makes the minimum payment. As long as your account is in good standing, you’ll never worry about late fees again. Guaranteed.

We minimize interest costs and fees by making the right payment, to the right card, at the right time.

Tally makes money on interest, just like a bank. The difference is that we think unnecessarily high APRs are unfair. So, we only make money when we can save you money.


“Tally has streamlined my approach to credit cards, allowing me to pay down my high interest balances and taking away all of the stress of juggling multiple payments and payment dates. What I love most about Tally is that the support team is extremely responsive and helpful, unlike dealing with most banks—a real plus.”
- Michael

“I love Tally. Tally helped simplify my finances into one single view. I can quickly manage my active cards and I don’t have to worry about managing multiple due dates.”
- Steven

“Tally makes it really easy for me to manage all my credit cards in one place and make sure the bills are paid on time!”
- Thomas

“My goal is to maximize use of credit cards perks to secure the best rewards. This has the unfortunate side effect of juggling multiple bills every month and making sure cards get paid correctly and on time. Enter Tally, this nascent startup with a bold mission. I was sold. Tally is already saving people real money, improving credit scores, and helping credit rewards conscious people like me keep on top of all the payments.”
- Patrick

What's New

Version 2.0.23

After a few bigger releases (BestBuy & Target cards support, referral program, new sign-up FAQs etc), we're taking a bit of a breather with some smaller changes and fixes behind the curtain.

Enjoy the start of the summer!

Ratings and Reviews

4.4 out of 5

1.6K Ratings

1.6K Ratings

The app I’ve been waiting for


It’s hard to find the right system that works for you. Whether it’s scheduling out your day or starting a gym routine. But when it comes to helping to consolidate debt, Tally knows exactly how to help. My wife and I were skeptical at first, but we NEEDED something to help us with all of our outstanding credit cards. The interest was WAY too high and we needed a plan to get back on track. We took a shot with Tally, and now we have a way to get us back where we need to be. They are more than helpful and are there for you 24/7. They got me a lower interest rate and now I can relax knowing that we will be debt free much sooner than we had expected. I want to thank Tally and all those who helped to put this app out. It was much needed.

Great app but has potential to be amazing


I can see tally being an amazing app but it's currently just great. There are some limitations on the cards they accept which is kind of a bummer (currently won't support my target, kohls, Home Depot) cards that have super high interest. Also my bank special credit card (USAA) isn't supported. Had an issue when I changed my passwords on my credit cards. They had to manually reset the card relink feature (known issue). I gave the app 4 stars because I honestly believe they will figure out and add the features I've discussed. I've saved $40 the first month. Can't give you less than 3 stars if you are going to save me $500 a year. Also I would love it if they could increase my limit more than $5000.

Works as advertised


I don't know why there are negative reviews from people being denied. The app tells you right from the start that if your credit is below the mid 600s that your odds are less to get approved.
That being said, my score is a 608 and I just got approved $3,000 at a much lower interest rate than my cards so it's not a for sure that you'll be denied.
If you're looking to consolidate credit card debt, give tally a shot. If you get denied, remember, it's not the apps fault, it tells you from the start that the lower scores will most likely be denied.
So if we're rating the pure function of the app, it does everything it says. 👌🏼


Tally Technologies, Inc.
70.6 MB
Requires iOS 10.0 or later. Compatible with iPhone, iPad, and iPod touch.
Age Rating
Rated 4+
© 2017 Tally Technologies, Inc.


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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