Best Mobile Bank App in Russia (according to Markswebb Rank & Report and Deloitte) in 2013–2018.
∙ Apply for any of Tinkoff Bank's products (mortgage loans included) and make appointments with the Bank’s representatives
∙ Log in with just cell phone number or user name, authenticate with your access code or Touch ID/Face ID
∙ Get or recover your login and password right in the app
∙ Card activation before/after authorisation
Payments and transfers
∙ Pay with a card issued by any Russian bank for your cell phone, Internet provider, home telephone and utility bills, traffic fines, government services, top up your Troika, etc.
∙ Make payments and Card2Card transfers with no registration
∙ Set up automatic payments for your home phone, electricity and utility bills, taxes and fines
∙ Set up recurring and automatic payments
∙ Scan receipt QR codes to speed up payments, no bank details required
∙ Check & pay traffic fines, subscribe to notifications about new fines
∙ Subscribe to and make one-tap payments for bills from Moscow utility companies, Mosenergosbyt, and MGTS
∙ Subscribe to traffic fines and debts to the Federal Tax Service and Federal Bailiffs Service, pay taxes and debts
∙ Access your incoming bills and invoices (e.g., from online retailers or tax authorities)
∙ Withdraw cash from Tinkoff ATMs using QR codes
∙ Check your Strelka card balance during top-ups
∙ Make instant transfers: between your own accounts, from and to any card, using a phone number (send your money to any bank, no details required), to other banks and state-owned entities
∙ Transfer money from Tinkoff debit to third-party cards (up to RUB 20,000 per month) with no fee
∙ Transfer money to foreign bank cards
∙ Make instant transfers to Tinkoff cardholders using QR codes
∙ Edit payment templates (e.g., purpose)
∙ Sort your contacts easily
∙ Save detailed payment and transfer receipts
∙ Enjoy the new account list, detailed account and card screens
∙ Access all of Tinkoff's financial products in one app: cards, deposits, cash loans
∙ Manage your savings accounts and your goals with progress tracking
∙ Record other banks’ cards for Tinkoff Bank payments and instant top-ups, no bank details required
∙ Enjoy the special multiple-card access mode and view transactions for any of your cards
∙ Receive account and transactions statements
∙ Enable and manage the overdraft option
∙ Enjoy virtual card support (Tinkoff Wallet)
∙ View limitations for free top-ups, withdrawals and transfers to third-party cards in the account details
∙ Enable Apple Pay for your Tinkoff cards (Mastercard or Visa)
∙ Set up and change your card PIN
∙ Immediately block, re-issue and request additional cards
∙ Change your card payment confirmation mode – by PIN or by signature
Search and analytics
∙ View spend charts and deposit analysis
∙ Explore all transactions in the Event List: see general expense statistics or filter transactions by date, account or name
∙ Global in-app search: in transactions, favourite payments and service providers or contacts
∙ Enjoy hot special offers (with new offer notifications)
∙ Choose categories with higher cash backs
∙ Estimate your cash back
∙ Manage points or miles if you participate in a loyalty programme
∙ Benefit from easy & comfortable access to card limits
∙ Enjoy secure transactions abroad
∙ Add to your protection with security questions
And also much, much more
∙ 3D Touch support with a shortcut menu
∙ The best inter-account transfer rates on the Russian market (closest to the current FX trade)
∙ Contact the bank by phone over the Internet (app uses audio and VoIP background modes) or by phone, by e-mail or by chat and through social networks
∙ Tinkoff ATMs and special offers right on the map, available all across Russia
∙ The nearest top-up points (filter by the bank’s partners, currency, top-up amount)
∙ Monitor FX rates and their dynamics (Tinkoff Bank / Bank of Russia)
A new Actions button on a Pay tab with Request Money, Scan Invoice and Withdraw Cash options. (Some of new features will be delivered partially and become available for every customer during two weeks from now).
Redesigned interface of accounts carousel and ‘Card-to-card’ screen: add a new currency and order new cards from accounts screen.
Merchants’ brand icons in push-notifications.
Application for Individual Investment Account and Cash-Secured Loan.
A summarized balance of the investment account and Individual Investment Account in the Investments section on the main screen.
A new Documents section is available in Wallet on Other tab
Family banking upgrade: share your account info with other Tinkoff client. Choose whether you want to show a balance only or provide a full access.
Now you may share your favorite payment from template’s settings.
Choose between regular (updated on the first day each month) and indefinite card limits.
And many other improvements.
Ratings and Reviews
Simply the best banking app I've ever used! Intuitive, easy to use, built in pfm, payments to virtually every provider in Russia, instant money transfers, both within the bank and to external accounts. Highly recommend!
One of the best online banking experiences
It has everything you need for personal banking.
Best app (especially for banks)
1000 thanks to developers who made the banking services easier.
Get all of your passes, tickets, cards, and more in one place.
With Family Sharing set up, up to six family members can use this app.
Get things done within this app using just your voice.