If you are an undergraduate or a graduate student with an upcoming internship or full-time job, you can borrow up to $10,000 instantly. And you don't pay a thing until you start working!
Please note: Thrive Cash is currently available only in a small set of colleges. You'll know when we launch in your college, until then stay tuned, we're working on it!
Small bug fixes and stability improvements to make your experience smoother!
Ratings and Reviews
Got to go on a ski trip with the cash from thrive cash!
I first used the app last year when I was a senior at UPenn. I’ve finished paying back the little loan that I took. I was a senior at UPenn, I wasn’t really sure how everything worked for this type of loan but I really wanted go on a ski trip with my friends, but I didn’t have money for the plane tickets and I just don’t really know how banks work with such small amounts of money (probably not worth it to go through the bank) so thrive cash seemed like a good option for me because a friend of mine had used it and said it was pretty good. At that time I actually did not have a job lined up yet but I was trying to get around 200 bucks just the little extra booster I needed to buy plane tickets so I could go on the trip. I sent a text to the support line and they said that they usually only lend to people who have something lined up, but they made an exception for me and gave me $250! It was pretty sweet and made a huge difference, first time skiing!A few months after getting the first amount of money I asked if I could get about $100 for a few personal things that had come up. Once again they were super nice and leant me the $100. I eventually did get a job so when it came to paying back time I wanted to pay back sooner than the initial plan and that was totally fine. I think ti reduced the interest fees by a little too, which was really great. Overall, I loved using Thrive Cash, it was really helpful.
Be extremely cautious with mentioning or displaying your race or ethic background during sign up
I experienced amazing service from this application initially. Up until I sent my employee id showing my photo along with my offer letter from my employer. All the enthusiasm from the support analyze via the contact number within the application changed once found out I was an African American male. Every requirement needed for this service was met, but yet major push back on approval. Things like “You are violating terms” and “Sorry we can’t verify you”. After presenting student id, employees id, School Netid and more. I was baffled by the constant verification process. Thinking to myself this can’t be right. I scrolled consciously through the previous reviews, and not once am I seeing anything similar to my situation. Why did the additional processes come only after you seen I was black? Thrive cash I have pretty good credit, high GPA, all verifiable referenced information on my offer letter. It’s crazy that no matter how hard you work, these stereotypes of being an african american man with sinister motives still come up even when interacting with a simple mobile application. I would never spend my time writing a review on this level. But It’s 2018 where you see something you say something. Founders and co founders of this application please open your hidden criteria to individuals like me and others even if your personal views clash with a qualified applicant.
Thrive cash was a lifesaver!!
Overall my experience using their service was that they are trustworthy, responsive and easy to use. It has been getting closer and closer to when I had to pay my rent. My parents were not in a financial position to help me out and though I was starting a new job, I am receiving my first pay check a couple of weeks after I had to pay my deposit and first months rent. I honestly had no idea how I was going to do it. That's where they really helped me out. After signing up (I was pretty suspicious at first) and watching the demo and asking the customer service a ton of qs I sent in my offer letter. After choosing the amount of money I need they sent me the cash so I had it in my account the next morning, I paid my rent immediately!
The interest fees are very reasonable (not much experience with other loans) and I look forward to paying back in good time. This is a really great product, very intuitive and easy to use and it feels like they genuinely care about you. The customer service was super responsive.
Strongly recommend Thrive cash for anyone who needs a bit of help
With Family Sharing set up, up to six family members can use this app.